Buy Cheap San Luis, AZ Auto Insurance (2021)

San Luis, AZ auto insurance rates average $284 a month. Minimum auto insurance requirements in San Luis, Arizona are 15/30/10 to comply with Arizona laws. To buy cheap auto insurance in San Luis, AZ, compare San Luis auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in San Luis is State Farm
  • Average auto insurance rates in San Luis, AZ after a DUI are $4,017/year
  • Average auto insurance rates in San Luis, AZ for teens drivers are $6,465/year

Finding affordable San Luis, Arizona auto insurance can be challenging, but everything you need to know to buy cheap San Luis, AZ auto insurance with confidence is right here. Auto insurance rates in San Luis are affected by local factors as well as personal ones like your driving record.

See how San Luis, AZ car insurance rates compare to Gilbert auto insurance rates, Surprise auto insurance rates, and Peoria auto insurance rates before you read more about the cost of auto insurance in San Luis.

Don’t buy San Luis, AZ auto insurance until you’ve compared rates. Get free San Luis, Arizona auto insurance quotes when you enter your ZIP code above.

San Luis, AZ Minimum Auto Insurance Requirements

The required auto insurance in San Luis, AZ is 15/30/10 according to the auto insurance laws in Arizona. The minimum auto insurance in San Luis, Arizona is outlined here.

Minimum Required Auto Insurance Coverage in San Luis, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap San Luis, AZ Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in San Luis, AZ. Take a look at San Luis, Arizona auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in San Luis, Arizona

Insurance Company Poor Fair Good
Allstate $4,930 $3,488 $3,092
American Family $5,000 $3,709 $3,190
Farmers $4,804 $4,012 $3,818
GEICO $2,873 $1,888 $1,520
Nationwide $3,586 $2,856 $2,507
Progressive $3,357 $2,923 $2,728
State Farm $8,640 $3,366 $2,121
Travelers $3,310 $2,706 $2,150
USAA $4,216 $2,932 $2,434

Buy Cheap San Luis, AZ Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect San Luis, Arizona auto insurance rates? Find out how car insurance rates in San Luis, AZ are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in San Luis, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,706 $2,706 $2,628 $2,628 $5,932 $7,737 $3,041 $3,315
American Family $2,653 $2,653 $2,433 $2,433 $6,875 $8,892 $2,653 $3,141
Farmers $2,295 $2,300 $2,042 $2,155 $9,560 $9,962 $2,620 $2,753
GEICO $1,456 $1,615 $1,245 $1,571 $4,029 $4,227 $1,318 $1,288
Nationwide $2,040 $2,080 $1,829 $1,938 $4,874 $6,240 $2,337 $2,524
Progressive $1,692 $1,487 $1,518 $1,446 $6,740 $7,513 $1,815 $1,806
State Farm $2,909 $2,909 $2,560 $2,560 $8,715 $10,951 $3,128 $3,943
Travelers $1,732 $1,819 $1,600 $1,699 $4,970 $6,197 $1,833 $1,926
USAA $1,749 $1,758 $1,627 $1,654 $6,493 $7,477 $2,309 $2,488

Buy Cheap San Luis, AZ Auto Insurance for Teen Drivers

Auto insurance for teenagers in San Luis can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in San Luis, AZ are listed here.

Annual Auto Insurance Rates for Teen Drivers in San Luis, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,932 $7,737
American Family $6,875 $8,892
Farmers $9,560 $9,962
GEICO $4,029 $4,227
Nationwide $4,874 $6,240
Progressive $6,740 $7,513
State Farm $8,715 $10,951
Travelers $4,970 $6,197
USAA $6,493 $7,477

Buy Cheap San Luis, AZ Auto Insurance for Seniors

You can save on senior auto insurance rates in San Luis, Arizona by comparing San Luis senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in San Luis, AZ here.

