Buy Cheap Salem, OH Auto Insurance (2021)

Salem, OH auto insurance rates average $218 a month. Minimum auto insurance requirements in Salem, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Salem, OH, compare Salem auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Salem, OH are $218/month
  • Average auto insurance rates in Salem, OH after a DUI are $3,041/year
  • The most expensive auto insurance company in Salem after a DUI is Liberty Mutual

Finding affordable Salem, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Salem, OH auto insurance with confidence is right here. Auto insurance rates in Salem are affected by local factors as well as personal ones like your driving record.

See how Salem, OH car insurance rates compare to Cincinnati auto insurance rates, Cleveland auto insurance rates, and Hamilton auto insurance rates before you read more about the cost of auto insurance in Salem.

Don’t buy Salem, OH auto insurance until you’ve compared rates. Get free Salem, Ohio auto insurance quotes when you enter your ZIP code above.

Salem, OH Minimum Auto Insurance Requirements

The required auto insurance in Salem, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Salem, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Salem, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Salem, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Salem, OH. Take a look at Salem, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Salem, Ohio

Insurance Company Poor Fair Good
Allstate $3,739 $2,720 $2,275
American Family $1,990 $1,356 $1,149
Farmers $3,743 $3,161 $3,010
GEICO $2,015 $1,683 $1,350
Liberty Mutual $6,261 $3,830 $3,004
Nationwide $3,463 $2,794 $2,363
Progressive $3,308 $2,863 $2,676
State Farm $3,358 $2,075 $1,636
Travelers $3,052 $2,657 $2,484
USAA $2,008 $1,421 $1,212

Buy Cheap Salem, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Salem, Ohio auto insurance rates? Find out how car insurance rates in Salem, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Salem, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,964 $1,962 $1,771 $1,894 $5,335 $6,094 $2,066 $2,208
American Family $928 $962 $851 $855 $2,894 $3,140 $1,147 $1,207
Farmers $1,754 $1,749 $1,546 $1,632 $7,727 $8,018 $1,962 $2,047
GEICO $1,220 $1,186 $1,150 $1,164 $3,237 $3,007 $1,353 $1,145
Liberty Mutual $2,055 $2,247 $1,580 $1,926 $10,577 $11,954 $2,189 $2,393
Nationwide $1,924 $1,934 $1,739 $1,751 $4,887 $6,295 $2,061 $2,395
Progressive $1,513 $1,423 $1,262 $1,302 $6,781 $7,625 $1,812 $1,872
State Farm $1,416 $1,416 $1,267 $1,267 $4,411 $5,545 $1,645 $1,883
Travelers $1,259 $1,279 $1,250 $1,245 $5,418 $8,595 $1,311 $1,492
USAA $943 $952 $894 $896 $2,871 $3,201 $1,262 $1,358

Buy Cheap Salem, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Salem can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Salem, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Salem, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,335 $6,094
American Family $2,894 $3,140
Farmers $7,727 $8,018
GEICO $3,237 $3,007
Liberty Mutual $10,577 $11,954
Nationwide $4,887 $6,295
Progressive $6,781 $7,625
State Farm $4,411 $5,545
Travelers $5,418 $8,595
USAA $2,871 $3,201

Buy Cheap Salem, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Salem, Ohio by comparing Salem senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Salem, OH here.

Annual Auto Insurance Rates for Senior Drivers in Salem, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,771 $1,894
American Family $851 $855
Farmers $1,546 $1,632
GEICO $1,150 $1,164
Liberty Mutual $1,580 $1,926
Nationwide $1,739 $1,751
Progressive $1,262 $1,302
State Farm $1,267 $1,267
Travelers $1,250 $1,245
USAA $894 $896

Find Cheap Auto Insurance Rates in Salem, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Salem, Ohio auto insurance. Compare Salem, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Salem, Ohio

Insurance Company Low Medium High
Allstate $2,811 $2,906 $3,018
American Family $1,468 $1,509 $1,517
Farmers $3,129 $3,254 $3,530
GEICO $1,625 $1,674 $1,749
Liberty Mutual $4,197 $4,388 $4,511
Nationwide $3,170 $2,786 $2,664
Progressive $2,844 $2,926 $3,076
State Farm $2,239 $2,364 $2,467
Travelers $2,645 $2,769 $2,779
USAA $1,472 $1,546 $1,624

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Find Cheap Salem, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Salem. Compare auto insurance rates in Salem, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Salem, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,912 $2,912
American Family $1,480 $1,516
Farmers $3,305 $3,305
GEICO $1,653 $1,713
Liberty Mutual $4,365 $4,365
Nationwide $2,873 $2,873
Progressive $2,949 $2,949
State Farm $2,298 $2,415
Travelers $2,731 $2,731
USAA $1,486 $1,608

Find Cheap Salem, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Salem, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Salem, OH, take a look at the average cost for various violations versus rates for a clean driving record in Salem.

Annual Salem, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,456 $2,966 $3,455 $2,769
American Family $1,436 $1,519 $1,519 $1,519
Farmers $2,726 $3,510 $3,423 $3,559
GEICO $1,146 $1,646 $2,384 $1,555
Liberty Mutual $3,669 $4,704 $4,811 $4,276
Nationwide $2,307 $2,928 $3,709 $2,549
Progressive $2,542 $3,460 $2,707 $3,085
State Farm $2,148 $2,565 $2,356 $2,356
Travelers $2,017 $2,621 $3,948 $2,338
USAA $1,186 $1,588 $2,100 $1,315

Find Cheap Salem, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Salem, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Salem for less when you shop around and compare rates from multiple Salem, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Salem, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,455
American Family $1,519
Farmers $3,423
GEICO $2,384
Liberty Mutual $4,811
Nationwide $3,709
Progressive $2,707
State Farm $2,356
Travelers $3,948
USAA $2,100

Winners by Category: Where to Buy Cheap Auto Insurance in Salem, OH

Compare rates from the cheapest auto insurance companies in Salem, OH for your needs. Take a look at how Salem, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Salem, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Salem, Ohio Auto Insurance Companies

If you’re looking for the cheapest Salem, OH auto insurance companies overall, you can compare them here. Find the best price for Salem, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Salem, Ohio

Insurance Company Average Annual Rates
Allstate $2,912
American Family $1,498
Farmers $3,305
GEICO $1,683
Liberty Mutual $4,365
Nationwide $2,873
Progressive $2,949
State Farm $2,356
Travelers $2,731
USAA $1,547

What affects Salem, Ohio auto insurance rates?

Local factors affect auto insurance rates in Salem, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Salem auto insurance rates.

Auto Theft in Salem

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Salem, OH auto theft show a total of 10 vehicle thefts annually.

Commute Times in Salem

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Salem, OH is 27.0 minutes according to City-Data.

Traffic in Salem

How is traffic in Salem, Ohio? Inrix data shows that Salem, OH traffic makes it the 737th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Salem, OH

You can buy cheap Salem, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Salem, Ohio auto insurance quotes from top companies.

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