Buy Cheap Royal Palm Beach, FL Auto Insurance (2021)

Royal Palm Beach, FL auto insurance rates average $500 a month. Minimum auto insurance requirements in Royal Palm Beach, Florida are 10/20/10 to comply with Florida laws. To buy cheap auto insurance in Royal Palm Beach, FL, compare Royal Palm Beach auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The most expensive auto insurance company in Royal Palm Beach after a DUI is Allstate
  • Average auto insurance rates in Royal Palm Beach, FL for teens drivers are $10,776/year
  • The most expensive auto insurance company in Royal Palm Beach is Allstate

Finding affordable Royal Palm Beach, Florida auto insurance can be challenging, but everything you need to know to buy cheap Royal Palm Beach, FL auto insurance with confidence is right here. Auto insurance rates in Royal Palm Beach are affected by local factors as well as personal ones like your driving record.

See how Royal Palm Beach, FL car insurance rates compare to Fort Lauderdale auto insurance rates, Hialeah auto insurance rates, and Cape Coral auto insurance rates before you read more about the cost of auto insurance in Royal Palm Beach.

Don’t buy Royal Palm Beach, FL auto insurance until you’ve compared rates. Get free Royal Palm Beach, Florida auto insurance quotes when you enter your ZIP code above.

Royal Palm Beach, FL Minimum Auto Insurance Requirements

The required auto insurance in Royal Palm Beach, FL is 10/20/10 according to the auto insurance laws in Florida. The minimum auto insurance in Royal Palm Beach, Florida is outlined here.

Minimum Required Auto Insurance Coverage in Royal Palm Beach, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Royal Palm Beach, FL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Royal Palm Beach, FL. Take a look at Royal Palm Beach, Florida auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Royal Palm Beach, Florida

Insurance Company Poor Fair Good
Allstate $12,549 $7,909 $6,382
GEICO $7,787 $4,675 $3,486
Liberty Mutual $8,505 $6,182 $4,969
Nationwide $7,558 $5,492 $4,938
Progressive $9,615 $6,867 $5,689
State Farm $5,839 $3,811 $3,116
USAA $5,821 $2,847 $2,062

Buy Cheap Royal Palm Beach, FL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Royal Palm Beach, Florida auto insurance rates? Find out how car insurance rates in Royal Palm Beach, FL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Royal Palm Beach, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,436 $5,231 $4,796 $4,884 $19,287 $21,121 $5,371 $5,445
GEICO $4,211 $4,222 $3,943 $3,943 $7,537 $9,372 $4,632 $4,668
Liberty Mutual $4,468 $4,468 $4,075 $4,075 $9,684 $15,038 $4,468 $6,140
Nationwide $4,221 $4,149 $3,764 $3,890 $10,120 $12,388 $4,639 $4,800
Progressive $4,978 $4,619 $4,211 $4,538 $14,066 $15,211 $5,949 $5,550
State Farm $2,755 $2,755 $2,508 $2,508 $7,577 $9,644 $3,065 $3,228
USAA $2,042 $2,005 $1,915 $1,894 $7,162 $8,279 $2,557 $2,758

Buy Cheap Royal Palm Beach, FL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Royal Palm Beach can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Royal Palm Beach, FL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Royal Palm Beach, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,287 $21,121
GEICO $7,537 $9,372
Liberty Mutual $9,684 $15,038
Nationwide $10,120 $12,388
Progressive $14,066 $15,211
State Farm $7,577 $9,644
USAA $7,162 $8,279

Buy Cheap Royal Palm Beach, FL Auto Insurance for Seniors

You can save on senior auto insurance rates in Royal Palm Beach, Florida by comparing Royal Palm Beach senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Royal Palm Beach, FL here.

