Buy Cheap Royal, AR Auto Insurance (2021)

Royal, AR auto insurance rates average $364 a month. Minimum auto insurance requirements in Royal, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in Royal, AR, compare Royal auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Royal, AR are $364/month
  • The most expensive auto insurance company in Royal after a DUI is Travelers
  • Average auto insurance rates in Royal, AR after a DUI are $5,243/year

Finding affordable Royal, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap Royal, AR auto insurance with confidence is right here. Auto insurance rates in Royal are affected by local factors as well as personal ones like your driving record.

See how Royal, AR car insurance rates compare to North Little Rock auto insurance rates, Conway auto insurance rates, and Rogers auto insurance rates before you read more about the cost of auto insurance in Royal.

Don’t buy Royal, AR auto insurance until you’ve compared rates. Get free Royal, Arkansas auto insurance quotes when you enter your ZIP code above.

Royal, AR Minimum Auto Insurance Requirements

The required auto insurance in Royal, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in Royal, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in Royal, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Royal, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Royal, AR. Take a look at Royal, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Royal, Arkansas

Insurance Company Poor Fair Good
Allstate $6,707 $5,151 $4,175
Farmers $5,270 $4,445 $4,235
GEICO $4,437 $3,652 $3,028
Liberty Mutual $6,104 $3,677 $2,880
Nationwide $4,979 $4,003 $3,645
Progressive $6,716 $5,767 $5,380
State Farm $4,365 $2,626 $2,043
Travelers $7,130 $5,963 $5,576
USAA $2,687 $1,831 $1,560

Buy Cheap Royal, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Royal, Arkansas auto insurance rates? Find out how car insurance rates in Royal, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Royal, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,955 $2,960 $2,648 $2,830 $11,167 $13,442 $3,242 $3,511
Farmers $2,481 $2,464 $2,211 $2,333 $10,757 $11,154 $2,835 $2,965
GEICO $2,641 $2,604 $2,429 $2,361 $7,174 $7,166 $2,616 $2,653
Liberty Mutual $2,462 $2,637 $2,330 $2,596 $8,693 $9,570 $2,669 $2,804
Nationwide $2,837 $2,888 $2,546 $2,687 $7,012 $8,924 $3,263 $3,516
Progressive $3,075 $2,895 $2,535 $2,651 $13,547 $15,248 $3,684 $4,002
State Farm $1,855 $1,855 $1,673 $1,673 $5,559 $6,972 $2,095 $2,411
Travelers $2,269 $2,309 $2,259 $2,263 $13,584 $21,880 $2,437 $2,783
USAA $1,260 $1,274 $1,166 $1,177 $3,886 $4,077 $1,619 $1,748

Buy Cheap Royal, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Royal can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Royal, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Royal, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,167 $13,442
Farmers $10,757 $11,154
GEICO $7,174 $7,166
Liberty Mutual $8,693 $9,570
Nationwide $7,012 $8,924
Progressive $13,547 $15,248
State Farm $5,559 $6,972
Travelers $13,584 $21,880
USAA $3,886 $4,077

Buy Cheap Royal, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in Royal, Arkansas by comparing Royal senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Royal, AR here.

Annual Auto Insurance Rates for Senior Drivers in Royal, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,648 $2,830
Farmers $2,211 $2,333
GEICO $2,429 $2,361
Liberty Mutual $2,330 $2,596
Nationwide $2,546 $2,687
Progressive $2,535 $2,651
State Farm $1,673 $1,673
Travelers $2,259 $2,263
USAA $1,166 $1,177

Find Cheap Auto Insurance Rates in Royal, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Royal, Arkansas auto insurance. Compare Royal, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Royal, Arkansas

Insurance Company Low Medium High
Allstate $5,183 $5,342 $5,508
Farmers $4,401 $4,597 $4,952
GEICO $3,547 $3,704 $3,865
Liberty Mutual $4,093 $4,195 $4,373
Nationwide $4,227 $4,121 $4,280
Progressive $5,450 $5,853 $6,561
State Farm $2,854 $3,010 $3,171
Travelers $5,896 $6,239 $6,533
USAA $1,947 $2,019 $2,112

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Find Cheap Royal, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Royal. Compare auto insurance rates in Royal, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Royal, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,344 $5,344
Farmers $4,650 $4,650
GEICO $3,675 $3,736
Liberty Mutual $4,220 $4,220
Nationwide $4,209 $4,209
Progressive $5,955 $5,955
State Farm $2,939 $3,085
Travelers $6,223 $6,223
USAA $1,968 $2,084

Find Cheap Royal, AR Auto Insurance Rates by Driving Record

Auto insurance rates in Royal, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Royal, AR, take a look at the average cost for various violations versus rates for a clean driving record in Royal.

Annual Royal, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,374 $5,544 $6,193 $5,266
Farmers $3,932 $5,041 $4,934 $4,692
GEICO $2,527 $3,859 $5,717 $2,719
Liberty Mutual $2,875 $4,670 $5,469 $3,867
Nationwide $3,273 $4,231 $5,729 $3,604
Progressive $5,122 $7,170 $5,386 $6,141
State Farm $2,751 $3,272 $3,012 $3,012
Travelers $5,210 $5,382 $7,906 $6,394
USAA $1,561 $1,971 $2,842 $1,731

Find Cheap Royal, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Royal, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Royal for less when you shop around and compare rates from multiple Royal, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Royal, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,193
Farmers $4,934
GEICO $5,717
Liberty Mutual $5,469
Nationwide $5,729
Progressive $5,386
State Farm $3,012
Travelers $7,906
USAA $2,842

Winners by Category: Where to Buy Cheap Auto Insurance in Royal, AR

Compare rates from the cheapest auto insurance companies in Royal, AR for your needs. Take a look at how Royal, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Royal, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Royal, Arkansas Auto Insurance Companies

If you’re looking for the cheapest Royal, AR auto insurance companies overall, you can compare them here. Find the best price for Royal, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Royal, Arkansas

Insurance Company Average Annual Rates
Allstate $5,344
Farmers $4,650
GEICO $3,706
Liberty Mutual $4,220
Nationwide $4,209
Progressive $5,955
State Farm $3,012
Travelers $6,223
USAA $2,026

Compare Auto Insurance Quotes in Royal, AR

You can buy cheap Royal, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Royal, Arkansas auto insurance quotes from top companies.

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