Annual Auto Insurance Rates for Senior Drivers in San Luis, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,628 $2,628
American Family $2,433 $2,433
Farmers $2,042 $2,155
GEICO $1,245 $1,571
Nationwide $1,829 $1,938
Progressive $1,518 $1,446
State Farm $2,560 $2,560
Travelers $1,600 $1,699
USAA $1,627 $1,654

Find Cheap Auto Insurance Rates in San Luis, AZ by Coverage Level

The amount of coverage you choose is a big factor in the cost of San Luis, Arizona auto insurance. Compare San Luis, AZ auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in San Luis, Arizona

Insurance Company Low Medium High
Allstate $3,618 $3,854 $4,037
American Family $3,846 $4,094 $3,959
Farmers $3,672 $4,248 $4,713
GEICO $1,737 $2,122 $2,423
Nationwide $2,869 $3,010 $3,070
Progressive $2,661 $3,053 $3,293
State Farm $4,271 $4,784 $5,073
Travelers $2,464 $2,761 $2,941
USAA $2,962 $3,235 $3,386

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Find Cheap San Luis, AZ Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in San Luis. Compare auto insurance rates in San Luis, AZ by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in San Luis, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,836 $3,836
American Family $3,927 $4,006
Farmers $4,211 $4,211
GEICO $2,060 $2,128
Nationwide $2,983 $2,983
Progressive $3,002 $3,002
State Farm $4,594 $4,825
Travelers $2,722 $2,722
USAA $3,159 $3,229

Find Cheap San Luis, AZ Auto Insurance Rates by ZIP Code

Auto insurance rates in San Luis, Arizona can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in San Luis, AZ to see how much where you live in San Luis affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in San Luis, Arizona

ZIP Code Average Annual Rates
85349 $3,349
85350 $3,401

Find Cheap San Luis, AZ Auto Insurance Rates by Driving Record

Auto insurance rates in San Luis, Arizona are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in San Luis, AZ, take a look at the average cost for various violations versus rates for a clean driving record in San Luis.

Annual San Luis, Arizona Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,088 $3,875 $4,400 $3,982
American Family $2,801 $4,388 $5,418 $3,259
Farmers $3,559 $4,575 $4,463 $4,247
GEICO $1,631 $2,200 $2,914 $1,631
Nationwide $2,530 $2,659 $3,916 $2,826
Progressive $2,655 $3,475 $2,801 $3,079
State Farm $4,302 $5,117 $4,709 $4,709
Travelers $2,182 $2,842 $3,144 $2,720
USAA $2,326 $3,324 $4,389 $2,737

Find Cheap San Luis, AZ Auto Insurance Rates After a DUI

The cost of DUI auto insurance in San Luis, Arizona is higher than for a clean driving record. You can buy auto insurance after a DUI in San Luis for less when you shop around and compare rates from multiple San Luis, AZ auto insurance companies.

Annual Auto Insurance Rates After a DUI in San Luis, Arizona

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,400
American Family $5,418
Farmers $4,463
GEICO $2,914
Nationwide $3,916
Progressive $2,801
State Farm $4,709
Travelers $3,144
USAA $4,389

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Winners by Category: Where to Buy Cheap Auto Insurance in San Luis, AZ

Compare rates from the cheapest auto insurance companies in San Luis, AZ for your needs. Take a look at how San Luis, Arizona auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in San Luis, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

Find Cheap San Luis, Arizona Auto Insurance Companies

If you’re looking for the cheapest San Luis, AZ auto insurance companies overall, you can compare them here. Find the best price for San Luis, Arizona car insurance by company.

Average Annual Auto Insurance Rates by Company in San Luis, Arizona

Insurance Company Average Annual Rates
Allstate $3,836
American Family $3,967
Farmers $4,211
GEICO $2,094
Nationwide $2,983
Progressive $3,002
State Farm $4,709
Travelers $2,722
USAA $3,194

What affects San Luis, Arizona auto insurance rates?

Local factors affect auto insurance rates in San Luis, AZ, including traffic, theft statistics, and commute length. Take a look at the things that impact San Luis auto insurance rates.

Auto Theft in San Luis

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for San Luis, AZ auto theft show a total of 99 vehicle thefts annually.

Commute Times in San Luis

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in San Luis, AZ is 32.7 minutes according to City-Data.

Traffic in San Luis

How is traffic in San Luis, Arizona? Inrix data shows that San Luis, AZ traffic makes it the 106th-most congested city compared to other cities worldwide.

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Compare Auto Insurance Quotes in San Luis, AZ

You can buy cheap San Luis, AZ auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free San Luis, Arizona auto insurance quotes from top companies.

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