Buy Cheap Salem, NJ Auto Insurance (2021)

Salem, NJ auto insurance rates average $424 a month. Minimum auto insurance requirements in Salem, New Jersey are 15/30/5 to comply with New Jersey laws. To buy cheap auto insurance in Salem, NJ, compare Salem auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Salem, NJ are $424/month
  • Average auto insurance rates in Salem, NJ after a DUI are $5,995/year
  • The most expensive auto insurance company in Salem after a DUI is State Farm

Finding affordable Salem, New Jersey auto insurance can be challenging, but everything you need to know to buy cheap Salem, NJ auto insurance with confidence is right here. Auto insurance rates in Salem are affected by local factors as well as personal ones like your driving record.

See how Salem, NJ car insurance rates compare to Clifton auto insurance rates, Bayonne auto insurance rates, and Union City auto insurance rates before you read more about the cost of auto insurance in Salem.

Don’t buy Salem, NJ auto insurance until you’ve compared rates. Get free Salem, New Jersey auto insurance quotes when you enter your ZIP code above.

Salem, NJ Minimum Auto Insurance Requirements

The required auto insurance in Salem, NJ is 15/30/5 according to the auto insurance laws in New Jersey. The minimum auto insurance in Salem, New Jersey is outlined here.

Minimum Required Auto Insurance Coverage in Salem, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Find Cheap Salem, NJ Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Salem, NJ. Take a look at Salem, New Jersey auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Salem, New Jersey

Insurance Company Poor Fair Good
Allstate $7,558 $4,861 $3,841
Farmers $7,715 $6,054 $5,718
GEICO $3,844 $2,218 $1,611
Liberty Mutual $8,507 $6,308 $5,325
Progressive $3,950 $3,456 $3,198
State Farm $10,129 $6,114 $4,769
Travelers $5,252 $3,850 $2,632

Buy Cheap Salem, NJ Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Salem, New Jersey auto insurance rates? Find out how car insurance rates in Salem, NJ are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Salem, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,268 $3,253 $3,174 $3,174 $10,224 $12,474 $3,842 $3,948
Farmers $4,109 $4,151 $3,995 $3,915 $12,046 $13,862 $4,882 $5,004
GEICO $2,090 $2,046 $2,033 $2,033 $3,754 $3,774 $2,389 $2,345
Liberty Mutual $4,456 $4,456 $4,892 $4,892 $11,485 $13,025 $4,892 $5,608
Progressive $1,819 $1,685 $1,645 $1,687 $8,179 $9,047 $2,148 $2,068
State Farm $4,094 $4,094 $3,706 $3,706 $13,378 $17,175 $4,665 $5,211
Travelers $2,971 $2,884 $2,750 $2,772 $6,665 $7,495 $2,889 $2,863

Buy Cheap Salem, NJ Auto Insurance for Teen Drivers

Auto insurance for teenagers in Salem can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Salem, NJ are listed here.

Annual Auto Insurance Rates for Teen Drivers in Salem, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,224 $12,474
Farmers $12,046 $13,862
GEICO $3,754 $3,774
Liberty Mutual $11,485 $13,025
Progressive $8,179 $9,047
State Farm $13,378 $17,175
Travelers $6,665 $7,495

Buy Cheap Salem, NJ Auto Insurance for Seniors

You can save on senior auto insurance rates in Salem, New Jersey by comparing Salem senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Salem, NJ here.

Annual Auto Insurance Rates for Senior Drivers in Salem, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,174 $3,174
Farmers $3,995 $3,915
GEICO $2,033 $2,033
Liberty Mutual $4,892 $4,892
Progressive $1,645 $1,687
State Farm $3,706 $3,706
Travelers $2,750 $2,772

Find Cheap Auto Insurance Rates in Salem, NJ by Coverage Level

The amount of coverage you choose is a big factor in the cost of Salem, New Jersey auto insurance. Compare Salem, NJ auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Salem, New Jersey

Insurance Company Low Medium High
Allstate $4,978 $5,503 $5,779
Farmers $5,867 $6,461 $7,159
GEICO $2,285 $2,606 $2,783
Liberty Mutual $5,975 $6,924 $7,241
Progressive $3,217 $3,584 $3,803
State Farm $6,515 $7,094 $7,401
Travelers $3,588 $3,911 $4,234

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Find Cheap Salem, NJ Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Salem. Compare auto insurance rates in Salem, NJ by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Salem, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,410 $5,430
Farmers $6,495 $6,495
GEICO $2,537 $2,579
Liberty Mutual $6,648 $6,778
Progressive $3,535 $3,535
State Farm $6,824 $7,183
Travelers $3,911 $3,911

Find Cheap Salem, NJ Auto Insurance Rates by Driving Record

Auto insurance rates in Salem, New Jersey are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Salem, NJ, take a look at the average cost for various violations versus rates for a clean driving record in Salem.

Annual Salem, New Jersey Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,068 $6,766 $5,898 $4,947
Farmers $5,036 $8,541 $6,933 $5,471
GEICO $1,992 $2,615 $3,633 $1,992
Liberty Mutual $6,447 $7,380 $6,579 $6,447
Progressive $3,050 $4,066 $3,475 $3,549
State Farm $3,811 $6,929 $11,135 $6,140
Travelers $3,012 $4,468 $4,312 $3,852

Find Cheap Salem, NJ Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Salem, New Jersey is higher than for a clean driving record. You can buy auto insurance after a DUI in Salem for less when you shop around and compare rates from multiple Salem, NJ auto insurance companies.

Annual Auto Insurance Rates After a DUI in Salem, New Jersey

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,898
Farmers $6,933
GEICO $3,633
Liberty Mutual $6,579
Progressive $3,475
State Farm $11,135
Travelers $4,312

Winners by Category: Where to Buy Cheap Auto Insurance in Salem, NJ

Compare rates from the cheapest auto insurance companies in Salem, NJ for your needs. Take a look at how Salem, New Jersey auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Salem, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Find Cheap Salem, New Jersey Auto Insurance Companies

If you’re looking for the cheapest Salem, NJ auto insurance companies overall, you can compare them here. Find the best price for Salem, New Jersey car insurance by company.

Average Annual Auto Insurance Rates by Company in Salem, New Jersey

Insurance Company Average Annual Rates
Allstate $5,420
Farmers $6,495
GEICO $2,558
Liberty Mutual $6,713
Progressive $3,535
State Farm $7,004
Travelers $3,911

What affects Salem, New Jersey auto insurance rates?

Local factors affect auto insurance rates in Salem, NJ, including traffic, theft statistics, and commute length. Take a look at the things that impact Salem auto insurance rates.

Commute Times in Salem

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Salem, NJ is 26.1 minutes according to City-Data.

Traffic in Salem

How is traffic in Salem, New Jersey? Inrix data shows that Salem, NJ traffic makes it the 737th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Salem, NJ

You can buy cheap Salem, NJ auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Salem, New Jersey auto insurance quotes from top companies.

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