Buy Cheap San Jose, NM Auto Insurance (2021)

San Jose, NM auto insurance rates average $287 a month. Minimum auto insurance requirements in San Jose, New Mexico are 25/50/10 to comply with New Mexico laws. To buy cheap auto insurance in San Jose, NM, compare San Jose auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in San Jose, NM for teens drivers are $6,626/year
  • The most expensive auto insurance company in San Jose after a DUI is GEICO
  • The most expensive auto insurance company in San Jose is Farmers

Finding affordable San Jose, New Mexico auto insurance can be challenging, but everything you need to know to buy cheap San Jose, NM auto insurance with confidence is right here. Auto insurance rates in San Jose are affected by local factors as well as personal ones like your driving record.

See how San Jose, NM car insurance rates compare to Roswell auto insurance rates, Hobbs auto insurance rates, and Carlsbad auto insurance rates before you read more about the cost of auto insurance in San Jose.

Don’t buy San Jose, NM auto insurance until you’ve compared rates. Get free San Jose, New Mexico auto insurance quotes when you enter your ZIP code above.

San Jose, NM Minimum Auto Insurance Requirements

The required auto insurance in San Jose, NM is 25/50/10 according to the auto insurance laws in New Mexico. The minimum auto insurance in San Jose, New Mexico is outlined here.

Minimum Required Auto Insurance Coverage in San Jose, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap San Jose, NM Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in San Jose, NM. Take a look at San Jose, New Mexico auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in San Jose, New Mexico

Insurance Company Poor Fair Good
Allstate $4,680 $3,867 $3,540
Farmers $5,033 $4,158 $3,953
GEICO $4,787 $4,162 $3,849
Nationwide $4,679 $3,625 $3,147
Progressive $3,457 $3,067 $2,893
State Farm $3,297 $2,024 $1,598
USAA $2,680 $2,000 $1,731

Buy Cheap San Jose, NM Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect San Jose, New Mexico auto insurance rates? Find out how car insurance rates in San Jose, NM are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in San Jose, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,383 $2,388 $2,190 $2,300 $8,117 $9,436 $2,629 $2,791
Farmers $2,450 $2,442 $2,196 $2,343 $9,884 $10,152 $2,749 $2,835
GEICO $2,666 $2,742 $2,511 $2,511 $7,583 $10,447 $2,811 $2,858
Nationwide $2,606 $2,658 $2,357 $2,484 $6,321 $8,013 $2,940 $3,159
Progressive $1,707 $1,662 $1,534 $1,546 $6,786 $7,654 $2,070 $2,152
State Farm $1,508 $1,508 $1,364 $1,364 $4,052 $5,104 $1,688 $1,863
USAA $1,445 $1,444 $1,372 $1,376 $3,641 $4,122 $1,781 $1,915

Buy Cheap San Jose, NM Auto Insurance for Teen Drivers

Auto insurance for teenagers in San Jose can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in San Jose, NM are listed here.

Annual Auto Insurance Rates for Teen Drivers in San Jose, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,117 $9,436
Farmers $9,884 $10,152
GEICO $7,583 $10,447
Nationwide $6,321 $8,013
Progressive $6,786 $7,654
State Farm $4,052 $5,104
USAA $3,641 $4,122

Buy Cheap San Jose, NM Auto Insurance for Seniors

You can save on senior auto insurance rates in San Jose, New Mexico by comparing San Jose senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in San Jose, NM here.

Annual Auto Insurance Rates for Senior Drivers in San Jose, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,190 $2,300
Farmers $2,196 $2,343
GEICO $2,511 $2,511
Nationwide $2,357 $2,484
Progressive $1,534 $1,546
State Farm $1,364 $1,364
USAA $1,372 $1,376

Find Cheap Auto Insurance Rates in San Jose, NM by Coverage Level

The amount of coverage you choose is a big factor in the cost of San Jose, New Mexico auto insurance. Compare San Jose, NM auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in San Jose, New Mexico

Insurance Company Low Medium High
Allstate $3,870 $4,022 $4,195
Farmers $3,987 $4,339 $4,818
GEICO $3,990 $4,256 $4,552
Nationwide $3,817 $3,776 $3,859
Progressive $3,011 $3,137 $3,269
State Farm $2,111 $2,314 $2,494
USAA $1,995 $2,146 $2,271

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Find Cheap San Jose, NM Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in San Jose. Compare auto insurance rates in San Jose, NM by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in San Jose, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,029 $4,029
Farmers $4,381 $4,381
GEICO $4,201 $4,331
Nationwide $3,817 $3,817
Progressive $3,139 $3,139
State Farm $2,249 $2,364
USAA $2,073 $2,201

Find Cheap San Jose, NM Auto Insurance Rates by Driving Record

Auto insurance rates in San Jose, New Mexico are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in San Jose, NM, take a look at the average cost for various violations versus rates for a clean driving record in San Jose.

Annual San Jose, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,302 $4,364 $4,714 $3,736
Farmers $3,704 $4,766 $4,655 $4,400
GEICO $2,511 $4,034 $8,009 $2,511
Nationwide $2,829 $4,007 $5,214 $3,219
Progressive $2,717 $3,697 $2,928 $3,213
State Farm $2,168 $2,352 $2,352 $2,352
USAA $1,594 $2,204 $2,897 $1,854

Find Cheap San Jose, NM Auto Insurance Rates After a DUI

The cost of DUI auto insurance in San Jose, New Mexico is higher than for a clean driving record. You can buy auto insurance after a DUI in San Jose for less when you shop around and compare rates from multiple San Jose, NM auto insurance companies.

Annual Auto Insurance Rates After a DUI in San Jose, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,714
Farmers $4,655
GEICO $8,009
Nationwide $5,214
Progressive $2,928
State Farm $2,352
USAA $2,897

Winners by Category: Where to Buy Cheap Auto Insurance in San Jose, NM

Compare rates from the cheapest auto insurance companies in San Jose, NM for your needs. Take a look at how San Jose, New Mexico auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in San Jose, New Mexico

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap San Jose, New Mexico Auto Insurance Companies

If you’re looking for the cheapest San Jose, NM auto insurance companies overall, you can compare them here. Find the best price for San Jose, New Mexico car insurance by company.

Average Annual Auto Insurance Rates by Company in San Jose, New Mexico

Insurance Company Average Annual Rates
Allstate $4,029
Farmers $4,381
GEICO $4,266
Nationwide $3,817
Progressive $3,139
State Farm $2,306
USAA $2,137

What affects San Jose, New Mexico auto insurance rates?

Local factors affect auto insurance rates in San Jose, NM, including traffic, theft statistics, and commute length. Take a look at the things that impact San Jose auto insurance rates.

Commute Times in San Jose

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in San Jose, NM is 30.3 minutes according to City-Data.

Compare Auto Insurance Quotes in San Jose, NM

You can buy cheap San Jose, NM auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free San Jose, New Mexico auto insurance quotes from top companies.

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