Buy Cheap Saginaw, MO Auto Insurance (2022)

Saginaw, MO auto insurance rates average $274 a month. Minimum auto insurance requirements in Saginaw, Missouri are 25/50/25 to comply with Missouri laws. To buy cheap auto insurance in Saginaw, MO, compare Saginaw auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Saginaw, MO after a DUI are $3,859/year
  • The most expensive auto insurance company in Saginaw after a DUI is Allstate
  • Average auto insurance rates in Saginaw, MO are $274/month

Finding affordable Saginaw, Missouri auto insurance can be challenging, but everything you need to know to buy cheap Saginaw, MO auto insurance with confidence is right here. Auto insurance rates in Saginaw are affected by local factors as well as personal ones like your driving record.

See how Saginaw, MO car insurance rates compare to Independence auto insurance rates, Kansas City auto insurance rates, and Florissant auto insurance rates before you read more about the cost of auto insurance in Saginaw.

Don’t buy Saginaw, MO auto insurance until you’ve compared rates. Get free Saginaw, Missouri auto insurance quotes when you enter your ZIP code above.

Saginaw, MO Minimum Auto Insurance Requirements

The required auto insurance in Saginaw, MO is 25/50/25 according to the auto insurance laws in Missouri. The minimum auto insurance in Saginaw, Missouri is outlined here.

Minimum Required Auto Insurance Coverage in Saginaw, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Saginaw, MO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Saginaw, MO. Take a look at Saginaw, Missouri auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Saginaw, Missouri

Insurance Company Poor Fair Good
Allstate $5,571 $3,579 $2,959
American Family $4,400 $3,092 $2,604
Farmers $5,141 $4,300 $4,088
GEICO $3,791 $2,471 $1,977
Liberty Mutual $6,049 $3,687 $2,903
Nationwide $2,589 $2,141 $1,861
Progressive $3,620 $3,005 $2,770
State Farm $3,722 $2,406 $1,966
USAA $4,495 $2,106 $1,513

Buy Cheap Saginaw, MO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Saginaw, Missouri auto insurance rates? Find out how car insurance rates in Saginaw, MO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Saginaw, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,822 $2,736 $2,532 $2,613 $7,715 $8,346 $2,716 $2,810
American Family $2,183 $2,183 $1,946 $1,946 $6,062 $7,874 $2,183 $2,545
Farmers $2,441 $2,430 $2,173 $2,305 $10,321 $10,689 $2,795 $2,922
GEICO $1,780 $2,007 $1,385 $1,807 $5,725 $6,039 $1,616 $1,613
Liberty Mutual $2,541 $2,754 $2,092 $2,346 $8,733 $9,700 $2,677 $2,859
Nationwide $1,457 $1,487 $1,306 $1,381 $3,720 $4,759 $1,665 $1,800
Progressive $1,928 $1,794 $1,582 $1,626 $6,296 $7,075 $2,354 $2,397
State Farm $1,684 $1,684 $1,512 $1,512 $4,927 $6,199 $1,896 $2,169
USAA $1,641 $1,624 $1,481 $1,502 $4,991 $6,094 $2,038 $2,263

Buy Cheap Saginaw, MO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Saginaw can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Saginaw, MO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Saginaw, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,715 $8,346
American Family $6,062 $7,874
Farmers $10,321 $10,689
GEICO $5,725 $6,039
Liberty Mutual $8,733 $9,700
Nationwide $3,720 $4,759
Progressive $6,296 $7,075
State Farm $4,927 $6,199
USAA $4,991 $6,094

Buy Cheap Saginaw, MO Auto Insurance for Seniors

You can save on senior auto insurance rates in Saginaw, Missouri by comparing Saginaw senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Saginaw, MO here.

