Buy Cheap Sacramento, NM Auto Insurance (2021)

Sacramento, NM auto insurance rates average $265 a month. Minimum auto insurance requirements in Sacramento, New Mexico are 25/50/10 to comply with New Mexico laws. To buy cheap auto insurance in Sacramento, NM, compare Sacramento auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Sacramento, NM after a DUI are $4,073/year
  • Average auto insurance rates in Sacramento, NM for teens drivers are $6,076/year
  • The most expensive auto insurance company in Sacramento after a DUI is GEICO

Finding affordable Sacramento, New Mexico auto insurance can be challenging, but everything you need to know to buy cheap Sacramento, NM auto insurance with confidence is right here. Auto insurance rates in Sacramento are affected by local factors as well as personal ones like your driving record.

See how Sacramento, NM car insurance rates compare to Santa Fe auto insurance rates, Farmington auto insurance rates, and Gallup auto insurance rates before you read more about the cost of auto insurance in Sacramento.

Don’t buy Sacramento, NM auto insurance until you’ve compared rates. Get free Sacramento, New Mexico auto insurance quotes when you enter your ZIP code above.

Sacramento, NM Minimum Auto Insurance Requirements

The required auto insurance in Sacramento, NM is 25/50/10 according to the auto insurance laws in New Mexico. The minimum auto insurance in Sacramento, New Mexico is outlined here.

Minimum Required Auto Insurance Coverage in Sacramento, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Sacramento, NM Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Sacramento, NM. Take a look at Sacramento, New Mexico auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Sacramento, New Mexico

Insurance Company Poor Fair Good
Allstate $4,919 $4,042 $3,701
Farmers $4,530 $3,749 $3,563
GEICO $4,787 $4,162 $3,849
Nationwide $3,510 $2,730 $2,372
Progressive $2,949 $2,622 $2,477
State Farm $2,726 $1,684 $1,335
USAA $2,906 $2,179 $1,891

Buy Cheap Sacramento, NM Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Sacramento, New Mexico auto insurance rates? Find out how car insurance rates in Sacramento, NM are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sacramento, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,629 $2,670 $2,362 $2,495 $8,143 $9,314 $2,978 $3,173
Farmers $2,201 $2,188 $1,971 $2,097 $8,899 $9,143 $2,492 $2,588
GEICO $2,666 $2,742 $2,511 $2,511 $7,583 $10,447 $2,811 $2,858
Nationwide $1,987 $2,019 $1,811 $1,897 $4,709 $5,921 $2,233 $2,388
Progressive $1,460 $1,419 $1,324 $1,331 $5,808 $6,537 $1,760 $1,821
State Farm $1,260 $1,260 $1,142 $1,142 $3,351 $4,210 $1,407 $1,552
USAA $1,548 $1,536 $1,480 $1,475 $4,040 $4,563 $1,914 $2,048

Buy Cheap Sacramento, NM Auto Insurance for Teen Drivers

Auto insurance for teenagers in Sacramento can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Sacramento, NM are listed here.

Annual Auto Insurance Rates for Teen Drivers in Sacramento, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,143 $9,314
Farmers $8,899 $9,143
GEICO $7,583 $10,447
Nationwide $4,709 $5,921
Progressive $5,808 $6,537
State Farm $3,351 $4,210
USAA $4,040 $4,563

Buy Cheap Sacramento, NM Auto Insurance for Seniors

You can save on senior auto insurance rates in Sacramento, New Mexico by comparing Sacramento senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Sacramento, NM here.

Annual Auto Insurance Rates for Senior Drivers in Sacramento, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,362 $2,495
Farmers $1,971 $2,097
GEICO $2,511 $2,511
Nationwide $1,811 $1,897
Progressive $1,324 $1,331
State Farm $1,142 $1,142
USAA $1,480 $1,475

Find Cheap Auto Insurance Rates in Sacramento, NM by Coverage Level

The amount of coverage you choose is a big factor in the cost of Sacramento, New Mexico auto insurance. Compare Sacramento, NM auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sacramento, New Mexico

Insurance Company Low Medium High
Allstate $4,062 $4,214 $4,387
Farmers $3,631 $3,915 $4,295
GEICO $3,990 $4,256 $4,552
Nationwide $2,807 $2,842 $2,963
Progressive $2,553 $2,680 $2,815
State Farm $1,747 $1,921 $2,079
USAA $2,154 $2,337 $2,485

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Sacramento, NM Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Sacramento. Compare auto insurance rates in Sacramento, NM by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Sacramento, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,221 $4,221
Farmers $3,947 $3,947
GEICO $4,201 $4,331
Nationwide $2,871 $2,871
Progressive $2,683 $2,683
State Farm $1,868 $1,962
USAA $2,256 $2,395

Find Cheap Sacramento, NM Auto Insurance Rates by Driving Record

Auto insurance rates in Sacramento, New Mexico are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Sacramento, NM, take a look at the average cost for various violations versus rates for a clean driving record in Sacramento.

Annual Sacramento, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,542 $4,585 $4,820 $3,935
Farmers $3,329 $4,291 $4,189 $3,980
GEICO $2,511 $4,034 $8,009 $2,511
Nationwide $2,161 $3,013 $3,869 $2,440
Progressive $2,326 $3,159 $2,504 $2,742
State Farm $1,802 $1,953 $1,953 $1,953
USAA $1,725 $2,401 $3,166 $2,009

Find Cheap Sacramento, NM Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Sacramento, New Mexico is higher than for a clean driving record. You can buy auto insurance after a DUI in Sacramento for less when you shop around and compare rates from multiple Sacramento, NM auto insurance companies.

Annual Auto Insurance Rates After a DUI in Sacramento, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,820
Farmers $4,189
GEICO $8,009
Nationwide $3,869
Progressive $2,504
State Farm $1,953
USAA $3,166

Winners by Category: Where to Buy Cheap Auto Insurance in Sacramento, NM

Compare rates from the cheapest auto insurance companies in Sacramento, NM for your needs. Take a look at how Sacramento, New Mexico auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Sacramento, New Mexico

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Sacramento, New Mexico Auto Insurance Companies

If you’re looking for the cheapest Sacramento, NM auto insurance companies overall, you can compare them here. Find the best price for Sacramento, New Mexico car insurance by company.

Average Annual Auto Insurance Rates by Company in Sacramento, New Mexico

Insurance Company Average Annual Rates
Allstate $4,221
Farmers $3,947
GEICO $4,266
Nationwide $2,871
Progressive $2,683
State Farm $1,915
USAA $2,325

What affects Sacramento, New Mexico auto insurance rates?

Local factors affect auto insurance rates in Sacramento, NM, including traffic, theft statistics, and commute length. Take a look at the things that impact Sacramento auto insurance rates.

Traffic in Sacramento

How is traffic in Sacramento, New Mexico? Inrix data shows that Sacramento, NM traffic makes it the 330th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Sacramento, NM

You can buy cheap Sacramento, NM auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Sacramento, New Mexico auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption