Buy Cheap Salem, AL Auto Insurance (2021)

Salem, AL auto insurance rates average $317 a month. Minimum auto insurance requirements in Salem, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Salem, AL, compare Salem auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Salem, AL for teens drivers are $7,743/year
  • The most expensive auto insurance company in Salem after a DUI is Liberty Mutual
  • The most expensive auto insurance company in Salem is Liberty Mutual

Finding affordable Salem, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Salem, AL auto insurance with confidence is right here. Auto insurance rates in Salem are affected by local factors as well as personal ones like your driving record.

See how Salem, AL car insurance rates compare to Hoover auto insurance rates, Birmingham auto insurance rates, and Decatur auto insurance rates before you read more about the cost of auto insurance in Salem.

Don’t buy Salem, AL auto insurance until you’ve compared rates. Get free Salem, Alabama auto insurance quotes when you enter your ZIP code above.

Salem, AL Minimum Auto Insurance Requirements

The required auto insurance in Salem, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Salem, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Salem, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Salem, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Salem, AL. Take a look at Salem, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Salem, Alabama

Insurance Company Poor Fair Good
Allstate $3,775 $2,961 $2,421
Farmers $4,719 $4,058 $3,847
GEICO $3,543 $2,527 $2,286
Liberty Mutual $7,846 $4,814 $3,779
Nationwide $3,234 $2,526 $2,287
Progressive $5,417 $4,640 $4,332
State Farm $8,618 $4,360 $2,961
Travelers $3,802 $3,292 $3,353
USAA $3,249 $2,121 $1,895

Buy Cheap Salem, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Salem, Alabama auto insurance rates? Find out how car insurance rates in Salem, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Salem, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,855 $1,773 $1,676 $1,709 $6,357 $6,831 $2,085 $2,133
Farmers $2,422 $2,407 $2,166 $2,299 $9,250 $9,522 $2,745 $2,854
GEICO $2,007 $1,985 $1,897 $1,951 $5,231 $5,122 $2,121 $1,968
Liberty Mutual $3,183 $3,438 $2,603 $2,912 $11,687 $12,998 $3,396 $3,621
Nationwide $1,757 $1,780 $1,600 $1,658 $4,596 $5,937 $1,950 $2,183
Progressive $2,615 $2,456 $2,149 $2,289 $10,653 $11,893 $3,062 $3,253
State Farm $3,246 $3,246 $2,943 $2,943 $9,867 $12,376 $3,669 $4,215
Travelers $1,449 $1,473 $1,354 $1,350 $7,522 $11,742 $1,376 $1,592
USAA $1,491 $1,514 $1,396 $1,369 $4,522 $5,017 $1,952 $2,109

Buy Cheap Salem, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Salem can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Salem, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Salem, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,357 $6,831
Farmers $9,250 $9,522
GEICO $5,231 $5,122
Liberty Mutual $11,687 $12,998
Nationwide $4,596 $5,937
Progressive $10,653 $11,893
State Farm $9,867 $12,376
Travelers $7,522 $11,742
USAA $4,522 $5,017

Buy Cheap Salem, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Salem, Alabama by comparing Salem senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Salem, AL here.

Annual Auto Insurance Rates for Senior Drivers in Salem, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,676 $1,709
Farmers $2,166 $2,299
GEICO $1,897 $1,951
Liberty Mutual $2,603 $2,912
Nationwide $1,600 $1,658
Progressive $2,149 $2,289
State Farm $2,943 $2,943
Travelers $1,354 $1,350
USAA $1,396 $1,369

Find Cheap Auto Insurance Rates in Salem, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Salem, Alabama auto insurance. Compare Salem, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Salem, Alabama

Insurance Company Low Medium High
Allstate $2,949 $3,048 $3,160
Farmers $3,973 $4,154 $4,498
GEICO $2,572 $2,773 $3,010
Liberty Mutual $5,241 $5,455 $5,743
Nationwide $2,658 $2,662 $2,728
Progressive $4,303 $4,772 $5,314
State Farm $5,004 $5,307 $5,628
Travelers $3,330 $3,552 $3,565
USAA $2,332 $2,408 $2,524

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Find Cheap Salem, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Salem. Compare auto insurance rates in Salem, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Salem, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,052 $3,052
Farmers $4,208 $4,208
GEICO $2,734 $2,836
Liberty Mutual $5,480 $5,480
Nationwide $2,682 $2,682
Progressive $4,796 $4,796
State Farm $5,182 $5,444
Travelers $3,482 $3,482
USAA $2,310 $2,532

Find Cheap Salem, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Salem, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Salem, AL, take a look at the average cost for various violations versus rates for a clean driving record in Salem.

Annual Salem, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,604 $3,062 $3,610 $2,933
Farmers $3,545 $4,579 $4,467 $4,242
GEICO $1,885 $3,026 $3,713 $2,517
Liberty Mutual $4,296 $5,985 $5,850 $5,787
Nationwide $2,345 $2,345 $3,420 $2,620
Progressive $4,330 $5,439 $4,663 $4,753
State Farm $4,793 $5,949 $5,255 $5,255
Travelers $2,901 $3,046 $4,442 $3,539
USAA $1,859 $2,337 $3,477 $2,012

Find Cheap Salem, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Salem, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Salem for less when you shop around and compare rates from multiple Salem, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Salem, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,610
Farmers $4,467
GEICO $3,713
Liberty Mutual $5,850
Nationwide $3,420
Progressive $4,663
State Farm $5,255
Travelers $4,442
USAA $3,477

Winners by Category: Where to Buy Cheap Auto Insurance in Salem, AL

Compare rates from the cheapest auto insurance companies in Salem, AL for your needs. Take a look at how Salem, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Salem, Alabama

Category Insurance Company
Teenagers USAA
Seniors Travelers
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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Find Cheap Salem, Alabama Auto Insurance Companies

If you’re looking for the cheapest Salem, AL auto insurance companies overall, you can compare them here. Find the best price for Salem, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Salem, Alabama

Insurance Company Average Annual Rates
Allstate $3,052
Farmers $4,208
GEICO $2,785
Liberty Mutual $5,480
Nationwide $2,682
Progressive $4,796
State Farm $5,313
Travelers $3,482
USAA $2,421

What affects Salem, Alabama auto insurance rates?

Local factors affect auto insurance rates in Salem, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Salem auto insurance rates.

Traffic in Salem

How is traffic in Salem, Alabama? Inrix data shows that Salem, AL traffic makes it the 737th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Salem, AL

You can buy cheap Salem, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Salem, Alabama auto insurance quotes from top companies.

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