Annual Auto Insurance Rates for Senior Drivers in Saginaw, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,532 $2,613
American Family $1,946 $1,946
Farmers $2,173 $2,305
GEICO $1,385 $1,807
Liberty Mutual $2,092 $2,346
Nationwide $1,306 $1,381
Progressive $1,582 $1,626
State Farm $1,512 $1,512
USAA $1,481 $1,502

Find Cheap Auto Insurance Rates in Saginaw, MO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Saginaw, Missouri auto insurance. Compare Saginaw, MO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Saginaw, Missouri

Insurance Company Low Medium High
Allstate $3,889 $4,028 $4,191
American Family $3,252 $3,471 $3,373
Farmers $4,219 $4,466 $4,844
GEICO $2,548 $2,771 $2,920
Liberty Mutual $3,975 $4,231 $4,432
Nationwide $2,064 $2,217 $2,309
Progressive $2,789 $3,139 $3,467
State Farm $2,524 $2,707 $2,863
USAA $2,581 $2,694 $2,838

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Find Cheap Saginaw, MO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Saginaw. Compare auto insurance rates in Saginaw, MO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Saginaw, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,036 $4,036
American Family $3,332 $3,398
Farmers $4,510 $4,510
GEICO $2,696 $2,797
Liberty Mutual $4,213 $4,213
Nationwide $2,197 $2,197
Progressive $3,131 $3,131
State Farm $2,632 $2,764
USAA $2,607 $2,802

Find Cheap Saginaw, MO Auto Insurance Rates by Driving Record

Auto insurance rates in Saginaw, Missouri are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Saginaw, MO, take a look at the average cost for various violations versus rates for a clean driving record in Saginaw.

Annual Saginaw, Missouri Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,473 $3,909 $4,842 $3,921
American Family $2,505 $3,630 $4,458 $2,868
Farmers $3,879 $4,863 $4,752 $4,544
GEICO $2,107 $2,780 $3,803 $2,297
Liberty Mutual $3,062 $4,391 $4,529 $4,869
Nationwide $1,725 $2,215 $2,958 $1,889
Progressive $2,720 $3,622 $3,010 $3,173
State Farm $2,475 $2,921 $2,698 $2,698
USAA $2,150 $2,630 $3,681 $2,356

Find Cheap Saginaw, MO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Saginaw, Missouri is higher than for a clean driving record. You can buy auto insurance after a DUI in Saginaw for less when you shop around and compare rates from multiple Saginaw, MO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Saginaw, Missouri

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,842
American Family $4,458
Farmers $4,752
GEICO $3,803
Liberty Mutual $4,529
Nationwide $2,958
Progressive $3,010
State Farm $2,698
USAA $3,681

Winners by Category: Where to Buy Cheap Auto Insurance in Saginaw, MO

Compare rates from the cheapest auto insurance companies in Saginaw, MO for your needs. Take a look at how Saginaw, Missouri auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Saginaw, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Find Cheap Saginaw, Missouri Auto Insurance Companies

If you’re looking for the cheapest Saginaw, MO auto insurance companies overall, you can compare them here. Find the best price for Saginaw, Missouri car insurance by company.

Average Annual Auto Insurance Rates by Company in Saginaw, Missouri

Insurance Company Average Annual Rates
Allstate $4,036
American Family $3,365
Farmers $4,510
GEICO $2,747
Liberty Mutual $4,213
Nationwide $2,197
Progressive $3,131
State Farm $2,698
USAA $2,704

What affects Saginaw, Missouri auto insurance rates?

Local factors affect auto insurance rates in Saginaw, MO, including traffic, theft statistics, and commute length. Take a look at the things that impact Saginaw auto insurance rates.

Commute Times in Saginaw

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Saginaw, MO is 19.3 minutes according to City-Data.

Traffic in Saginaw

How is traffic in Saginaw, Missouri? Inrix data shows that Saginaw, MO traffic makes it the 939th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Saginaw, MO

You can buy cheap Saginaw, MO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Saginaw, Missouri auto insurance quotes from top companies.

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