Buy Cheap San Joaquin, CA Auto Insurance (2021)

San Joaquin, CA auto insurance rates average $302 a month. Minimum auto insurance requirements in San Joaquin, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in San Joaquin, CA, compare San Joaquin auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in San Joaquin, CA for teens drivers are $6,068/year
  • The most expensive auto insurance company in San Joaquin is Farmers
  • Average auto insurance rates in San Joaquin, CA are $302/month

Finding affordable San Joaquin, California auto insurance can be challenging, but everything you need to know to buy cheap San Joaquin, CA auto insurance with confidence is right here. Auto insurance rates in San Joaquin are affected by local factors as well as personal ones like your driving record.

See how San Joaquin, CA car insurance rates compare to San Jose auto insurance rates, Sacramento auto insurance rates, and San Francisco auto insurance rates before you read more about the cost of auto insurance in San Joaquin.

Don’t buy San Joaquin, CA auto insurance until you’ve compared rates. Get free San Joaquin, California auto insurance quotes when you enter your ZIP code above.

San Joaquin, CA Minimum Auto Insurance Requirements

The required auto insurance in San Joaquin, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in San Joaquin, California is outlined here.

Minimum Required Auto Insurance Coverage in San Joaquin, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap San Joaquin, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect San Joaquin, California auto insurance rates? Find out how car insurance rates in San Joaquin, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in San Joaquin, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,726 $2,740 $1,974 $2,004 $7,371 $9,288 $3,504 $3,887
Farmers $2,967 $2,967 $2,659 $2,659 $9,446 $15,545 $3,511 $3,904
GEICO $1,782 $1,783 $1,676 $1,676 $5,398 $5,503 $2,557 $2,622
Liberty Mutual $2,221 $2,099 $2,062 $1,995 $4,770 $5,095 $2,499 $2,530
Nationwide $3,291 $3,147 $2,873 $2,714 $8,242 $9,130 $3,914 $3,875
Progressive $1,642 $1,689 $1,392 $1,652 $4,308 $5,204 $2,367 $2,544
State Farm $3,259 $3,259 $2,910 $2,910 $5,965 $7,396 $3,606 $3,719
Travelers $2,458 $2,386 $2,164 $2,141 $5,003 $5,750 $3,191 $3,130
USAA $1,818 $1,727 $1,771 $1,783 $4,113 $4,126 $2,503 $2,372

Buy Cheap San Joaquin, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in San Joaquin can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in San Joaquin, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in San Joaquin, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,371 $9,288
Farmers $9,446 $15,545
GEICO $5,398 $5,503
Liberty Mutual $4,770 $5,095
Nationwide $8,242 $9,130
Progressive $4,308 $5,204
State Farm $5,965 $7,396
Travelers $5,003 $5,750
USAA $4,113 $4,126

Buy Cheap San Joaquin, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in San Joaquin, California by comparing San Joaquin senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in San Joaquin, CA here.

Annual Auto Insurance Rates for Senior Drivers in San Joaquin, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,974 $2,004
Farmers $2,659 $2,659
GEICO $1,676 $1,676
Liberty Mutual $2,062 $1,995
Nationwide $2,873 $2,714
Progressive $1,392 $1,652
State Farm $2,910 $2,910
Travelers $2,164 $2,141
USAA $1,771 $1,783

Find Cheap Auto Insurance Rates in San Joaquin, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of San Joaquin, California auto insurance. Compare San Joaquin, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in San Joaquin, California

Insurance Company Low Medium High
Allstate $3,954 $4,224 $4,382
Farmers $5,105 $5,496 $5,771
GEICO $2,582 $2,904 $3,137
Liberty Mutual $2,704 $2,933 $3,090
Nationwide $4,173 $4,726 $5,045
Progressive $2,343 $2,670 $2,786
State Farm $3,753 $4,191 $4,439
Travelers $2,885 $3,357 $3,591
USAA $2,286 $2,576 $2,717

Find Cheap San Joaquin, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in San Joaquin. Compare auto insurance rates in San Joaquin, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in San Joaquin, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,769 $4,604
Farmers $4,952 $5,962
GEICO $2,612 $3,137
Liberty Mutual $2,669 $3,149
Nationwide $4,109 $5,187
Progressive $2,363 $2,837
State Farm $3,978 $4,277
Travelers $2,949 $3,607
USAA $2,327 $2,725

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Find Cheap San Joaquin, CA Auto Insurance Rates by Driving Record

Auto insurance rates in San Joaquin, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in San Joaquin, CA, take a look at the average cost for various violations versus rates for a clean driving record in San Joaquin.

Annual San Joaquin, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,520 $4,245 $6,675 $3,308
Farmers $4,032 $5,491 $6,849 $5,456
GEICO $2,011 $3,098 $3,894 $2,495
Liberty Mutual $2,523 $3,382 $3,054 $2,675
Nationwide $3,241 $4,157 $7,039 $4,157
Progressive $1,703 $2,885 $3,359 $2,451
State Farm $2,943 $3,511 $6,641 $3,417
Travelers $2,195 $3,557 $4,145 $3,214
USAA $1,680 $2,492 $4,094 $1,840

Find Cheap San Joaquin, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in San Joaquin, California is higher than for a clean driving record. You can buy auto insurance after a DUI in San Joaquin for less when you shop around and compare rates from multiple San Joaquin, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in San Joaquin, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,675
Farmers $6,849
GEICO $3,894
Liberty Mutual $3,054
Nationwide $7,039
Progressive $3,359
State Farm $6,641
Travelers $4,145
USAA $4,094

Winners by Category: Where to Buy Cheap Auto Insurance in San Joaquin, CA

Compare rates from the cheapest auto insurance companies in San Joaquin, CA for your needs. Take a look at how San Joaquin, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in San Joaquin, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap San Joaquin, California Auto Insurance Companies

If you’re looking for the cheapest San Joaquin, CA auto insurance companies overall, you can compare them here. Find the best price for San Joaquin, California car insurance by company.

Average Annual Auto Insurance Rates by Company in San Joaquin, California

Insurance Company Average Annual Rates
Allstate $4,187
Farmers $5,457
GEICO $2,875
Liberty Mutual $2,909
Nationwide $4,648
Progressive $2,600
State Farm $4,128
Travelers $3,278
USAA $2,526

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What affects San Joaquin, California auto insurance rates?

Local factors affect auto insurance rates in San Joaquin, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact San Joaquin auto insurance rates.

Commute Times in San Joaquin

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in San Joaquin, CA is 26.7 minutes according to City-Data.

Compare Auto Insurance Quotes in San Joaquin, CA

You can buy cheap San Joaquin, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free San Joaquin, California auto insurance quotes from top companies.

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