Buy Cheap Sailor Springs, IL Auto Insurance (2021)

Sailor Springs, IL auto insurance rates average $254 a month. Minimum auto insurance requirements in Sailor Springs, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Sailor Springs, IL, compare Sailor Springs auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Sailor Springs, IL are $254/month
  • The most expensive auto insurance company in Sailor Springs after a DUI is Allstate
  • Average auto insurance rates in Sailor Springs, IL after a DUI are $3,567/year

Finding affordable Sailor Springs, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Sailor Springs, IL auto insurance with confidence is right here. Auto insurance rates in Sailor Springs are affected by local factors as well as personal ones like your driving record.

See how Sailor Springs, IL car insurance rates compare to Cicero auto insurance rates, Elgin auto insurance rates, and Joliet auto insurance rates before you read more about the cost of auto insurance in Sailor Springs.

Don’t buy Sailor Springs, IL auto insurance until you’ve compared rates. Get free Sailor Springs, Illinois auto insurance quotes when you enter your ZIP code above.

Sailor Springs, IL Minimum Auto Insurance Requirements

The required auto insurance in Sailor Springs, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Sailor Springs, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Sailor Springs, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Sailor Springs, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Sailor Springs, IL. Take a look at Sailor Springs, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Sailor Springs, Illinois

Insurance Company Poor Fair Good
Allstate $6,032 $4,337 $3,788
American Family $4,600 $3,120 $2,635
Farmers $4,938 $4,142 $3,943
GEICO $3,690 $1,812 $1,417
Liberty Mutual $3,009 $1,870 $1,495
Nationwide $4,078 $3,280 $2,871
Progressive $3,271 $2,769 $2,557
State Farm $3,056 $1,830 $1,419
Travelers $2,825 $2,251 $1,838
USAA $3,823 $2,623 $2,160

Buy Cheap Sailor Springs, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Sailor Springs, Illinois auto insurance rates? Find out how car insurance rates in Sailor Springs, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sailor Springs, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,031 $3,046 $3,153 $3,153 $7,734 $10,062 $3,641 $3,934
American Family $2,165 $2,165 $1,978 $1,978 $6,009 $8,367 $2,165 $2,787
Farmers $2,357 $2,363 $2,094 $2,209 $9,886 $10,320 $2,684 $2,813
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,361 $1,472 $1,135 $1,268 $4,179 $4,648 $1,425 $1,510
Nationwide $2,166 $2,208 $1,920 $2,041 $5,974 $7,701 $2,524 $2,742
Progressive $1,660 $1,570 $1,364 $1,430 $6,021 $6,754 $1,978 $2,147
State Farm $1,370 $1,370 $1,206 $1,206 $3,675 $4,680 $1,543 $1,762
Travelers $1,499 $1,584 $1,352 $1,444 $4,132 $5,155 $1,592 $1,678
USAA $1,706 $1,737 $1,586 $1,562 $5,528 $6,101 $2,251 $2,475

Buy Cheap Sailor Springs, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Sailor Springs can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Sailor Springs, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Sailor Springs, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,734 $10,062
American Family $6,009 $8,367
Farmers $9,886 $10,320
GEICO $4,375 $4,641
Liberty Mutual $4,179 $4,648
Nationwide $5,974 $7,701
Progressive $6,021 $6,754
State Farm $3,675 $4,680
Travelers $4,132 $5,155
USAA $5,528 $6,101

Buy Cheap Sailor Springs, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Sailor Springs, Illinois by comparing Sailor Springs senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Sailor Springs, IL here.

Annual Auto Insurance Rates for Senior Drivers in Sailor Springs, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,153 $3,153
American Family $1,978 $1,978
Farmers $2,094 $2,209
GEICO $1,364 $1,612
Liberty Mutual $1,135 $1,268
Nationwide $1,920 $2,041
Progressive $1,364 $1,430
State Farm $1,206 $1,206
Travelers $1,352 $1,444
USAA $1,586 $1,562

Find Cheap Auto Insurance Rates in Sailor Springs, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Sailor Springs, Illinois auto insurance. Compare Sailor Springs, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sailor Springs, Illinois

Insurance Company Low Medium High
Allstate $4,585 $4,715 $4,858
American Family $3,343 $3,577 $3,435
Farmers $4,135 $4,240 $4,647
GEICO $2,131 $2,300 $2,489
Liberty Mutual $2,014 $2,120 $2,240
Nationwide $3,399 $3,437 $3,393
Progressive $2,647 $2,855 $3,094
State Farm $2,006 $2,104 $2,194
Travelers $2,159 $2,302 $2,453
USAA $2,681 $2,866 $3,058

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Find Cheap Sailor Springs, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Sailor Springs. Compare auto insurance rates in Sailor Springs, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Sailor Springs, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,719 $4,719
American Family $3,407 $3,497
Farmers $4,341 $4,341
GEICO $2,263 $2,351
Liberty Mutual $2,125 $2,125
Nationwide $3,410 $3,410
Progressive $2,865 $2,865
State Farm $2,049 $2,154
Travelers $2,215 $2,395
USAA $2,788 $2,949

Find Cheap Sailor Springs, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Sailor Springs, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Sailor Springs, IL, take a look at the average cost for various violations versus rates for a clean driving record in Sailor Springs.

Annual Sailor Springs, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,422 $5,702 $5,309 $4,444
American Family $2,535 $3,615 $4,782 $2,876
Farmers $3,673 $4,720 $4,603 $4,367
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,780 $2,497 $2,209 $2,013
Nationwide $2,733 $3,559 $4,198 $3,149
Progressive $2,365 $3,499 $2,615 $2,983
State Farm $1,938 $2,265 $2,102 $2,102
Travelers $1,838 $2,396 $2,682 $2,303
USAA $2,043 $2,938 $4,028 $2,465

Find Cheap Sailor Springs, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Sailor Springs, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Sailor Springs for less when you shop around and compare rates from multiple Sailor Springs, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Sailor Springs, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,309
American Family $4,782
Farmers $4,603
GEICO $3,141
Liberty Mutual $2,209
Nationwide $4,198
Progressive $2,615
State Farm $2,102
Travelers $2,682
USAA $4,028

Winners by Category: Where to Buy Cheap Auto Insurance in Sailor Springs, IL

Compare rates from the cheapest auto insurance companies in Sailor Springs, IL for your needs. Take a look at how Sailor Springs, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Sailor Springs, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Find Cheap Sailor Springs, Illinois Auto Insurance Companies

If you’re looking for the cheapest Sailor Springs, IL auto insurance companies overall, you can compare them here. Find the best price for Sailor Springs, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Sailor Springs, Illinois

Insurance Company Average Annual Rates
Allstate $4,719
American Family $3,452
Farmers $4,341
GEICO $2,307
Liberty Mutual $2,125
Nationwide $3,410
Progressive $2,865
State Farm $2,102
Travelers $2,305
USAA $2,868

What affects Sailor Springs, Illinois auto insurance rates?

Local factors affect auto insurance rates in Sailor Springs, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Sailor Springs auto insurance rates.

Commute Times in Sailor Springs

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Sailor Springs, IL is 27.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Sailor Springs, IL

You can buy cheap Sailor Springs, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Sailor Springs, Illinois auto insurance quotes from top companies.

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