Buy Cheap Rutland, ND Auto Insurance (2021)

Rutland, ND auto insurance rates average $333 a month. Minimum auto insurance requirements in Rutland, North Dakota are 25/50/25 to comply with North Dakota laws. To buy cheap auto insurance in Rutland, ND, compare Rutland auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Rutland, ND are $333/month
  • The most expensive auto insurance company in Rutland is Liberty Mutual
  • Average auto insurance rates in Rutland, ND for teens drivers are $7,939/year

Finding affordable Rutland, North Dakota auto insurance can be challenging, but everything you need to know to buy cheap Rutland, ND auto insurance with confidence is right here. Auto insurance rates in Rutland are affected by local factors as well as personal ones like your driving record.

See how Rutland, ND car insurance rates compare to Williston auto insurance rates, Mandan auto insurance rates, and Dickinson auto insurance rates before you read more about the cost of auto insurance in Rutland.

Don’t buy Rutland, ND auto insurance until you’ve compared rates. Get free Rutland, North Dakota auto insurance quotes when you enter your ZIP code above.

Rutland, ND Minimum Auto Insurance Requirements

The required auto insurance in Rutland, ND is 25/50/25 according to the auto insurance laws in North Dakota. The minimum auto insurance in Rutland, North Dakota is outlined here.

Minimum Required Auto Insurance Coverage in Rutland, North Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Rutland, ND Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Rutland, ND. Take a look at Rutland, North Dakota auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Rutland, North Dakota

Insurance Company Poor Fair Good
Allstate $6,072 $4,609 $3,738
American Family $4,614 $3,200 $2,704
Farmers $3,246 $2,650 $2,518
GEICO $3,222 $2,595 $2,265
Liberty Mutual $17,901 $10,689 $8,360
Nationwide $2,952 $2,294 $2,018
Progressive $3,681 $3,080 $2,811
State Farm $3,081 $1,959 $1,568
USAA $2,801 $1,773 $1,511

Buy Cheap Rutland, ND Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Rutland, North Dakota auto insurance rates? Find out how car insurance rates in Rutland, ND are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Rutland, North Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,623 $2,623 $2,330 $2,468 $10,291 $12,143 $2,874 $3,098
American Family $2,511 $2,511 $2,269 $2,269 $5,349 $7,694 $2,511 $2,936
Farmers $1,673 $1,643 $1,494 $1,555 $6,005 $6,160 $1,900 $2,007
GEICO $2,163 $2,147 $1,863 $1,884 $4,150 $5,218 $1,953 $2,172
Liberty Mutual $6,807 $7,353 $5,469 $6,626 $27,123 $30,234 $7,120 $7,800
Nationwide $1,737 $1,783 $1,557 $1,664 $3,825 $4,737 $1,972 $2,096
Progressive $1,827 $1,734 $1,477 $1,536 $6,833 $7,621 $2,234 $2,262
State Farm $1,412 $1,412 $1,248 $1,248 $3,947 $4,991 $1,579 $1,787
USAA $1,139 $1,131 $927 $930 $3,928 $4,747 $1,640 $1,784

Buy Cheap Rutland, ND Auto Insurance for Teen Drivers

Auto insurance for teenagers in Rutland can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Rutland, ND are listed here.

Annual Auto Insurance Rates for Teen Drivers in Rutland, North Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,291 $12,143
American Family $5,349 $7,694
Farmers $6,005 $6,160
GEICO $4,150 $5,218
Liberty Mutual $27,123 $30,234
Nationwide $3,825 $4,737
Progressive $6,833 $7,621
State Farm $3,947 $4,991
USAA $3,928 $4,747

Buy Cheap Rutland, ND Auto Insurance for Seniors

You can save on senior auto insurance rates in Rutland, North Dakota by comparing Rutland senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Rutland, ND here.

