Buy Cheap Saint Elmo, AL Auto Insurance (2021)

Saint Elmo, AL auto insurance rates average $351 a month. Minimum auto insurance requirements in Saint Elmo, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Saint Elmo, AL, compare Saint Elmo auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Saint Elmo is Liberty Mutual
  • Average auto insurance rates in Saint Elmo, AL after a DUI are $4,819/year
  • Average auto insurance rates in Saint Elmo, AL for teens drivers are $8,696/year

Finding affordable Saint Elmo, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Saint Elmo, AL auto insurance with confidence is right here. Auto insurance rates in Saint Elmo are affected by local factors as well as personal ones like your driving record.

See how Saint Elmo, AL car insurance rates compare to Huntsville auto insurance rates, Decatur auto insurance rates, and Madison auto insurance rates before you read more about the cost of auto insurance in Saint Elmo.

Don’t buy Saint Elmo, AL auto insurance until you’ve compared rates. Get free Saint Elmo, Alabama auto insurance quotes when you enter your ZIP code above.

Saint Elmo, AL Minimum Auto Insurance Requirements

The required auto insurance in Saint Elmo, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Saint Elmo, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Saint Elmo, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Saint Elmo, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Saint Elmo, AL. Take a look at Saint Elmo, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Saint Elmo, Alabama

Insurance Company Poor Fair Good
Allstate $4,532 $3,577 $2,924
Farmers $5,519 $4,743 $4,496
GEICO $4,137 $2,947 $2,665
Liberty Mutual $8,160 $5,023 $3,940
Nationwide $3,490 $2,724 $2,465
Progressive $6,124 $5,243 $4,890
State Farm $8,587 $4,337 $2,941
Travelers $4,722 $4,101 $4,182
USAA $3,288 $2,154 $1,927

Buy Cheap Saint Elmo, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Saint Elmo, Alabama auto insurance rates? Find out how car insurance rates in Saint Elmo, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Saint Elmo, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,183 $2,073 $1,987 $2,024 $7,836 $8,430 $2,420 $2,465
Farmers $2,817 $2,801 $2,519 $2,677 $10,860 $11,179 $3,191 $3,312
GEICO $2,301 $2,296 $2,193 $2,280 $6,173 $6,059 $2,434 $2,260
Liberty Mutual $3,280 $3,543 $2,689 $3,014 $12,294 $13,676 $3,478 $3,688
Nationwide $1,874 $1,896 $1,705 $1,765 $5,017 $6,468 $2,085 $2,334
Progressive $2,984 $2,789 $2,440 $2,633 $12,035 $13,387 $3,461 $3,621
State Farm $3,188 $3,188 $2,900 $2,900 $9,929 $12,423 $3,609 $4,170
Travelers $1,706 $1,731 $1,608 $1,601 $9,518 $15,077 $1,609 $1,830
USAA $1,510 $1,531 $1,416 $1,390 $4,597 $5,096 $1,976 $2,135

Buy Cheap Saint Elmo, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Saint Elmo can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Saint Elmo, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Saint Elmo, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,836 $8,430
Farmers $10,860 $11,179
GEICO $6,173 $6,059
Liberty Mutual $12,294 $13,676
Nationwide $5,017 $6,468
Progressive $12,035 $13,387
State Farm $9,929 $12,423
Travelers $9,518 $15,077
USAA $4,597 $5,096

Buy Cheap Saint Elmo, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Saint Elmo, Alabama by comparing Saint Elmo senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Saint Elmo, AL here.

Annual Auto Insurance Rates for Senior Drivers in Saint Elmo, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,987 $2,024
Farmers $2,519 $2,677
GEICO $2,193 $2,280
Liberty Mutual $2,689 $3,014
Nationwide $1,705 $1,765
Progressive $2,440 $2,633
State Farm $2,900 $2,900
Travelers $1,608 $1,601
USAA $1,416 $1,390

Find Cheap Auto Insurance Rates in Saint Elmo, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Saint Elmo, Alabama auto insurance. Compare Saint Elmo, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Saint Elmo, Alabama

Insurance Company Low Medium High
Allstate $3,531 $3,670 $3,831
Farmers $4,629 $4,851 $5,279
GEICO $2,989 $3,236 $3,523
Liberty Mutual $5,417 $5,678 $6,029
Nationwide $2,872 $2,870 $2,937
Progressive $4,784 $5,377 $6,096
State Farm $4,987 $5,284 $5,594
Travelers $4,103 $4,422 $4,480
USAA $2,361 $2,442 $2,566

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Find Cheap Saint Elmo, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Saint Elmo. Compare auto insurance rates in Saint Elmo, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Saint Elmo, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,677 $3,677
Farmers $4,920 $4,920
GEICO $3,191 $3,308
Liberty Mutual $5,708 $5,708
Nationwide $2,893 $2,893
Progressive $5,419 $5,419
State Farm $5,159 $5,418
Travelers $4,335 $4,335
USAA $2,343 $2,569

Find Cheap Saint Elmo, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Saint Elmo, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Saint Elmo, AL, take a look at the average cost for various violations versus rates for a clean driving record in Saint Elmo.

Annual Saint Elmo, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,110 $3,681 $4,391 $3,529
Farmers $4,143 $5,356 $5,225 $4,954
GEICO $2,178 $3,528 $4,391 $2,901
Liberty Mutual $4,474 $6,240 $6,088 $6,029
Nationwide $2,527 $2,527 $3,692 $2,825
Progressive $4,891 $6,145 $5,266 $5,374
State Farm $4,755 $5,941 $5,229 $5,229
Travelers $3,605 $3,782 $5,562 $4,390
USAA $1,886 $2,373 $3,525 $2,041

Find Cheap Saint Elmo, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Saint Elmo, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Saint Elmo for less when you shop around and compare rates from multiple Saint Elmo, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Saint Elmo, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,391
Farmers $5,225
GEICO $4,391
Liberty Mutual $6,088
Nationwide $3,692
Progressive $5,266
State Farm $5,229
Travelers $5,562
USAA $3,525

Winners by Category: Where to Buy Cheap Auto Insurance in Saint Elmo, AL

Compare rates from the cheapest auto insurance companies in Saint Elmo, AL for your needs. Take a look at how Saint Elmo, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Saint Elmo, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Saint Elmo, Alabama Auto Insurance Companies

If you’re looking for the cheapest Saint Elmo, AL auto insurance companies overall, you can compare them here. Find the best price for Saint Elmo, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Saint Elmo, Alabama

Insurance Company Average Annual Rates
Allstate $3,677
Farmers $4,920
GEICO $3,249
Liberty Mutual $5,708
Nationwide $2,893
Progressive $5,419
State Farm $5,288
Travelers $4,335
USAA $2,456

Compare Auto Insurance Quotes in Saint Elmo, AL

You can buy cheap Saint Elmo, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Saint Elmo, Alabama auto insurance quotes from top companies.

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