Buy Cheap San Miguel, CA Auto Insurance (2021)

San Miguel, CA auto insurance rates average $266 a month. Minimum auto insurance requirements in San Miguel, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in San Miguel, CA, compare San Miguel auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in San Miguel, CA after a DUI are $4,478/year
  • Average auto insurance rates in San Miguel, CA for teens drivers are $5,359/year
  • The most expensive auto insurance company in San Miguel after a DUI is Allstate

Finding affordable San Miguel, California auto insurance can be challenging, but everything you need to know to buy cheap San Miguel, CA auto insurance with confidence is right here. Auto insurance rates in San Miguel are affected by local factors as well as personal ones like your driving record.

See how San Miguel, CA car insurance rates compare to Anaheim auto insurance rates, San Diego auto insurance rates, and Long Beach auto insurance rates before you read more about the cost of auto insurance in San Miguel.

Don’t buy San Miguel, CA auto insurance until you’ve compared rates. Get free San Miguel, California auto insurance quotes when you enter your ZIP code above.

San Miguel, CA Minimum Auto Insurance Requirements

The required auto insurance in San Miguel, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in San Miguel, California is outlined here.

Minimum Required Auto Insurance Coverage in San Miguel, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap San Miguel, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect San Miguel, California auto insurance rates? Find out how car insurance rates in San Miguel, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in San Miguel, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,502 $2,509 $1,829 $1,853 $6,917 $8,714 $3,224 $3,563
Farmers $2,163 $2,163 $1,950 $1,950 $6,911 $11,345 $2,564 $2,856
GEICO $1,609 $1,611 $1,514 $1,514 $4,904 $4,991 $2,313 $2,366
Liberty Mutual $2,034 $1,926 $1,893 $1,835 $4,443 $4,726 $2,292 $2,310
Nationwide $2,764 $2,640 $2,424 $2,286 $7,008 $7,733 $3,299 $3,258
Progressive $1,577 $1,622 $1,347 $1,594 $4,200 $5,052 $2,272 $2,440
State Farm $2,875 $2,875 $2,568 $2,568 $5,274 $6,534 $3,183 $3,284
Travelers $2,224 $2,156 $1,968 $1,947 $4,537 $5,190 $2,877 $2,821
USAA $1,780 $1,688 $1,736 $1,745 $4,033 $4,063 $2,465 $2,331

Buy Cheap San Miguel, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in San Miguel can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in San Miguel, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in San Miguel, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,917 $8,714
Farmers $6,911 $11,345
GEICO $4,904 $4,991
Liberty Mutual $4,443 $4,726
Nationwide $7,008 $7,733
Progressive $4,200 $5,052
State Farm $5,274 $6,534
Travelers $4,537 $5,190
USAA $4,033 $4,063

Buy Cheap San Miguel, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in San Miguel, California by comparing San Miguel senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in San Miguel, CA here.

Annual Auto Insurance Rates for Senior Drivers in San Miguel, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,829 $1,853
Farmers $1,950 $1,950
GEICO $1,514 $1,514
Liberty Mutual $1,893 $1,835
Nationwide $2,424 $2,286
Progressive $1,347 $1,594
State Farm $2,568 $2,568
Travelers $1,968 $1,947
USAA $1,736 $1,745

Find Cheap Auto Insurance Rates in San Miguel, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of San Miguel, California auto insurance. Compare San Miguel, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in San Miguel, California

Insurance Company Low Medium High
Allstate $3,709 $3,918 $4,039
Farmers $3,723 $4,018 $4,222
GEICO $2,381 $2,631 $2,797
Liberty Mutual $2,502 $2,707 $2,838
Nationwide $3,528 $3,997 $4,254
Progressive $2,243 $2,591 $2,705
State Farm $3,318 $3,701 $3,916
Travelers $2,602 $3,044 $3,249
USAA $2,263 $2,526 $2,652

Find Cheap San Miguel, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in San Miguel. Compare auto insurance rates in San Miguel, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in San Miguel, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,513 $4,265
Farmers $3,619 $4,357
GEICO $2,364 $2,841
Liberty Mutual $2,464 $2,900
Nationwide $3,471 $4,382
Progressive $2,281 $2,745
State Farm $3,514 $3,777
Travelers $2,671 $3,259
USAA $2,287 $2,673

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Find Cheap San Miguel, CA Auto Insurance Rates by Driving Record

Auto insurance rates in San Miguel, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in San Miguel, CA, take a look at the average cost for various violations versus rates for a clean driving record in San Miguel.

Annual San Miguel, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,345 $3,955 $6,178 $3,076
Farmers $2,948 $4,014 $5,002 $3,987
GEICO $1,820 $2,809 $3,524 $2,258
Liberty Mutual $2,329 $3,119 $2,815 $2,467
Nationwide $2,744 $3,515 $5,932 $3,515
Progressive $1,647 $2,797 $3,238 $2,371
State Farm $2,599 $3,101 $5,862 $3,018
Travelers $1,997 $3,213 $3,739 $2,911
USAA $1,650 $2,452 $4,013 $1,806

Find Cheap San Miguel, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in San Miguel, California is higher than for a clean driving record. You can buy auto insurance after a DUI in San Miguel for less when you shop around and compare rates from multiple San Miguel, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in San Miguel, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,178
Farmers $5,002
GEICO $3,524
Liberty Mutual $2,815
Nationwide $5,932
Progressive $3,238
State Farm $5,862
Travelers $3,739
USAA $4,013

Winners by Category: Where to Buy Cheap Auto Insurance in San Miguel, CA

Compare rates from the cheapest auto insurance companies in San Miguel, CA for your needs. Take a look at how San Miguel, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in San Miguel, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap San Miguel, California Auto Insurance Companies

If you’re looking for the cheapest San Miguel, CA auto insurance companies overall, you can compare them here. Find the best price for San Miguel, California car insurance by company.

Average Annual Auto Insurance Rates by Company in San Miguel, California

Insurance Company Average Annual Rates
Allstate $3,889
Farmers $3,988
GEICO $2,603
Liberty Mutual $2,682
Nationwide $3,926
Progressive $2,513
State Farm $3,645
Travelers $2,965
USAA $2,480

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What affects San Miguel, California auto insurance rates?

Local factors affect auto insurance rates in San Miguel, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact San Miguel auto insurance rates.

Commute Times in San Miguel

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in San Miguel, CA is 37.5 minutes according to City-Data.

Compare Auto Insurance Quotes in San Miguel, CA

You can buy cheap San Miguel, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free San Miguel, California auto insurance quotes from top companies.

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