Buy Cheap San Juan Capistrano, CA Auto Insurance (2021)

San Juan Capistrano, CA auto insurance rates average $283 a month. Minimum auto insurance requirements in San Juan Capistrano, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in San Juan Capistrano, CA, compare San Juan Capistrano auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in San Juan Capistrano, CA are $283/month
  • Average auto insurance rates in San Juan Capistrano, CA for teens drivers are $5,765/year
  • Average auto insurance rates in San Juan Capistrano, CA after a DUI are $4,780/year

Finding affordable San Juan Capistrano, California auto insurance can be challenging, but everything you need to know to buy cheap San Juan Capistrano, CA auto insurance with confidence is right here. Auto insurance rates in San Juan Capistrano are affected by local factors as well as personal ones like your driving record.

See how San Juan Capistrano, CA car insurance rates compare to Fresno auto insurance rates, Anaheim auto insurance rates, and Oakland auto insurance rates before you read more about the cost of auto insurance in San Juan Capistrano.

Don’t buy San Juan Capistrano, CA auto insurance until you’ve compared rates. Get free San Juan Capistrano, California auto insurance quotes when you enter your ZIP code above.

San Juan Capistrano, CA Minimum Auto Insurance Requirements

The required auto insurance in San Juan Capistrano, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in San Juan Capistrano, California is outlined here.

Minimum Required Auto Insurance Coverage in San Juan Capistrano, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap San Juan Capistrano, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect San Juan Capistrano, California auto insurance rates? Find out how car insurance rates in San Juan Capistrano, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in San Juan Capistrano, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,803 $2,792 $2,057 $2,061 $7,904 $9,915 $3,545 $3,845
Farmers $2,368 $2,368 $2,152 $2,152 $7,538 $12,250 $2,806 $3,128
GEICO $1,660 $1,660 $1,561 $1,561 $5,053 $5,132 $2,384 $2,433
Liberty Mutual $2,117 $1,994 $1,987 $1,921 $4,620 $4,951 $2,374 $2,404
Nationwide $3,134 $2,988 $2,749 $2,588 $8,045 $8,865 $3,744 $3,694
Progressive $1,619 $1,667 $1,382 $1,638 $4,326 $5,212 $2,336 $2,512
State Farm $2,838 $2,838 $2,539 $2,539 $5,265 $6,541 $3,143 $3,239
Travelers $2,331 $2,249 $2,071 $2,051 $4,898 $5,529 $3,026 $2,950
USAA $1,859 $1,759 $1,815 $1,821 $4,233 $4,264 $2,578 $2,435

Buy Cheap San Juan Capistrano, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in San Juan Capistrano can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in San Juan Capistrano, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in San Juan Capistrano, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,904 $9,915
Farmers $7,538 $12,250
GEICO $5,053 $5,132
Liberty Mutual $4,620 $4,951
Nationwide $8,045 $8,865
Progressive $4,326 $5,212
State Farm $5,265 $6,541
Travelers $4,898 $5,529
USAA $4,233 $4,264

Buy Cheap San Juan Capistrano, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in San Juan Capistrano, California by comparing San Juan Capistrano senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in San Juan Capistrano, CA here.

Annual Auto Insurance Rates for Senior Drivers in San Juan Capistrano, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,057 $2,061
Farmers $2,152 $2,152
GEICO $1,561 $1,561
Liberty Mutual $1,987 $1,921
Nationwide $2,749 $2,588
Progressive $1,382 $1,638
State Farm $2,539 $2,539
Travelers $2,071 $2,051
USAA $1,815 $1,821

Find Cheap Auto Insurance Rates in San Juan Capistrano, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of San Juan Capistrano, California auto insurance. Compare San Juan Capistrano, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in San Juan Capistrano, California

Insurance Company Low Medium High
Allstate $4,109 $4,407 $4,580
Farmers $4,011 $4,383 $4,642
GEICO $2,414 $2,713 $2,915
Liberty Mutual $2,584 $2,824 $2,979
Nationwide $4,017 $4,555 $4,857
Progressive $2,314 $2,664 $2,781
State Farm $3,222 $3,687 $3,944
Travelers $2,683 $3,234 $3,498
USAA $2,365 $2,644 $2,777

Find Cheap San Juan Capistrano, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in San Juan Capistrano. Compare auto insurance rates in San Juan Capistrano, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in San Juan Capistrano, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,935 $4,796
Farmers $3,941 $4,749
GEICO $2,435 $2,926
Liberty Mutual $2,569 $3,023
Nationwide $3,948 $5,004
Progressive $2,348 $2,825
State Farm $3,485 $3,750
Travelers $2,828 $3,449
USAA $2,393 $2,798

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Find Cheap San Juan Capistrano, CA Auto Insurance Rates by Driving Record

Auto insurance rates in San Juan Capistrano, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in San Juan Capistrano, CA, take a look at the average cost for various violations versus rates for a clean driving record in San Juan Capistrano.

Annual San Juan Capistrano, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,642 $4,412 $6,949 $3,458
Farmers $3,219 $4,378 $5,440 $4,343
GEICO $1,873 $2,898 $3,628 $2,323
Liberty Mutual $2,428 $3,249 $2,934 $2,572
Nationwide $3,126 $4,005 $6,769 $4,005
Progressive $1,693 $2,877 $3,338 $2,437
State Farm $2,584 $3,080 $5,809 $2,998
Travelers $2,086 $3,429 $3,950 $3,089
USAA $1,725 $2,568 $4,199 $1,890

Find Cheap San Juan Capistrano, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in San Juan Capistrano, California is higher than for a clean driving record. You can buy auto insurance after a DUI in San Juan Capistrano for less when you shop around and compare rates from multiple San Juan Capistrano, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in San Juan Capistrano, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,949
Farmers $5,440
GEICO $3,628
Liberty Mutual $2,934
Nationwide $6,769
Progressive $3,338
State Farm $5,809
Travelers $3,950
USAA $4,199

Winners by Category: Where to Buy Cheap Auto Insurance in San Juan Capistrano, CA

Compare rates from the cheapest auto insurance companies in San Juan Capistrano, CA for your needs. Take a look at how San Juan Capistrano, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in San Juan Capistrano, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap San Juan Capistrano, California Auto Insurance Companies

If you’re looking for the cheapest San Juan Capistrano, CA auto insurance companies overall, you can compare them here. Find the best price for San Juan Capistrano, California car insurance by company.

Average Annual Auto Insurance Rates by Company in San Juan Capistrano, California

Insurance Company Average Annual Rates
Allstate $4,365
Farmers $4,345
GEICO $2,681
Liberty Mutual $2,796
Nationwide $4,476
Progressive $2,587
State Farm $3,618
Travelers $3,138
USAA $2,596

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What affects San Juan Capistrano, California auto insurance rates?

Local factors affect auto insurance rates in San Juan Capistrano, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact San Juan Capistrano auto insurance rates.

Auto Theft in San Juan Capistrano

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for San Juan Capistrano, CA auto theft show a total of 40 vehicle thefts annually.

Commute Times in San Juan Capistrano

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in San Juan Capistrano, CA is 25.2 minutes according to City-Data.

Compare Auto Insurance Quotes in San Juan Capistrano, CA

You can buy cheap San Juan Capistrano, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free San Juan Capistrano, California auto insurance quotes from top companies.

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