Buy Cheap Saint Joe, IN Auto Insurance (2021)

Saint Joe, IN auto insurance rates average $270 a month. Minimum auto insurance requirements in Saint Joe, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Saint Joe, IN, compare Saint Joe auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Saint Joe, IN are $270/month
  • Average auto insurance rates in Saint Joe, IN for teens drivers are $6,345/year
  • Average auto insurance rates in Saint Joe, IN after a DUI are $3,837/year

Finding affordable Saint Joe, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Saint Joe, IN auto insurance with confidence is right here. Auto insurance rates in Saint Joe are affected by local factors as well as personal ones like your driving record.

See how Saint Joe, IN car insurance rates compare to Bloomington auto insurance rates, Evansville auto insurance rates, and Indianapolis auto insurance rates before you read more about the cost of auto insurance in Saint Joe.

Don’t buy Saint Joe, IN auto insurance until you’ve compared rates. Get free Saint Joe, Indiana auto insurance quotes when you enter your ZIP code above.

Saint Joe, IN Minimum Auto Insurance Requirements

The required auto insurance in Saint Joe, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Saint Joe, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Saint Joe, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Saint Joe, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Saint Joe, IN. Take a look at Saint Joe, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Saint Joe, Indiana

Insurance Company Poor Fair Good
Allstate $4,947 $3,676 $3,338
American Family $4,759 $3,096 $2,593
Farmers $3,832 $3,123 $2,894
GEICO $2,567 $2,135 $1,702
Liberty Mutual $7,484 $4,871 $4,505
Nationwide $2,985 $2,523 $2,357
Progressive $4,037 $3,574 $3,370
State Farm $3,161 $1,886 $1,462
Travelers $4,207 $3,562 $3,560
USAA $2,243 $1,484 $1,273

Buy Cheap Saint Joe, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Saint Joe, Indiana auto insurance rates? Find out how car insurance rates in Saint Joe, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Saint Joe, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,474 $2,537 $2,169 $2,373 $7,559 $9,523 $2,521 $2,741
American Family $2,195 $2,195 $1,970 $1,970 $5,962 $8,663 $2,195 $2,713
Farmers $1,485 $1,464 $1,270 $1,428 $8,010 $8,531 $1,958 $2,117
GEICO $1,461 $1,452 $1,360 $1,403 $4,269 $3,981 $1,670 $1,481
Liberty Mutual $3,820 $3,820 $3,505 $3,505 $8,444 $12,786 $3,820 $5,262
Nationwide $1,620 $1,659 $1,420 $1,518 $4,687 $6,096 $1,896 $2,076
Progressive $1,558 $1,473 $1,412 $1,421 $9,162 $10,309 $1,952 $1,994
State Farm $1,355 $1,355 $1,199 $1,199 $3,980 $5,116 $1,494 $1,659
Travelers $1,354 $1,378 $1,266 $1,267 $8,440 $13,420 $1,428 $1,658
USAA $1,066 $1,052 $991 $1,001 $2,940 $3,290 $1,444 $1,549

Buy Cheap Saint Joe, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Saint Joe can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Saint Joe, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Saint Joe, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,559 $9,523
American Family $5,962 $8,663
Farmers $8,010 $8,531
GEICO $4,269 $3,981
Liberty Mutual $8,444 $12,786
Nationwide $4,687 $6,096
Progressive $9,162 $10,309
State Farm $3,980 $5,116
Travelers $8,440 $13,420
USAA $2,940 $3,290

Buy Cheap Saint Joe, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Saint Joe, Indiana by comparing Saint Joe senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Saint Joe, IN here.

Annual Auto Insurance Rates for Senior Drivers in Saint Joe, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,169 $2,373
American Family $1,970 $1,970
Farmers $1,270 $1,428
GEICO $1,360 $1,403
Liberty Mutual $3,505 $3,505
Nationwide $1,420 $1,518
Progressive $1,412 $1,421
State Farm $1,199 $1,199
Travelers $1,266 $1,267
USAA $991 $1,001

Find Cheap Auto Insurance Rates in Saint Joe, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Saint Joe, Indiana auto insurance. Compare Saint Joe, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Saint Joe, Indiana

Insurance Company Low Medium High
Allstate $3,801 $3,973 $4,188
American Family $3,456 $3,598 $3,394
Farmers $3,162 $3,275 $3,412
GEICO $2,007 $2,129 $2,268
Liberty Mutual $5,445 $5,607 $5,809
Nationwide $2,665 $2,600 $2,599
Progressive $3,468 $3,606 $3,907
State Farm $2,071 $2,168 $2,269
Travelers $3,680 $3,813 $3,836
USAA $1,603 $1,662 $1,735

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Find Cheap Saint Joe, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Saint Joe. Compare auto insurance rates in Saint Joe, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Saint Joe, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,987 $3,987
American Family $3,441 $3,525
Farmers $3,283 $3,283
GEICO $2,096 $2,173
Liberty Mutual $5,469 $5,771
Nationwide $2,621 $2,621
Progressive $3,660 $3,660
State Farm $2,107 $2,232
Travelers $3,776 $3,776
USAA $1,644 $1,689

Find Cheap Saint Joe, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Saint Joe, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Saint Joe, IN, take a look at the average cost for various violations versus rates for a clean driving record in Saint Joe.

Annual Saint Joe, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,183 $4,672 $4,308 $3,785
American Family $2,399 $3,832 $4,841 $2,858
Farmers $2,937 $3,423 $3,529 $3,243
GEICO $1,407 $2,204 $2,974 $1,954
Liberty Mutual $4,435 $5,191 $7,987 $4,868
Nationwide $2,254 $2,906 $2,786 $2,539
Progressive $2,747 $4,801 $3,277 $3,816
State Farm $2,121 $2,316 $2,121 $2,121
Travelers $3,204 $3,964 $4,496 $3,441
USAA $1,260 $1,792 $2,053 $1,561

Find Cheap Saint Joe, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Saint Joe, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Saint Joe for less when you shop around and compare rates from multiple Saint Joe, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Saint Joe, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,308
American Family $4,841
Farmers $3,529
GEICO $2,974
Liberty Mutual $7,987
Nationwide $2,786
Progressive $3,277
State Farm $2,121
Travelers $4,496
USAA $2,053

Winners by Category: Where to Buy Cheap Auto Insurance in Saint Joe, IN

Compare rates from the cheapest auto insurance companies in Saint Joe, IN for your needs. Take a look at how Saint Joe, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Saint Joe, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Saint Joe, Indiana Auto Insurance Companies

If you’re looking for the cheapest Saint Joe, IN auto insurance companies overall, you can compare them here. Find the best price for Saint Joe, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Saint Joe, Indiana

Insurance Company Average Annual Rates
Allstate $3,987
American Family $3,483
Farmers $3,283
GEICO $2,135
Liberty Mutual $5,620
Nationwide $2,621
Progressive $3,660
State Farm $2,170
Travelers $3,776
USAA $1,667

Compare Auto Insurance Quotes in Saint Joe, IN

You can buy cheap Saint Joe, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Saint Joe, Indiana auto insurance quotes from top companies.

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