Buy Cheap San Lucas, CA Auto Insurance (2021)

San Lucas, CA auto insurance rates average $265 a month. Minimum auto insurance requirements in San Lucas, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in San Lucas, CA, compare San Lucas auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in San Lucas is Allstate
  • Average auto insurance rates in San Lucas, CA after a DUI are $4,498/year
  • The most expensive auto insurance company in San Lucas after a DUI is Allstate

Finding affordable San Lucas, California auto insurance can be challenging, but everything you need to know to buy cheap San Lucas, CA auto insurance with confidence is right here. Auto insurance rates in San Lucas are affected by local factors as well as personal ones like your driving record.

See how San Lucas, CA car insurance rates compare to Bakersfield auto insurance rates, San Diego auto insurance rates, and Long Beach auto insurance rates before you read more about the cost of auto insurance in San Lucas.

Don’t buy San Lucas, CA auto insurance until you’ve compared rates. Get free San Lucas, California auto insurance quotes when you enter your ZIP code above.

San Lucas, CA Minimum Auto Insurance Requirements

The required auto insurance in San Lucas, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in San Lucas, California is outlined here.

Minimum Required Auto Insurance Coverage in San Lucas, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap San Lucas, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect San Lucas, California auto insurance rates? Find out how car insurance rates in San Lucas, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in San Lucas, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,008 $3,009 $2,191 $2,210 $8,363 $10,517 $3,846 $4,220
Farmers $2,117 $2,117 $1,896 $1,896 $6,743 $11,139 $2,506 $2,789
GEICO $1,686 $1,687 $1,586 $1,586 $5,130 $5,226 $2,422 $2,479
Liberty Mutual $1,962 $1,858 $1,825 $1,768 $4,268 $4,539 $2,210 $2,229
Nationwide $2,647 $2,531 $2,304 $2,176 $6,660 $7,344 $3,147 $3,122
Progressive $1,490 $1,536 $1,256 $1,497 $3,925 $4,760 $2,139 $2,306
State Farm $2,829 $2,829 $2,526 $2,526 $5,160 $6,393 $3,130 $3,229
Travelers $2,006 $1,949 $1,774 $1,757 $4,013 $4,583 $2,575 $2,532
USAA $1,751 $1,661 $1,709 $1,718 $3,957 $3,969 $2,412 $2,282

Buy Cheap San Lucas, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in San Lucas can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in San Lucas, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in San Lucas, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,363 $10,517
Farmers $6,743 $11,139
GEICO $5,130 $5,226
Liberty Mutual $4,268 $4,539
Nationwide $6,660 $7,344
Progressive $3,925 $4,760
State Farm $5,160 $6,393
Travelers $4,013 $4,583
USAA $3,957 $3,969

Buy Cheap San Lucas, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in San Lucas, California by comparing San Lucas senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in San Lucas, CA here.

Annual Auto Insurance Rates for Senior Drivers in San Lucas, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,191 $2,210
Farmers $1,896 $1,896
GEICO $1,586 $1,586
Liberty Mutual $1,825 $1,768
Nationwide $2,304 $2,176
Progressive $1,256 $1,497
State Farm $2,526 $2,526
Travelers $1,774 $1,757
USAA $1,709 $1,718

Find Cheap Auto Insurance Rates in San Lucas, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of San Lucas, California auto insurance. Compare San Lucas, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in San Lucas, California

Insurance Company Low Medium High
Allstate $4,412 $4,712 $4,888
Farmers $3,668 $3,925 $4,109
GEICO $2,480 $2,754 $2,942
Liberty Mutual $2,414 $2,604 $2,729
Nationwide $3,403 $3,797 $4,024
Progressive $2,157 $2,423 $2,511
State Farm $3,272 $3,629 $3,832
Travelers $2,325 $2,715 $2,906
USAA $2,202 $2,480 $2,615

Find Cheap San Lucas, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in San Lucas. Compare auto insurance rates in San Lucas, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in San Lucas, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,209 $5,132
Farmers $3,541 $4,260
GEICO $2,476 $2,974
Liberty Mutual $2,372 $2,793
Nationwide $3,304 $4,179
Progressive $2,149 $2,579
State Farm $3,449 $3,707
Travelers $2,391 $2,907
USAA $2,241 $2,624

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Find Cheap San Lucas, CA Auto Insurance Rates by Driving Record

Auto insurance rates in San Lucas, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in San Lucas, CA, take a look at the average cost for various violations versus rates for a clean driving record in San Lucas.

Annual San Lucas, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,812 $4,734 $7,445 $3,691
Farmers $2,877 $3,924 $4,900 $3,900
GEICO $1,906 $2,941 $3,690 $2,364
Liberty Mutual $2,241 $3,003 $2,710 $2,375
Nationwide $2,617 $3,347 $5,655 $3,347
Progressive $1,553 $2,621 $3,053 $2,228
State Farm $2,549 $3,043 $5,759 $2,960
Travelers $1,800 $2,866 $3,329 $2,599
USAA $1,618 $2,400 $3,939 $1,772

Find Cheap San Lucas, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in San Lucas, California is higher than for a clean driving record. You can buy auto insurance after a DUI in San Lucas for less when you shop around and compare rates from multiple San Lucas, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in San Lucas, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,445
Farmers $4,900
GEICO $3,690
Liberty Mutual $2,710
Nationwide $5,655
Progressive $3,053
State Farm $5,759
Travelers $3,329
USAA $3,939

Winners by Category: Where to Buy Cheap Auto Insurance in San Lucas, CA

Compare rates from the cheapest auto insurance companies in San Lucas, CA for your needs. Take a look at how San Lucas, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in San Lucas, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap San Lucas, California Auto Insurance Companies

If you’re looking for the cheapest San Lucas, CA auto insurance companies overall, you can compare them here. Find the best price for San Lucas, California car insurance by company.

Average Annual Auto Insurance Rates by Company in San Lucas, California

Insurance Company Average Annual Rates
Allstate $4,671
Farmers $3,900
GEICO $2,725
Liberty Mutual $2,582
Nationwide $3,741
Progressive $2,364
State Farm $3,578
Travelers $2,649
USAA $2,432

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What affects San Lucas, California auto insurance rates?

Local factors affect auto insurance rates in San Lucas, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact San Lucas auto insurance rates.

Commute Times in San Lucas

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in San Lucas, CA is 21.4 minutes according to City-Data.

Compare Auto Insurance Quotes in San Lucas, CA

You can buy cheap San Lucas, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free San Lucas, California auto insurance quotes from top companies.

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