Buy Cheap San Ramon, CA Auto Insurance (2021)

San Ramon, CA auto insurance rates average $279 a month. Minimum auto insurance requirements in San Ramon, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in San Ramon, CA, compare San Ramon auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in San Ramon after a DUI is Allstate
  • Average auto insurance rates in San Ramon, CA are $279/month
  • Average auto insurance rates in San Ramon, CA for teens drivers are $5,660/year

Finding affordable San Ramon, California auto insurance can be challenging, but everything you need to know to buy cheap San Ramon, CA auto insurance with confidence is right here. Auto insurance rates in San Ramon are affected by local factors as well as personal ones like your driving record.

See how San Ramon, CA car insurance rates compare to Long Beach auto insurance rates, Oakland auto insurance rates, and Los Angeles auto insurance rates before you read more about the cost of auto insurance in San Ramon.

Don’t buy San Ramon, CA auto insurance until you’ve compared rates. Get free San Ramon, California auto insurance quotes when you enter your ZIP code above.

San Ramon, CA Minimum Auto Insurance Requirements

The required auto insurance in San Ramon, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in San Ramon, California is outlined here.

Minimum Required Auto Insurance Coverage in San Ramon, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap San Ramon, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect San Ramon, California auto insurance rates? Find out how car insurance rates in San Ramon, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in San Ramon, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,835 $2,836 $2,070 $2,088 $7,913 $9,955 $3,627 $3,981
Farmers $2,290 $2,290 $2,064 $2,064 $7,330 $12,038 $2,716 $3,026
GEICO $1,617 $1,618 $1,521 $1,521 $4,932 $5,016 $2,324 $2,374
Liberty Mutual $2,123 $2,009 $1,972 $1,911 $4,607 $4,906 $2,391 $2,413
Nationwide $2,972 $2,838 $2,589 $2,442 $7,564 $8,331 $3,557 $3,522
Progressive $1,735 $1,787 $1,468 $1,746 $4,635 $5,589 $2,490 $2,678
State Farm $2,793 $2,793 $2,495 $2,495 $5,142 $6,380 $3,092 $3,188
Travelers $2,301 $2,228 $2,038 $2,017 $4,739 $5,421 $2,986 $2,925
USAA $1,795 $1,703 $1,749 $1,759 $4,076 $4,114 $2,492 $2,358

Buy Cheap San Ramon, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in San Ramon can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in San Ramon, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in San Ramon, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,913 $9,955
Farmers $7,330 $12,038
GEICO $4,932 $5,016
Liberty Mutual $4,607 $4,906
Nationwide $7,564 $8,331
Progressive $4,635 $5,589
State Farm $5,142 $6,380
Travelers $4,739 $5,421
USAA $4,076 $4,114

Buy Cheap San Ramon, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in San Ramon, California by comparing San Ramon senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in San Ramon, CA here.

Annual Auto Insurance Rates for Senior Drivers in San Ramon, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,070 $2,088
Farmers $2,064 $2,064
GEICO $1,521 $1,521
Liberty Mutual $1,972 $1,911
Nationwide $2,589 $2,442
Progressive $1,468 $1,746
State Farm $2,495 $2,495
Travelers $2,038 $2,017
USAA $1,749 $1,759

Find Cheap Auto Insurance Rates in San Ramon, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of San Ramon, California auto insurance. Compare San Ramon, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in San Ramon, California

Insurance Company Low Medium High
Allstate $4,180 $4,451 $4,608
Farmers $3,949 $4,260 $4,474
GEICO $2,394 $2,645 $2,808
Liberty Mutual $2,600 $2,816 $2,959
Nationwide $3,843 $4,299 $4,539
Progressive $2,493 $2,851 $2,954
State Farm $3,200 $3,608 $3,834
Travelers $2,702 $3,167 $3,376
USAA $2,294 $2,550 $2,673

Find Cheap San Ramon, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in San Ramon. Compare auto insurance rates in San Ramon, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in San Ramon, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,980 $4,846
Farmers $3,836 $4,619
GEICO $2,376 $2,855
Liberty Mutual $2,563 $3,020
Nationwide $3,733 $4,721
Progressive $2,507 $3,025
State Farm $3,418 $3,676
Travelers $2,774 $3,390
USAA $2,311 $2,700

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Find Cheap San Ramon, CA Auto Insurance Rates by ZIP Code

Auto insurance rates in San Ramon, California can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in San Ramon, CA to see how much where you live in San Ramon affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in San Ramon, California

ZIP Code Average Annual Rates
94582 $4,664
94583 $4,513

Find Cheap San Ramon, CA Auto Insurance Rates by Driving Record

Auto insurance rates in San Ramon, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in San Ramon, CA, take a look at the average cost for various violations versus rates for a clean driving record in San Ramon.

Annual San Ramon, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,661 $4,475 $7,026 $3,491
Farmers $3,125 $4,255 $5,303 $4,227
GEICO $1,828 $2,825 $3,540 $2,268
Liberty Mutual $2,423 $3,246 $2,930 $2,567
Nationwide $2,953 $3,780 $6,393 $3,780
Progressive $1,815 $3,079 $3,557 $2,614
State Farm $2,531 $3,019 $5,702 $2,938
Travelers $2,069 $3,340 $3,891 $3,028
USAA $1,666 $2,479 $4,053 $1,825

Find Cheap San Ramon, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in San Ramon, California is higher than for a clean driving record. You can buy auto insurance after a DUI in San Ramon for less when you shop around and compare rates from multiple San Ramon, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in San Ramon, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,026
Farmers $5,303
GEICO $3,540
Liberty Mutual $2,930
Nationwide $6,393
Progressive $3,557
State Farm $5,702
Travelers $3,891
USAA $4,053

Winners by Category: Where to Buy Cheap Auto Insurance in San Ramon, CA

Compare rates from the cheapest auto insurance companies in San Ramon, CA for your needs. Take a look at how San Ramon, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in San Ramon, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap San Ramon, California Auto Insurance Companies

If you’re looking for the cheapest San Ramon, CA auto insurance companies overall, you can compare them here. Find the best price for San Ramon, California car insurance by company.

Average Annual Auto Insurance Rates by Company in San Ramon, California

Insurance Company Average Annual Rates
Allstate $4,413
Farmers $4,228
GEICO $2,616
Liberty Mutual $2,792
Nationwide $4,227
Progressive $2,766
State Farm $3,547
Travelers $3,082
USAA $2,506

What affects San Ramon, California auto insurance rates?

Local factors affect auto insurance rates in San Ramon, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact San Ramon auto insurance rates.

Auto Theft in San Ramon

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for San Ramon, CA auto theft show a total of 52 vehicle thefts annually.

Commute Times in San Ramon

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in San Ramon, CA is 38.8 minutes according to City-Data.

Compare Auto Insurance Quotes in San Ramon, CA

You can buy cheap San Ramon, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free San Ramon, California auto insurance quotes from top companies.

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