Annual Auto Insurance Rates for Senior Drivers in Rutland, North Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,330 $2,468
American Family $2,269 $2,269
Farmers $1,494 $1,555
GEICO $1,863 $1,884
Liberty Mutual $5,469 $6,626
Nationwide $1,557 $1,664
Progressive $1,477 $1,536
State Farm $1,248 $1,248
USAA $927 $930

Find Cheap Auto Insurance Rates in Rutland, ND by Coverage Level

The amount of coverage you choose is a big factor in the cost of Rutland, North Dakota auto insurance. Compare Rutland, ND auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Rutland, North Dakota

Insurance Company Low Medium High
Allstate $4,675 $4,804 $4,940
American Family $3,614 $3,679 $3,226
Farmers $2,739 $2,792 $2,883
GEICO $2,647 $2,689 $2,745
Liberty Mutual $12,047 $12,265 $12,637
Nationwide $2,364 $2,409 $2,491
Progressive $3,096 $3,180 $3,297
State Farm $2,144 $2,209 $2,256
USAA $1,977 $2,030 $2,079

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Find Cheap Rutland, ND Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Rutland. Compare auto insurance rates in Rutland, ND by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Rutland, North Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,689 $4,924
American Family $3,463 $3,549
Farmers $2,805 $2,805
GEICO $2,663 $2,724
Liberty Mutual $12,317 $12,317
Nationwide $2,421 $2,421
Progressive $3,191 $3,191
State Farm $2,144 $2,262
USAA $2,008 $2,049

Find Cheap Rutland, ND Auto Insurance Rates by Driving Record

Auto insurance rates in Rutland, North Dakota are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Rutland, ND, take a look at the average cost for various violations versus rates for a clean driving record in Rutland.

Annual Rutland, North Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,879 $4,284 $6,540 $4,523
American Family $2,562 $3,667 $4,863 $2,932
Farmers $2,365 $3,016 $2,977 $2,861
GEICO $1,556 $2,605 $4,084 $2,529
Liberty Mutual $10,928 $12,332 $13,395 $12,612
Nationwide $1,784 $2,465 $3,406 $2,030
Progressive $2,944 $3,630 $2,979 $3,209
State Farm $2,036 $2,370 $2,203 $2,203
USAA $1,441 $2,040 $2,854 $1,779

Find Cheap Rutland, ND Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Rutland, North Dakota is higher than for a clean driving record. You can buy auto insurance after a DUI in Rutland for less when you shop around and compare rates from multiple Rutland, ND auto insurance companies.

Annual Auto Insurance Rates After a DUI in Rutland, North Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,540
American Family $4,863
Farmers $2,977
GEICO $4,084
Liberty Mutual $13,395
Nationwide $3,406
Progressive $2,979
State Farm $2,203
USAA $2,854

Winners by Category: Where to Buy Cheap Auto Insurance in Rutland, ND

Compare rates from the cheapest auto insurance companies in Rutland, ND for your needs. Take a look at how Rutland, North Dakota auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Rutland, North Dakota

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Rutland, North Dakota Auto Insurance Companies

If you’re looking for the cheapest Rutland, ND auto insurance companies overall, you can compare them here. Find the best price for Rutland, North Dakota car insurance by company.

Average Annual Auto Insurance Rates by Company in Rutland, North Dakota

Insurance Company Average Annual Rates
Allstate $4,806
American Family $3,506
Farmers $2,805
GEICO $2,694
Liberty Mutual $12,317
Nationwide $2,421
Progressive $3,191
State Farm $2,203
USAA $2,028

What affects Rutland, North Dakota auto insurance rates?

Local factors affect auto insurance rates in Rutland, ND, including traffic, theft statistics, and commute length. Take a look at the things that impact Rutland auto insurance rates.

Commute Times in Rutland

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Rutland, ND is 23.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Rutland, ND

You can buy cheap Rutland, ND auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Rutland, North Dakota auto insurance quotes from top companies.

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