Buy Cheap Salem, IN Auto Insurance (2021)

Salem, IN auto insurance rates average $292 a month. Minimum auto insurance requirements in Salem, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Salem, IN, compare Salem auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Salem is Liberty Mutual
  • Average auto insurance rates in Salem, IN are $292/month
  • Average auto insurance rates in Salem, IN after a DUI are $4,141/year

Finding affordable Salem, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Salem, IN auto insurance with confidence is right here. Auto insurance rates in Salem are affected by local factors as well as personal ones like your driving record.

See how Salem, IN car insurance rates compare to Evansville auto insurance rates, Bloomington auto insurance rates, and Gary auto insurance rates before you read more about the cost of auto insurance in Salem.

Don’t buy Salem, IN auto insurance until you’ve compared rates. Get free Salem, Indiana auto insurance quotes when you enter your ZIP code above.

Salem, IN Minimum Auto Insurance Requirements

The required auto insurance in Salem, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Salem, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Salem, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Salem, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Salem, IN. Take a look at Salem, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Salem, Indiana

Insurance Company Poor Fair Good
Allstate $5,027 $3,729 $3,388
American Family $5,388 $3,498 $2,927
Farmers $4,621 $3,783 $3,510
GEICO $2,934 $2,438 $1,941
Liberty Mutual $7,907 $5,146 $4,759
Nationwide $3,263 $2,756 $2,572
Progressive $4,707 $4,151 $3,907
State Farm $3,822 $2,278 $1,766
Travelers $3,615 $3,067 $3,065
USAA $2,311 $1,528 $1,310

Buy Cheap Salem, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Salem, Indiana auto insurance rates? Find out how car insurance rates in Salem, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Salem, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,518 $2,584 $2,206 $2,416 $7,652 $9,649 $2,569 $2,791
American Family $2,473 $2,473 $2,219 $2,219 $6,768 $9,826 $2,473 $3,050
Farmers $1,757 $1,733 $1,502 $1,696 $9,756 $10,487 $2,336 $2,505
GEICO $1,673 $1,657 $1,547 $1,591 $4,871 $4,549 $1,912 $1,701
Liberty Mutual $4,048 $4,048 $3,718 $3,718 $8,901 $13,457 $4,048 $5,562
Nationwide $1,766 $1,811 $1,543 $1,655 $5,118 $6,678 $2,068 $2,269
Progressive $1,835 $1,745 $1,654 $1,669 $10,564 $11,911 $2,303 $2,359
State Farm $1,634 $1,634 $1,444 $1,444 $4,822 $6,188 $1,801 $2,008
Travelers $1,159 $1,178 $1,092 $1,090 $7,296 $11,537 $1,230 $1,412
USAA $1,095 $1,079 $1,018 $1,026 $3,041 $3,402 $1,481 $1,587

Buy Cheap Salem, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Salem can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Salem, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Salem, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,652 $9,649
American Family $6,768 $9,826
Farmers $9,756 $10,487
GEICO $4,871 $4,549
Liberty Mutual $8,901 $13,457
Nationwide $5,118 $6,678
Progressive $10,564 $11,911
State Farm $4,822 $6,188
Travelers $7,296 $11,537
USAA $3,041 $3,402

Buy Cheap Salem, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Salem, Indiana by comparing Salem senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Salem, IN here.

Annual Auto Insurance Rates for Senior Drivers in Salem, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,206 $2,416
American Family $2,219 $2,219
Farmers $1,502 $1,696
GEICO $1,547 $1,591
Liberty Mutual $3,718 $3,718
Nationwide $1,543 $1,655
Progressive $1,654 $1,669
State Farm $1,444 $1,444
Travelers $1,092 $1,090
USAA $1,018 $1,026

Find Cheap Auto Insurance Rates in Salem, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Salem, Indiana auto insurance. Compare Salem, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Salem, Indiana

Insurance Company Low Medium High
Allstate $3,852 $4,033 $4,258
American Family $3,904 $4,068 $3,841
Farmers $3,815 $3,965 $4,134
GEICO $2,295 $2,432 $2,587
Liberty Mutual $5,768 $5,924 $6,121
Nationwide $2,921 $2,840 $2,830
Progressive $4,012 $4,186 $4,567
State Farm $2,515 $2,621 $2,730
Travelers $3,183 $3,279 $3,285
USAA $1,653 $1,712 $1,784

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Find Cheap Salem, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Salem. Compare auto insurance rates in Salem, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Salem, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,048 $4,048
American Family $3,890 $3,985
Farmers $3,971 $3,971
GEICO $2,392 $2,483
Liberty Mutual $5,779 $6,096
Nationwide $2,864 $2,864
Progressive $4,255 $4,255
State Farm $2,548 $2,696
Travelers $3,249 $3,249
USAA $1,693 $1,739

Find Cheap Salem, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Salem, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Salem, IN, take a look at the average cost for various violations versus rates for a clean driving record in Salem.

Annual Salem, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,236 $4,745 $4,369 $3,841
American Family $2,714 $4,320 $5,483 $3,234
Farmers $3,559 $4,134 $4,270 $3,923
GEICO $1,607 $2,518 $3,385 $2,240
Liberty Mutual $4,653 $5,470 $8,508 $5,119
Nationwide $2,457 $3,179 $3,046 $2,772
Progressive $3,186 $5,580 $3,807 $4,448
State Farm $2,563 $2,800 $2,563 $2,563
Travelers $2,762 $3,411 $3,863 $2,961
USAA $1,297 $1,846 $2,117 $1,606

Find Cheap Salem, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Salem, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Salem for less when you shop around and compare rates from multiple Salem, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Salem, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,369
American Family $5,483
Farmers $4,270
GEICO $3,385
Liberty Mutual $8,508
Nationwide $3,046
Progressive $3,807
State Farm $2,563
Travelers $3,863
USAA $2,117

Winners by Category: Where to Buy Cheap Auto Insurance in Salem, IN

Compare rates from the cheapest auto insurance companies in Salem, IN for your needs. Take a look at how Salem, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Salem, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Salem, Indiana Auto Insurance Companies

If you’re looking for the cheapest Salem, IN auto insurance companies overall, you can compare them here. Find the best price for Salem, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Salem, Indiana

Insurance Company Average Annual Rates
Allstate $4,048
American Family $3,938
Farmers $3,971
GEICO $2,438
Liberty Mutual $5,937
Nationwide $2,863
Progressive $4,255
State Farm $2,622
Travelers $3,249
USAA $1,716

What affects Salem, Indiana auto insurance rates?

Local factors affect auto insurance rates in Salem, IN, including traffic, theft statistics, and commute length. Take a look at the things that impact Salem auto insurance rates.

Commute Times in Salem

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Salem, IN is 27.4 minutes according to City-Data.

Traffic in Salem

How is traffic in Salem, Indiana? Inrix data shows that Salem, IN traffic makes it the 737th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Salem, IN

You can buy cheap Salem, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Salem, Indiana auto insurance quotes from top companies.

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