Buy Cheap San Luis, CO Auto Insurance (2021)

San Luis, CO auto insurance rates average $303 a month. Minimum auto insurance requirements in San Luis, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in San Luis, CO, compare San Luis auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in San Luis after a DUI is Allstate
  • The most expensive auto insurance company in San Luis is Farmers
  • Average auto insurance rates in San Luis, CO after a DUI are $4,311/year

Finding affordable San Luis, Colorado auto insurance can be challenging, but everything you need to know to buy cheap San Luis, CO auto insurance with confidence is right here. Auto insurance rates in San Luis are affected by local factors as well as personal ones like your driving record.

See how San Luis, CO car insurance rates compare to Fort Collins auto insurance rates, Lakewood auto insurance rates, and Greeley auto insurance rates before you read more about the cost of auto insurance in San Luis.

Don’t buy San Luis, CO auto insurance until you’ve compared rates. Get free San Luis, Colorado auto insurance quotes when you enter your ZIP code above.

San Luis, CO Minimum Auto Insurance Requirements

The required auto insurance in San Luis, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in San Luis, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in San Luis, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap San Luis, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in San Luis, CO. Take a look at San Luis, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in San Luis, Colorado

Insurance Company Poor Fair Good
Allstate $6,409 $4,927 $3,727
American Family $4,580 $3,253 $2,724
Farmers $6,049 $4,915 $4,672
GEICO $3,008 $2,506 $2,005
Liberty Mutual $4,073 $2,467 $1,970
Nationwide $3,990 $3,154 $2,751
Progressive $4,521 $3,837 $3,510
State Farm $4,436 $2,847 $2,292
USAA $4,757 $2,700 $2,160

Buy Cheap San Luis, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect San Luis, Colorado auto insurance rates? Find out how car insurance rates in San Luis, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in San Luis, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,141 $2,952 $2,815 $2,846 $10,448 $10,948 $3,491 $3,527
American Family $2,405 $2,405 $2,169 $2,169 $5,833 $7,813 $2,405 $2,955
Farmers $3,082 $3,054 $2,793 $2,994 $11,393 $11,495 $3,409 $3,478
GEICO $1,596 $1,740 $1,657 $1,854 $4,950 $5,273 $1,469 $1,513
Liberty Mutual $1,981 $1,963 $1,677 $1,837 $5,363 $5,839 $1,998 $2,034
Nationwide $2,210 $2,255 $1,977 $2,093 $5,513 $7,064 $2,533 $2,738
Progressive $2,483 $2,333 $2,135 $2,137 $8,030 $8,988 $2,804 $2,737
State Farm $2,021 $2,021 $1,806 $1,806 $5,705 $7,248 $2,258 $2,671
USAA $2,154 $2,161 $2,042 $2,056 $5,325 $6,108 $2,771 $3,027

Buy Cheap San Luis, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in San Luis can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in San Luis, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in San Luis, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,448 $10,948
American Family $5,833 $7,813
Farmers $11,393 $11,495
GEICO $4,950 $5,273
Liberty Mutual $5,363 $5,839
Nationwide $5,513 $7,064
Progressive $8,030 $8,988
State Farm $5,705 $7,248
USAA $5,325 $6,108

Buy Cheap San Luis, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in San Luis, Colorado by comparing San Luis senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in San Luis, CO here.

Annual Auto Insurance Rates for Senior Drivers in San Luis, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,815 $2,846
American Family $2,169 $2,169
Farmers $2,793 $2,994
GEICO $1,657 $1,854
Liberty Mutual $1,677 $1,837
Nationwide $1,977 $2,093
Progressive $2,135 $2,137
State Farm $1,806 $1,806
USAA $2,042 $2,056

Find Cheap Auto Insurance Rates in San Luis, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of San Luis, Colorado auto insurance. Compare San Luis, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in San Luis, Colorado

Insurance Company Low Medium High
Allstate $4,755 $5,004 $5,305
American Family $3,354 $3,592 $3,610
Farmers $4,666 $5,151 $5,819
GEICO $2,316 $2,473 $2,731
Liberty Mutual $2,691 $2,826 $2,992
Nationwide $3,323 $3,295 $3,276
Progressive $3,688 $3,965 $4,214
State Farm $2,994 $3,194 $3,387
USAA $3,077 $3,205 $3,334

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Find Cheap San Luis, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in San Luis. Compare auto insurance rates in San Luis, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in San Luis, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,021 $5,021
American Family $3,444 $3,594
Farmers $5,212 $5,212
GEICO $2,454 $2,559
Liberty Mutual $2,836 $2,836
Nationwide $3,298 $3,298
Progressive $3,956 $3,956
State Farm $3,113 $3,270
USAA $3,115 $3,296

Find Cheap San Luis, CO Auto Insurance Rates by Driving Record

Auto insurance rates in San Luis, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in San Luis, CO, take a look at the average cost for various violations versus rates for a clean driving record in San Luis.

Annual San Luis, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,309 $4,931 $5,987 $4,858
American Family $2,601 $3,699 $4,827 $2,949
Farmers $4,401 $5,647 $5,572 $5,229
GEICO $1,784 $2,745 $3,166 $2,331
Liberty Mutual $2,469 $2,904 $3,038 $2,935
Nationwide $2,537 $3,465 $4,398 $2,792
Progressive $3,439 $4,737 $3,630 $4,018
State Farm $2,945 $3,438 $3,192 $3,192
USAA $2,344 $2,849 $4,987 $2,642

Find Cheap San Luis, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in San Luis, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in San Luis for less when you shop around and compare rates from multiple San Luis, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in San Luis, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,987
American Family $4,827
Farmers $5,572
GEICO $3,166
Liberty Mutual $3,038
Nationwide $4,398
Progressive $3,630
State Farm $3,192
USAA $4,987

Winners by Category: Where to Buy Cheap Auto Insurance in San Luis, CO

Compare rates from the cheapest auto insurance companies in San Luis, CO for your needs. Take a look at how San Luis, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in San Luis, Colorado

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

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Find Cheap San Luis, Colorado Auto Insurance Companies

If you’re looking for the cheapest San Luis, CO auto insurance companies overall, you can compare them here. Find the best price for San Luis, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in San Luis, Colorado

Insurance Company Average Annual Rates
Allstate $5,021
American Family $3,519
Farmers $5,212
GEICO $2,507
Liberty Mutual $2,836
Nationwide $3,298
Progressive $3,956
State Farm $3,192
USAA $3,206

What affects San Luis, Colorado auto insurance rates?

Local factors affect auto insurance rates in San Luis, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact San Luis auto insurance rates.

Commute Times in San Luis

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in San Luis, CO is 24.2 minutes according to City-Data.

Traffic in San Luis

How is traffic in San Luis, Colorado? Inrix data shows that San Luis, CO traffic makes it the 106th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in San Luis, CO

You can buy cheap San Luis, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free San Luis, Colorado auto insurance quotes from top companies.

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