Buy Cheap Salem, NM Auto Insurance (2021)

Salem, NM auto insurance rates average $255 a month. Minimum auto insurance requirements in Salem, New Mexico are 25/50/10 to comply with New Mexico laws. To buy cheap auto insurance in Salem, NM, compare Salem auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Salem after a DUI is GEICO
  • Average auto insurance rates in Salem, NM are $255/month
  • Average auto insurance rates in Salem, NM after a DUI are $3,914/year

Finding affordable Salem, New Mexico auto insurance can be challenging, but everything you need to know to buy cheap Salem, NM auto insurance with confidence is right here. Auto insurance rates in Salem are affected by local factors as well as personal ones like your driving record.

See how Salem, NM car insurance rates compare to Santa Fe auto insurance rates, Albuquerque auto insurance rates, and Carlsbad auto insurance rates before you read more about the cost of auto insurance in Salem.

Don’t buy Salem, NM auto insurance until you’ve compared rates. Get free Salem, New Mexico auto insurance quotes when you enter your ZIP code above.

Salem, NM Minimum Auto Insurance Requirements

The required auto insurance in Salem, NM is 25/50/10 according to the auto insurance laws in New Mexico. The minimum auto insurance in Salem, New Mexico is outlined here.

Minimum Required Auto Insurance Coverage in Salem, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Salem, NM Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Salem, NM. Take a look at Salem, New Mexico auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Salem, New Mexico

Insurance Company Poor Fair Good
Allstate $4,518 $3,728 $3,413
Farmers $4,344 $3,593 $3,417
GEICO $4,357 $3,795 $3,512
Nationwide $3,700 $2,873 $2,495
Progressive $2,860 $2,549 $2,411
State Farm $3,049 $1,876 $1,484
USAA $2,656 $1,996 $1,734

Buy Cheap Salem, NM Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Salem, New Mexico auto insurance rates? Find out how car insurance rates in Salem, NM are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Salem, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,352 $2,368 $2,144 $2,257 $7,693 $8,879 $2,619 $2,778
Farmers $2,110 $2,103 $1,889 $2,015 $8,553 $8,794 $2,369 $2,444
GEICO $2,412 $2,478 $2,269 $2,269 $7,018 $9,580 $2,537 $2,540
Nationwide $2,091 $2,126 $1,903 $1,997 $4,957 $6,243 $2,349 $2,514
Progressive $1,409 $1,366 $1,277 $1,282 $5,671 $6,386 $1,701 $1,761
State Farm $1,381 $1,381 $1,260 $1,260 $3,792 $4,769 $1,548 $1,700
USAA $1,429 $1,416 $1,370 $1,363 $3,675 $4,144 $1,756 $1,875

Buy Cheap Salem, NM Auto Insurance for Teen Drivers

Auto insurance for teenagers in Salem can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Salem, NM are listed here.

Annual Auto Insurance Rates for Teen Drivers in Salem, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,693 $8,879
Farmers $8,553 $8,794
GEICO $7,018 $9,580
Nationwide $4,957 $6,243
Progressive $5,671 $6,386
State Farm $3,792 $4,769
USAA $3,675 $4,144

Buy Cheap Salem, NM Auto Insurance for Seniors

You can save on senior auto insurance rates in Salem, New Mexico by comparing Salem senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Salem, NM here.

Annual Auto Insurance Rates for Senior Drivers in Salem, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,144 $2,257
Farmers $1,889 $2,015
GEICO $2,269 $2,269
Nationwide $1,903 $1,997
Progressive $1,277 $1,282
State Farm $1,260 $1,260
USAA $1,370 $1,363

Find Cheap Auto Insurance Rates in Salem, NM by Coverage Level

The amount of coverage you choose is a big factor in the cost of Salem, New Mexico auto insurance. Compare Salem, NM auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Salem, New Mexico

Insurance Company Low Medium High
Allstate $3,727 $3,879 $4,052
Farmers $3,444 $3,748 $4,162
GEICO $3,606 $3,879 $4,179
Nationwide $2,967 $2,989 $3,112
Progressive $2,494 $2,606 $2,720
State Farm $1,936 $2,144 $2,329
USAA $1,967 $2,139 $2,280

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Find Cheap Salem, NM Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Salem. Compare auto insurance rates in Salem, NM by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Salem, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,886 $3,886
Farmers $3,785 $3,785
GEICO $3,828 $3,948
Nationwide $3,023 $3,023
Progressive $2,607 $2,607
State Farm $2,082 $2,191
USAA $2,065 $2,192

Find Cheap Salem, NM Auto Insurance Rates by Driving Record

Auto insurance rates in Salem, New Mexico are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Salem, NM, take a look at the average cost for various violations versus rates for a clean driving record in Salem.

Annual Salem, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,219 $4,218 $4,496 $3,612
Farmers $3,199 $4,117 $4,022 $3,801
GEICO $2,295 $3,678 $7,283 $2,295
Nationwide $2,269 $3,173 $4,082 $2,566
Progressive $2,260 $3,072 $2,431 $2,663
State Farm $2,004 $2,181 $2,181 $2,181
USAA $1,578 $2,195 $2,905 $1,837

Find Cheap Salem, NM Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Salem, New Mexico is higher than for a clean driving record. You can buy auto insurance after a DUI in Salem for less when you shop around and compare rates from multiple Salem, NM auto insurance companies.

Annual Auto Insurance Rates After a DUI in Salem, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,496
Farmers $4,022
GEICO $7,283
Nationwide $4,082
Progressive $2,431
State Farm $2,181
USAA $2,905

Winners by Category: Where to Buy Cheap Auto Insurance in Salem, NM

Compare rates from the cheapest auto insurance companies in Salem, NM for your needs. Take a look at how Salem, New Mexico auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Salem, New Mexico

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Salem, New Mexico Auto Insurance Companies

If you’re looking for the cheapest Salem, NM auto insurance companies overall, you can compare them here. Find the best price for Salem, New Mexico car insurance by company.

Average Annual Auto Insurance Rates by Company in Salem, New Mexico

Insurance Company Average Annual Rates
Allstate $3,886
Farmers $3,785
GEICO $3,888
Nationwide $3,023
Progressive $2,607
State Farm $2,136
USAA $2,129

What affects Salem, New Mexico auto insurance rates?

Local factors affect auto insurance rates in Salem, NM, including traffic, theft statistics, and commute length. Take a look at the things that impact Salem auto insurance rates.

Traffic in Salem

How is traffic in Salem, New Mexico? Inrix data shows that Salem, NM traffic makes it the 737th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Salem, NM

You can buy cheap Salem, NM auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Salem, New Mexico auto insurance quotes from top companies.

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