Annual Auto Insurance Rates for Senior Drivers in Royal Palm Beach, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,796 $4,884
GEICO $3,943 $3,943
Liberty Mutual $4,075 $4,075
Nationwide $3,764 $3,890
Progressive $4,211 $4,538
State Farm $2,508 $2,508
USAA $1,915 $1,894

Find Cheap Auto Insurance Rates in Royal Palm Beach, FL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Royal Palm Beach, Florida auto insurance. Compare Royal Palm Beach, FL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Royal Palm Beach, Florida

Insurance Company Low Medium High
Allstate $6,464 $9,504 $10,872
GEICO $4,093 $5,537 $6,318
Liberty Mutual $6,003 $6,667 $6,987
Nationwide $4,562 $6,266 $7,162
Progressive $5,822 $7,607 $8,742
State Farm $3,572 $4,363 $4,830
USAA $3,023 $3,722 $3,985

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Royal Palm Beach, FL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Royal Palm Beach. Compare auto insurance rates in Royal Palm Beach, FL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Royal Palm Beach, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,691 $9,203
GEICO $5,291 $5,341
Liberty Mutual $6,333 $6,771
Nationwide $5,996 $5,996
Progressive $7,390 $7,390
State Farm $4,102 $4,408
USAA $3,536 $3,617

Find Cheap Royal Palm Beach, FL Auto Insurance Rates by ZIP Code

Auto insurance rates in Royal Palm Beach, Florida can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Royal Palm Beach, FL to see how much where you live in Royal Palm Beach affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Royal Palm Beach, Florida

ZIP Code Average Annual Rates
33411 $4,608
33414 $4,608

Find Cheap Royal Palm Beach, FL Auto Insurance Rates by Driving Record

Auto insurance rates in Royal Palm Beach, Florida are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Royal Palm Beach, FL, take a look at the average cost for various violations versus rates for a clean driving record in Royal Palm Beach.

Annual Royal Palm Beach, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,681 $9,244 $10,306 $8,556
GEICO $3,669 $4,720 $7,081 $5,794
Liberty Mutual $4,631 $6,111 $9,020 $6,446
Nationwide $5,097 $5,615 $7,598 $5,674
Progressive $5,858 $8,607 $7,280 $7,815
State Farm $3,886 $4,624 $4,255 $4,255
USAA $2,787 $3,457 $5,137 $2,926

Find Cheap Royal Palm Beach, FL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Royal Palm Beach, Florida is higher than for a clean driving record. You can buy auto insurance after a DUI in Royal Palm Beach for less when you shop around and compare rates from multiple Royal Palm Beach, FL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Royal Palm Beach, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $10,306
GEICO $7,081
Liberty Mutual $9,020
Nationwide $7,598
Progressive $7,280
State Farm $4,255
USAA $5,137

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Winners by Category: Where to Buy Cheap Auto Insurance in Royal Palm Beach, FL

Compare rates from the cheapest auto insurance companies in Royal Palm Beach, FL for your needs. Take a look at how Royal Palm Beach, Florida auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Royal Palm Beach, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Find Cheap Royal Palm Beach, Florida Auto Insurance Companies

If you’re looking for the cheapest Royal Palm Beach, FL auto insurance companies overall, you can compare them here. Find the best price for Royal Palm Beach, Florida car insurance by company.

Average Annual Auto Insurance Rates by Company in Royal Palm Beach, Florida

Insurance Company Average Annual Rates
Allstate $8,947
GEICO $5,316
Liberty Mutual $6,552
Nationwide $5,996
Progressive $7,390
State Farm $4,255
USAA $3,577

What affects Royal Palm Beach, Florida auto insurance rates?

Local factors affect auto insurance rates in Royal Palm Beach, FL, including traffic, theft statistics, and commute length. Take a look at the things that impact Royal Palm Beach auto insurance rates.

Auto Theft in Royal Palm Beach

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Royal Palm Beach, FL auto theft show a total of 45 vehicle thefts annually.

Commute Times in Royal Palm Beach

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Royal Palm Beach, FL is 26.8 minutes according to City-Data.

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Compare Auto Insurance Quotes in Royal Palm Beach, FL

You can buy cheap Royal Palm Beach, FL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Royal Palm Beach, Florida auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption