Buy Cheap Rumson, NJ Auto Insurance (2021)

Rumson, NJ auto insurance rates average $403 a month. Minimum auto insurance requirements in Rumson, New Jersey are 15/30/5 to comply with New Jersey laws. To buy cheap auto insurance in Rumson, NJ, compare Rumson auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Rumson is State Farm
  • Average auto insurance rates in Rumson, NJ after a DUI are $5,699/year
  • The most expensive auto insurance company in Rumson after a DUI is State Farm

Finding affordable Rumson, New Jersey auto insurance can be challenging, but everything you need to know to buy cheap Rumson, NJ auto insurance with confidence is right here. Auto insurance rates in Rumson are affected by local factors as well as personal ones like your driving record.

See how Rumson, NJ car insurance rates compare to Jersey City auto insurance rates, Union City auto insurance rates, and Newark auto insurance rates before you read more about the cost of auto insurance in Rumson.

Don’t buy Rumson, NJ auto insurance until you’ve compared rates. Get free Rumson, New Jersey auto insurance quotes when you enter your ZIP code above.

Rumson, NJ Minimum Auto Insurance Requirements

The required auto insurance in Rumson, NJ is 15/30/5 according to the auto insurance laws in New Jersey. The minimum auto insurance in Rumson, New Jersey is outlined here.

Minimum Required Auto Insurance Coverage in Rumson, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Find Cheap Rumson, NJ Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Rumson, NJ. Take a look at Rumson, New Jersey auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Rumson, New Jersey

Insurance Company Poor Fair Good
Allstate $6,941 $4,513 $3,572
Farmers $7,535 $5,923 $5,591
GEICO $3,793 $2,190 $1,592
Liberty Mutual $7,841 $5,820 $4,917
Progressive $3,609 $3,169 $2,939
State Farm $9,269 $5,602 $4,373
Travelers $5,533 $4,079 $2,822

Buy Cheap Rumson, NJ Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Rumson, New Jersey auto insurance rates? Find out how car insurance rates in Rumson, NJ are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Rumson, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,005 $2,990 $2,913 $2,913 $9,454 $11,633 $3,517 $3,643
Farmers $4,030 $4,062 $3,923 $3,846 $11,749 $13,508 $4,789 $4,891
GEICO $2,056 $2,018 $2,006 $2,006 $3,718 $3,727 $2,359 $2,306
Liberty Mutual $4,104 $4,104 $4,505 $4,505 $10,609 $12,038 $4,505 $5,170
Progressive $1,676 $1,559 $1,520 $1,557 $7,473 $8,243 $1,977 $1,906
State Farm $3,760 $3,760 $3,402 $3,402 $12,232 $15,702 $4,280 $4,780
Travelers $3,062 $3,007 $2,841 $2,892 $7,127 $8,213 $3,007 $3,008

Buy Cheap Rumson, NJ Auto Insurance for Teen Drivers

Auto insurance for teenagers in Rumson can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Rumson, NJ are listed here.

Annual Auto Insurance Rates for Teen Drivers in Rumson, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,454 $11,633
Farmers $11,749 $13,508
GEICO $3,718 $3,727
Liberty Mutual $10,609 $12,038
Progressive $7,473 $8,243
State Farm $12,232 $15,702
Travelers $7,127 $8,213

Buy Cheap Rumson, NJ Auto Insurance for Seniors

You can save on senior auto insurance rates in Rumson, New Jersey by comparing Rumson senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Rumson, NJ here.

Annual Auto Insurance Rates for Senior Drivers in Rumson, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,913 $2,913
Farmers $3,923 $3,846
GEICO $2,006 $2,006
Liberty Mutual $4,505 $4,505
Progressive $1,520 $1,557
State Farm $3,402 $3,402
Travelers $2,841 $2,892

Find Cheap Auto Insurance Rates in Rumson, NJ by Coverage Level

The amount of coverage you choose is a big factor in the cost of Rumson, New Jersey auto insurance. Compare Rumson, NJ auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Rumson, New Jersey

Insurance Company Low Medium High
Allstate $4,604 $5,085 $5,336
Farmers $5,708 $6,327 $7,014
GEICO $2,267 $2,573 $2,734
Liberty Mutual $5,524 $6,385 $6,668
Progressive $2,922 $3,295 $3,499
State Farm $5,978 $6,496 $6,770
Travelers $3,734 $4,142 $4,558

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Find Cheap Rumson, NJ Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Rumson. Compare auto insurance rates in Rumson, NJ by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Rumson, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,998 $5,018
Farmers $6,350 $6,350
GEICO $2,504 $2,545
Liberty Mutual $6,133 $6,252
Progressive $3,239 $3,239
State Farm $6,252 $6,577
Travelers $4,145 $4,145

Find Cheap Rumson, NJ Auto Insurance Rates by Driving Record

Auto insurance rates in Rumson, New Jersey are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Rumson, NJ, take a look at the average cost for various violations versus rates for a clean driving record in Rumson.

Annual Rumson, New Jersey Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,744 $6,255 $5,471 $4,565
Farmers $4,923 $8,336 $6,799 $5,342
GEICO $1,968 $2,581 $3,582 $1,968
Liberty Mutual $5,948 $6,803 $6,071 $5,948
Progressive $2,804 $3,724 $3,183 $3,246
State Farm $3,498 $6,346 $10,189 $5,625
Travelers $3,189 $4,697 $4,597 $4,095

Find Cheap Rumson, NJ Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Rumson, New Jersey is higher than for a clean driving record. You can buy auto insurance after a DUI in Rumson for less when you shop around and compare rates from multiple Rumson, NJ auto insurance companies.

Annual Auto Insurance Rates After a DUI in Rumson, New Jersey

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,471
Farmers $6,799
GEICO $3,582
Liberty Mutual $6,071
Progressive $3,183
State Farm $10,189
Travelers $4,597

Winners by Category: Where to Buy Cheap Auto Insurance in Rumson, NJ

Compare rates from the cheapest auto insurance companies in Rumson, NJ for your needs. Take a look at how Rumson, New Jersey auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Rumson, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Find Cheap Rumson, New Jersey Auto Insurance Companies

If you’re looking for the cheapest Rumson, NJ auto insurance companies overall, you can compare them here. Find the best price for Rumson, New Jersey car insurance by company.

Average Annual Auto Insurance Rates by Company in Rumson, New Jersey

Insurance Company Average Annual Rates
Allstate $5,008
Farmers $6,350
GEICO $2,525
Liberty Mutual $6,192
Progressive $3,239
State Farm $6,415
Travelers $4,145

What affects Rumson, New Jersey auto insurance rates?

Local factors affect auto insurance rates in Rumson, NJ, including traffic, theft statistics, and commute length. Take a look at the things that impact Rumson auto insurance rates.

Commute Times in Rumson

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Rumson, NJ is 46.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Rumson, NJ

You can buy cheap Rumson, NJ auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Rumson, New Jersey auto insurance quotes from top companies.

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