Buy Cheap San Martin, CA Auto Insurance (2021)

San Martin, CA auto insurance rates average $275 a month. Minimum auto insurance requirements in San Martin, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in San Martin, CA, compare San Martin auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in San Martin, CA after a DUI are $4,620/year
  • Average auto insurance rates in San Martin, CA are $275/month
  • The most expensive auto insurance company in San Martin after a DUI is Allstate

Finding affordable San Martin, California auto insurance can be challenging, but everything you need to know to buy cheap San Martin, CA auto insurance with confidence is right here. Auto insurance rates in San Martin are affected by local factors as well as personal ones like your driving record.

See how San Martin, CA car insurance rates compare to San Diego auto insurance rates, Bakersfield auto insurance rates, and Fresno auto insurance rates before you read more about the cost of auto insurance in San Martin.

Don’t buy San Martin, CA auto insurance until you’ve compared rates. Get free San Martin, California auto insurance quotes when you enter your ZIP code above.

San Martin, CA Minimum Auto Insurance Requirements

The required auto insurance in San Martin, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in San Martin, California is outlined here.

Minimum Required Auto Insurance Coverage in San Martin, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap San Martin, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect San Martin, California auto insurance rates? Find out how car insurance rates in San Martin, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in San Martin, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,518 $2,520 $1,844 $1,864 $7,041 $8,859 $3,233 $3,557
Farmers $2,473 $2,473 $2,231 $2,231 $7,913 $13,000 $2,934 $3,270
GEICO $1,619 $1,620 $1,523 $1,523 $4,932 $5,025 $2,326 $2,382
Liberty Mutual $2,023 $1,916 $1,883 $1,825 $4,427 $4,706 $2,280 $2,297
Nationwide $2,801 $2,673 $2,450 $2,310 $7,135 $7,861 $3,343 $3,305
Progressive $1,611 $1,659 $1,350 $1,610 $4,241 $5,122 $2,295 $2,467
State Farm $2,993 $2,993 $2,675 $2,675 $5,543 $6,876 $3,316 $3,419
Travelers $2,297 $2,225 $2,037 $2,015 $4,727 $5,421 $2,989 $2,921
USAA $1,762 $1,668 $1,720 $1,726 $4,015 $4,041 $2,440 $2,305

Buy Cheap San Martin, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in San Martin can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in San Martin, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in San Martin, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,041 $8,859
Farmers $7,913 $13,000
GEICO $4,932 $5,025
Liberty Mutual $4,427 $4,706
Nationwide $7,135 $7,861
Progressive $4,241 $5,122
State Farm $5,543 $6,876
Travelers $4,727 $5,421
USAA $4,015 $4,041

Buy Cheap San Martin, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in San Martin, California by comparing San Martin senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in San Martin, CA here.

Annual Auto Insurance Rates for Senior Drivers in San Martin, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,844 $1,864
Farmers $2,231 $2,231
GEICO $1,523 $1,523
Liberty Mutual $1,883 $1,825
Nationwide $2,450 $2,310
Progressive $1,350 $1,610
State Farm $2,675 $2,675
Travelers $2,037 $2,015
USAA $1,720 $1,726

Find Cheap Auto Insurance Rates in San Martin, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of San Martin, California auto insurance. Compare San Martin, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in San Martin, California

Insurance Company Low Medium High
Allstate $3,742 $3,961 $4,086
Farmers $4,266 $4,599 $4,831
GEICO $2,394 $2,647 $2,816
Liberty Mutual $2,493 $2,694 $2,823
Nationwide $3,599 $4,052 $4,304
Progressive $2,323 $2,619 $2,691
State Farm $3,420 $3,882 $4,132
Travelers $2,702 $3,160 $3,374
USAA $2,237 $2,506 $2,636

Find Cheap San Martin, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in San Martin. Compare auto insurance rates in San Martin, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in San Martin, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,551 $4,309
Farmers $4,143 $4,988
GEICO $2,379 $2,859
Liberty Mutual $2,453 $2,886
Nationwide $3,518 $4,451
Progressive $2,305 $2,784
State Farm $3,673 $3,949
Travelers $2,772 $3,386
USAA $2,267 $2,652

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Find Cheap San Martin, CA Auto Insurance Rates by Driving Record

Auto insurance rates in San Martin, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in San Martin, CA, take a look at the average cost for various violations versus rates for a clean driving record in San Martin.

Annual San Martin, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,372 $3,994 $6,242 $3,110
Farmers $3,372 $4,595 $5,729 $4,565
GEICO $1,832 $2,826 $3,546 $2,272
Liberty Mutual $2,317 $3,105 $2,801 $2,455
Nationwide $2,786 $3,566 $6,022 $3,566
Progressive $1,677 $2,829 $3,258 $2,413
State Farm $2,722 $3,245 $6,120 $3,158
Travelers $2,063 $3,343 $3,887 $3,023
USAA $1,636 $2,434 $3,977 $1,792

Find Cheap San Martin, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in San Martin, California is higher than for a clean driving record. You can buy auto insurance after a DUI in San Martin for less when you shop around and compare rates from multiple San Martin, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in San Martin, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,242
Farmers $5,729
GEICO $3,546
Liberty Mutual $2,801
Nationwide $6,022
Progressive $3,258
State Farm $6,120
Travelers $3,887
USAA $3,977

Winners by Category: Where to Buy Cheap Auto Insurance in San Martin, CA

Compare rates from the cheapest auto insurance companies in San Martin, CA for your needs. Take a look at how San Martin, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in San Martin, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap San Martin, California Auto Insurance Companies

If you’re looking for the cheapest San Martin, CA auto insurance companies overall, you can compare them here. Find the best price for San Martin, California car insurance by company.

Average Annual Auto Insurance Rates by Company in San Martin, California

Insurance Company Average Annual Rates
Allstate $3,930
Farmers $4,566
GEICO $2,619
Liberty Mutual $2,670
Nationwide $3,985
Progressive $2,544
State Farm $3,811
Travelers $3,079
USAA $2,460

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What affects San Martin, California auto insurance rates?

Local factors affect auto insurance rates in San Martin, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact San Martin auto insurance rates.

Commute Times in San Martin

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in San Martin, CA is 33.7 minutes according to City-Data.

Compare Auto Insurance Quotes in San Martin, CA

You can buy cheap San Martin, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free San Martin, California auto insurance quotes from top companies.

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