Buy Cheap Rutherford, NJ Auto Insurance (2021)

Rutherford, NJ auto insurance rates average $522 a month. Minimum auto insurance requirements in Rutherford, New Jersey are 15/30/5 to comply with New Jersey laws. To buy cheap auto insurance in Rutherford, NJ, compare Rutherford auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Rutherford, NJ are $522/month
  • The most expensive auto insurance company in Rutherford after a DUI is State Farm
  • The most expensive auto insurance company in Rutherford is State Farm

Finding affordable Rutherford, New Jersey auto insurance can be challenging, but everything you need to know to buy cheap Rutherford, NJ auto insurance with confidence is right here. Auto insurance rates in Rutherford are affected by local factors as well as personal ones like your driving record.

See how Rutherford, NJ car insurance rates compare to Elizabeth auto insurance rates, Bayonne auto insurance rates, and Newark auto insurance rates before you read more about the cost of auto insurance in Rutherford.

Don’t buy Rutherford, NJ auto insurance until you’ve compared rates. Get free Rutherford, New Jersey auto insurance quotes when you enter your ZIP code above.

Rutherford, NJ Minimum Auto Insurance Requirements

The required auto insurance in Rutherford, NJ is 15/30/5 according to the auto insurance laws in New Jersey. The minimum auto insurance in Rutherford, New Jersey is outlined here.

Minimum Required Auto Insurance Coverage in Rutherford, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Find Cheap Rutherford, NJ Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Rutherford, NJ. Take a look at Rutherford, New Jersey auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Rutherford, New Jersey

Insurance Company Poor Fair Good
Allstate $9,911 $6,264 $4,923
Farmers $9,575 $7,481 $7,055
GEICO $4,300 $2,471 $1,789
Liberty Mutual $9,543 $7,066 $5,960
Progressive $4,714 $4,113 $3,797
State Farm $13,955 $8,394 $6,531
Travelers $6,156 $4,498 $3,060

Buy Cheap Rutherford, NJ Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Rutherford, New Jersey auto insurance rates? Find out how car insurance rates in Rutherford, NJ are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Rutherford, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,281 $4,264 $4,178 $4,178 $13,285 $15,878 $5,071 $5,127
Farmers $5,096 $5,138 $4,960 $4,847 $14,909 $17,129 $6,055 $6,159
GEICO $2,322 $2,285 $2,273 $2,273 $4,227 $4,187 $2,676 $2,589
Liberty Mutual $4,976 $4,976 $5,466 $5,466 $12,910 $14,650 $5,466 $6,276
Progressive $2,155 $1,990 $1,944 $2,003 $9,821 $10,773 $2,550 $2,430
State Farm $5,566 $5,566 $5,056 $5,056 $18,523 $23,768 $6,366 $7,113
Travelers $3,463 $3,352 $3,202 $3,228 $7,823 $8,813 $3,364 $3,325

Buy Cheap Rutherford, NJ Auto Insurance for Teen Drivers

Auto insurance for teenagers in Rutherford can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Rutherford, NJ are listed here.

Annual Auto Insurance Rates for Teen Drivers in Rutherford, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,285 $15,878
Farmers $14,909 $17,129
GEICO $4,227 $4,187
Liberty Mutual $12,910 $14,650
Progressive $9,821 $10,773
State Farm $18,523 $23,768
Travelers $7,823 $8,813

Buy Cheap Rutherford, NJ Auto Insurance for Seniors

You can save on senior auto insurance rates in Rutherford, New Jersey by comparing Rutherford senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Rutherford, NJ here.

Annual Auto Insurance Rates for Senior Drivers in Rutherford, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,178 $4,178
Farmers $4,960 $4,847
GEICO $2,273 $2,273
Liberty Mutual $5,466 $5,466
Progressive $1,944 $2,003
State Farm $5,056 $5,056
Travelers $3,202 $3,228

Find Cheap Auto Insurance Rates in Rutherford, NJ by Coverage Level

The amount of coverage you choose is a big factor in the cost of Rutherford, New Jersey auto insurance. Compare Rutherford, NJ auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Rutherford, New Jersey

Insurance Company Low Medium High
Allstate $6,416 $7,147 $7,535
Farmers $7,231 $7,998 $8,881
GEICO $2,528 $2,911 $3,122
Liberty Mutual $6,732 $7,751 $8,087
Progressive $3,801 $4,277 $4,546
State Farm $8,888 $9,762 $10,230
Travelers $4,180 $4,571 $4,964

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Find Cheap Rutherford, NJ Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Rutherford. Compare auto insurance rates in Rutherford, NJ by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Rutherford, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,020 $7,046
Farmers $8,037 $8,037
GEICO $2,830 $2,878
Liberty Mutual $7,450 $7,596
Progressive $4,208 $4,208
State Farm $9,372 $9,882
Travelers $4,571 $4,571

Find Cheap Rutherford, NJ Auto Insurance Rates by Driving Record

Auto insurance rates in Rutherford, New Jersey are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Rutherford, NJ, take a look at the average cost for various violations versus rates for a clean driving record in Rutherford.

Annual Rutherford, New Jersey Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,282 $8,793 $7,634 $6,422
Farmers $6,220 $10,570 $8,617 $6,740
GEICO $2,218 $2,918 $4,060 $2,218
Liberty Mutual $7,223 $8,273 $7,373 $7,223
Progressive $3,612 $4,864 $4,138 $4,218
State Farm $5,206 $9,528 $15,339 $8,434
Travelers $3,507 $5,230 $5,052 $4,496

Find Cheap Rutherford, NJ Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Rutherford, New Jersey is higher than for a clean driving record. You can buy auto insurance after a DUI in Rutherford for less when you shop around and compare rates from multiple Rutherford, NJ auto insurance companies.

Annual Auto Insurance Rates After a DUI in Rutherford, New Jersey

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,634
Farmers $8,617
GEICO $4,060
Liberty Mutual $7,373
Progressive $4,138
State Farm $15,339
Travelers $5,052

Winners by Category: Where to Buy Cheap Auto Insurance in Rutherford, NJ

Compare rates from the cheapest auto insurance companies in Rutherford, NJ for your needs. Take a look at how Rutherford, New Jersey auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Rutherford, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Find Cheap Rutherford, New Jersey Auto Insurance Companies

If you’re looking for the cheapest Rutherford, NJ auto insurance companies overall, you can compare them here. Find the best price for Rutherford, New Jersey car insurance by company.

Average Annual Auto Insurance Rates by Company in Rutherford, New Jersey

Insurance Company Average Annual Rates
Allstate $7,033
Farmers $8,037
GEICO $2,854
Liberty Mutual $7,523
Progressive $4,208
State Farm $9,627
Travelers $4,571

What affects Rutherford, New Jersey auto insurance rates?

Local factors affect auto insurance rates in Rutherford, NJ, including traffic, theft statistics, and commute length. Take a look at the things that impact Rutherford auto insurance rates.

Commute Times in Rutherford

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Rutherford, NJ is 30.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Rutherford, NJ

You can buy cheap Rutherford, NJ auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Rutherford, New Jersey auto insurance quotes from top companies.

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