Buy Cheap Sanford, CO Auto Insurance (2021)

Sanford, CO auto insurance rates average $297 a month. Minimum auto insurance requirements in Sanford, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Sanford, CO, compare Sanford auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Sanford, CO after a DUI are $4,251/year
  • The most expensive auto insurance company in Sanford is Allstate
  • The most expensive auto insurance company in Sanford after a DUI is Allstate

Finding affordable Sanford, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Sanford, CO auto insurance with confidence is right here. Auto insurance rates in Sanford are affected by local factors as well as personal ones like your driving record.

See how Sanford, CO car insurance rates compare to Boulder auto insurance rates, Lakewood auto insurance rates, and Centennial auto insurance rates before you read more about the cost of auto insurance in Sanford.

Don’t buy Sanford, CO auto insurance until you’ve compared rates. Get free Sanford, Colorado auto insurance quotes when you enter your ZIP code above.

Sanford, CO Minimum Auto Insurance Requirements

The required auto insurance in Sanford, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Sanford, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Sanford, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Sanford, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Sanford, CO. Take a look at Sanford, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Sanford, Colorado

Insurance Company Poor Fair Good
Allstate $6,902 $5,305 $4,011
American Family $4,613 $3,282 $2,750
Farmers $5,730 $4,643 $4,412
GEICO $3,008 $2,506 $2,005
Liberty Mutual $3,763 $2,302 $1,834
Nationwide $3,990 $3,154 $2,751
Progressive $4,244 $3,614 $3,314
State Farm $4,000 $2,570 $2,071
USAA $4,757 $2,700 $2,160

Buy Cheap Sanford, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Sanford, Colorado auto insurance rates? Find out how car insurance rates in Sanford, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sanford, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,362 $3,153 $3,007 $3,041 $11,315 $11,849 $3,739 $3,781
American Family $2,424 $2,424 $2,188 $2,188 $5,878 $7,883 $2,424 $2,977
Farmers $2,901 $2,878 $2,631 $2,832 $10,837 $10,914 $3,193 $3,238
GEICO $1,596 $1,740 $1,657 $1,854 $4,950 $5,273 $1,469 $1,513
Liberty Mutual $1,759 $1,725 $1,497 $1,643 $5,202 $5,666 $1,777 $1,797
Nationwide $2,210 $2,255 $1,977 $2,093 $5,513 $7,064 $2,533 $2,738
Progressive $2,305 $2,162 $2,000 $1,997 $7,642 $8,553 $2,598 $2,534
State Farm $1,822 $1,822 $1,631 $1,631 $5,153 $6,538 $2,036 $2,409
USAA $2,154 $2,161 $2,042 $2,056 $5,325 $6,108 $2,771 $3,027

Buy Cheap Sanford, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Sanford can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Sanford, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Sanford, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,315 $11,849
American Family $5,878 $7,883
Farmers $10,837 $10,914
GEICO $4,950 $5,273
Liberty Mutual $5,202 $5,666
Nationwide $5,513 $7,064
Progressive $7,642 $8,553
State Farm $5,153 $6,538
USAA $5,325 $6,108

Buy Cheap Sanford, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Sanford, Colorado by comparing Sanford senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Sanford, CO here.

Annual Auto Insurance Rates for Senior Drivers in Sanford, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,007 $3,041
American Family $2,188 $2,188
Farmers $2,631 $2,832
GEICO $1,657 $1,854
Liberty Mutual $1,497 $1,643
Nationwide $1,977 $2,093
Progressive $2,000 $1,997
State Farm $1,631 $1,631
USAA $2,042 $2,056

Find Cheap Auto Insurance Rates in Sanford, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Sanford, Colorado auto insurance. Compare Sanford, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sanford, Colorado

Insurance Company Low Medium High
Allstate $5,139 $5,389 $5,690
American Family $3,381 $3,622 $3,642
Farmers $4,337 $4,859 $5,588
GEICO $2,316 $2,473 $2,731
Liberty Mutual $2,487 $2,623 $2,789
Nationwide $3,323 $3,295 $3,276
Progressive $3,453 $3,734 $3,985
State Farm $2,698 $2,881 $3,061
USAA $3,077 $3,205 $3,334

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Find Cheap Sanford, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Sanford. Compare auto insurance rates in Sanford, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Sanford, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,406 $5,406
American Family $3,472 $3,624
Farmers $4,928 $4,928
GEICO $2,454 $2,559
Liberty Mutual $2,633 $2,633
Nationwide $3,298 $3,298
Progressive $3,724 $3,724
State Farm $2,809 $2,951
USAA $3,115 $3,296

Find Cheap Sanford, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Sanford, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Sanford, CO, take a look at the average cost for various violations versus rates for a clean driving record in Sanford.

Annual Sanford, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,626 $5,302 $6,468 $5,228
American Family $2,623 $3,729 $4,868 $2,974
Farmers $4,162 $5,344 $5,274 $4,932
GEICO $1,784 $2,745 $3,166 $2,331
Liberty Mutual $2,306 $2,700 $2,804 $2,722
Nationwide $2,537 $3,465 $4,398 $2,792
Progressive $3,234 $4,482 $3,412 $3,768
State Farm $2,656 $3,104 $2,880 $2,880
USAA $2,344 $2,849 $4,987 $2,642

Find Cheap Sanford, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Sanford, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Sanford for less when you shop around and compare rates from multiple Sanford, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Sanford, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,468
American Family $4,868
Farmers $5,274
GEICO $3,166
Liberty Mutual $2,804
Nationwide $4,398
Progressive $3,412
State Farm $2,880
USAA $4,987

Winners by Category: Where to Buy Cheap Auto Insurance in Sanford, CO

Compare rates from the cheapest auto insurance companies in Sanford, CO for your needs. Take a look at how Sanford, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Sanford, Colorado

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

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Find Cheap Sanford, Colorado Auto Insurance Companies

If you’re looking for the cheapest Sanford, CO auto insurance companies overall, you can compare them here. Find the best price for Sanford, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Sanford, Colorado

Insurance Company Average Annual Rates
Allstate $5,406
American Family $3,548
Farmers $4,928
GEICO $2,507
Liberty Mutual $2,633
Nationwide $3,298
Progressive $3,724
State Farm $2,880
USAA $3,206

What affects Sanford, Colorado auto insurance rates?

Local factors affect auto insurance rates in Sanford, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Sanford auto insurance rates.

Commute Times in Sanford

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Sanford, CO is 23.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Sanford, CO

You can buy cheap Sanford, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Sanford, Colorado auto insurance quotes from top companies.

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