Buy Cheap San Luis Rey, CA Auto Insurance (2021)

San Luis Rey, CA auto insurance rates average $290 a month. Minimum auto insurance requirements in San Luis Rey, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in San Luis Rey, CA, compare San Luis Rey auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in San Luis Rey, CA for teens drivers are $5,872/year
  • The most expensive auto insurance company in San Luis Rey after a DUI is Allstate
  • The most expensive auto insurance company in San Luis Rey is Allstate

Finding affordable San Luis Rey, California auto insurance can be challenging, but everything you need to know to buy cheap San Luis Rey, CA auto insurance with confidence is right here. Auto insurance rates in San Luis Rey are affected by local factors as well as personal ones like your driving record.

See how San Luis Rey, CA car insurance rates compare to Los Angeles auto insurance rates, Bakersfield auto insurance rates, and Sacramento auto insurance rates before you read more about the cost of auto insurance in San Luis Rey.

Don’t buy San Luis Rey, CA auto insurance until you’ve compared rates. Get free San Luis Rey, California auto insurance quotes when you enter your ZIP code above.

San Luis Rey, CA Minimum Auto Insurance Requirements

The required auto insurance in San Luis Rey, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in San Luis Rey, California is outlined here.

Minimum Required Auto Insurance Coverage in San Luis Rey, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap San Luis Rey, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect San Luis Rey, California auto insurance rates? Find out how car insurance rates in San Luis Rey, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in San Luis Rey, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,008 $3,009 $2,191 $2,210 $8,363 $10,517 $3,846 $4,220
Farmers $2,459 $2,459 $2,224 $2,224 $7,811 $12,739 $2,911 $3,241
GEICO $1,551 $1,551 $1,458 $1,458 $4,717 $4,791 $2,227 $2,273
Liberty Mutual $2,236 $2,113 $2,088 $2,022 $4,885 $5,215 $2,516 $2,541
Nationwide $2,890 $2,756 $2,538 $2,391 $7,371 $8,131 $3,443 $3,397
Progressive $1,718 $1,772 $1,449 $1,729 $4,585 $5,552 $2,470 $2,662
State Farm $3,164 $3,164 $2,830 $2,830 $5,859 $7,275 $3,503 $3,611
Travelers $2,272 $2,197 $2,017 $1,996 $4,714 $5,357 $2,948 $2,879
USAA $2,003 $1,894 $1,959 $1,965 $4,542 $4,576 $2,778 $2,622

Buy Cheap San Luis Rey, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in San Luis Rey can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in San Luis Rey, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in San Luis Rey, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,363 $10,517
Farmers $7,811 $12,739
GEICO $4,717 $4,791
Liberty Mutual $4,885 $5,215
Nationwide $7,371 $8,131
Progressive $4,585 $5,552
State Farm $5,859 $7,275
Travelers $4,714 $5,357
USAA $4,542 $4,576

Buy Cheap San Luis Rey, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in San Luis Rey, California by comparing San Luis Rey senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in San Luis Rey, CA here.

Annual Auto Insurance Rates for Senior Drivers in San Luis Rey, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,191 $2,210
Farmers $2,224 $2,224
GEICO $1,458 $1,458
Liberty Mutual $2,088 $2,022
Nationwide $2,538 $2,391
Progressive $1,449 $1,729
State Farm $2,830 $2,830
Travelers $2,017 $1,996
USAA $1,959 $1,965

Find Cheap Auto Insurance Rates in San Luis Rey, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of San Luis Rey, California auto insurance. Compare San Luis Rey, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in San Luis Rey, California

Insurance Company Low Medium High
Allstate $4,412 $4,712 $4,888
Farmers $4,178 $4,545 $4,803
GEICO $2,261 $2,533 $2,716
Liberty Mutual $2,740 $2,981 $3,135
Nationwide $3,680 $4,185 $4,479
Progressive $2,492 $2,818 $2,917
State Farm $3,602 $4,103 $4,384
Travelers $2,637 $3,134 $3,371
USAA $2,544 $2,845 $2,988

Find Cheap San Luis Rey, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in San Luis Rey. Compare auto insurance rates in San Luis Rey, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in San Luis Rey, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,209 $5,132
Farmers $4,090 $4,927
GEICO $2,274 $2,733
Liberty Mutual $2,712 $3,193
Nationwide $3,632 $4,597
Progressive $2,489 $2,996
State Farm $3,882 $4,177
Travelers $2,746 $3,349
USAA $2,575 $3,010

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Find Cheap San Luis Rey, CA Auto Insurance Rates by Driving Record

Auto insurance rates in San Luis Rey, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in San Luis Rey, CA, take a look at the average cost for various violations versus rates for a clean driving record in San Luis Rey.

Annual San Luis Rey, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,812 $4,734 $7,445 $3,691
Farmers $3,337 $4,541 $5,650 $4,506
GEICO $1,750 $2,705 $3,389 $2,170
Liberty Mutual $2,563 $3,432 $3,098 $2,715
Nationwide $2,875 $3,683 $6,218 $3,683
Progressive $1,798 $3,047 $3,537 $2,586
State Farm $2,878 $3,431 $6,472 $3,338
Travelers $2,036 $3,319 $3,839 $2,996
USAA $1,855 $2,762 $4,521 $2,032

Find Cheap San Luis Rey, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in San Luis Rey, California is higher than for a clean driving record. You can buy auto insurance after a DUI in San Luis Rey for less when you shop around and compare rates from multiple San Luis Rey, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in San Luis Rey, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,445
Farmers $5,650
GEICO $3,389
Liberty Mutual $3,098
Nationwide $6,218
Progressive $3,537
State Farm $6,472
Travelers $3,839
USAA $4,521

Winners by Category: Where to Buy Cheap Auto Insurance in San Luis Rey, CA

Compare rates from the cheapest auto insurance companies in San Luis Rey, CA for your needs. Take a look at how San Luis Rey, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in San Luis Rey, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap San Luis Rey, California Auto Insurance Companies

If you’re looking for the cheapest San Luis Rey, CA auto insurance companies overall, you can compare them here. Find the best price for San Luis Rey, California car insurance by company.

Average Annual Auto Insurance Rates by Company in San Luis Rey, California

Insurance Company Average Annual Rates
Allstate $4,671
Farmers $4,509
GEICO $2,503
Liberty Mutual $2,952
Nationwide $4,115
Progressive $2,742
State Farm $4,030
Travelers $3,047
USAA $2,793

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Compare Auto Insurance Quotes in San Luis Rey, CA

You can buy cheap San Luis Rey, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free San Luis Rey, California auto insurance quotes from top companies.

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