Auto Insurance for Round Table Pizza (Cost & Requirements)
Round Table Pizza auto insurance rates are as low as $273.08/mo. If you don't carry extra auto insurance for Round Table Pizza drivers, you may not be covered if you are involved in an accident while delivering. You may add a business use policy to your existing coverage or get commercial insurance in place of a Round Table Pizza auto insurance policy to cover you while delivering pizzas.
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UPDATED: Aug 30, 2021
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- You can get Round Table Pizza auto insurance through most auto insurance companies as a commercial or temporary policy, or as an add-on
- Round Table Pizza auto insurance is not provided and drivers are required to have a personal auto insurance policy to drive for Round Table Pizza
- As a delivery driver, you may pay extra on your Round Table Pizza auto insurance policy
- If you’re in an accident while driving for Round Table Pizza without proper coverage, your auto insurance provider may deny your claim
Round Table Pizza auto insurance is essential for delivery drivers. As a delivery driver, your current auto insurance policy will likely not provide sufficient coverage if you are in an accident while delivering pizzas.
Frequently, people who deliver assume that the company they work for provides on-the-job food delivery auto insurance. Unfortunately, this is not always the case.
While Round Table Pizza and other delivery jobs require that you have valid auto insurance, they do not provide any coverage to you themselves. Most of the time, you will need to purchase a commercial auto insurance policy in addition to your current one.
This article will help you understand what you need to know to buy affordable Round Table Pizza auto insurance, including what it means to work as a delivery driver using your vehicle and insurance policy.
Before learning more about Round Table Pizza auto insurance, enter your ZIP code above to get affordable pizza delivery auto insurance quotes in your area.
Will my personal insurance cover me when delivering for Round Table Pizza?
What auto insurance covers pizza delivery? Generally, a personal insurance policy alone will not cover a pizza delivery driver in an accident.
The main reason for this is that a personal insurance policy is for personal use only. As soon as you use your vehicle for commercial purposes, such as delivering pizza, your personal policy ceases to provide any protection.
Without adequate coverage, you could be driving uninsured any time you clock in at your delivery job. As an uninsured driver, you will have to pay all the costs out-of-pocket if you get into an accident.
An uninsured accident can easily cost thousands of dollars. You may be left to pay for repairs to your vehicle, medical bills, and even the expenses of car accident lawyers that you may need to employ.
According to the CDC, car accidents are among the biggest causes of injuries in the United States. With car crashes so prevalent, it is beneficial to make sure you are fully covered to avoid an expensive mistake.
To keep your delivery driver insurance costs at a minimum, we recommend talking through all of your Round Table Pizza auto insurance options with an insurance agent.
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Is there special Round Table Pizza auto insurance for delivery drivers?
Do you need special insurance to deliver pizza? As stated before, Round Table Pizza insurance doesn’t exist, leaving delivery drivers to find other means of auto insurance coverage.
What auto insurance covers pizza delivery? Because a personal policy does not cover a car used for commercial purposes, an often-recommended type of auto insurance for pizza delivery drivers is commercial auto insurance.
Commercial insurance, also referred to as business insurance, protects anyone using their car for work purposes, such as delivery drivers.
If you choose to buy a commercial auto insurance policy, know that it will be separate from your personal one, which means a separate monthly bill. Separate bills can get expensive depending on the rates of your current provider.
A less expensive Round Table Pizza auto insurance option is to look into an add-on for your policy. Many companies offer rideshare add-ons for personal insurance policies. These add-ons are designed for food delivery drivers and those who drive for companies like Lyft and Uber.
An add-on policy starts when you are on the clock, and it can be a more affordable alternative to buying a separate policy. You may also choose a temporary car insurance policy until you know whether your current policy will cover you or not.
Another option is a unique type of hybrid policy that GEICO commercial auto insurance offers, called the Rideshare policy.
This policy acts as both personal and commercial coverage, meaning neither separate policy nor add-on is required to make your personal insurance a food delivery insurance policy.
The best way to buy Round Table Pizza auto insurance is to shop around and compare multiple quotes from different companies. Comparing rates gives you a better understanding of what you will end up paying for your Round Table Pizza auto insurance.
How much does commercial auto insurance cost?
Auto insurance rates vary depending on the driver and the auto insurance company, making any average rates challenging to define. If you can get an add-on to your existing policy, food delivery and Round Table Pizza auto insurance rates decrease considerably.
Although add-ons are much more affordable than purchasing a separate policy, they are not available everywhere. If they are not offered in your area, you may have no choice but to search out the most cost-effective full policy available.
With that in mind, check out the following table for an idea of what you may pay for personal and pizza delivery auto insurance rates with Progressive.
|Type of Insurance Coverage||Progressive|
|Personal Insurance (No Delivery)||$105.83||$635.00||$1,270.00||0.00%|
|Pizza Delivery (Just Business)||$273.08||$1,638.50||$3,277.00||158.03%|
|Pizza Delivery (Business/Personal)||$296.83||$1,781.00||$3,562.00||180.47%|
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You can get Round Table Pizza auto insurance through most auto insurance companies as a commercial or temporary policy, or as an add-on. Whatever policy is available, it is essential to avoid delivering for Round Table Pizza or any other service without the proper coverage.
To minimize your Round Table Pizza auto insurance costs, talk through all of your options with an insurance agent.
Round Table Pizza Auto Insurance: The Bottom Line
Although Round Table Pizza and other food delivery companies do not offer their delivery drivers coverage, drivers have a few coverage options.
Even though there is not a particular Round Table Pizza auto insurance company, almost all auto insurance companies offer a commercial/business policy or another coverage option for Round Table Pizza delivery drivers.
To be certain of adequate coverage, delivery drivers may choose to add a policy to their current one, switch to a commercial auto insurance policy, or apply for temporary auto insurance.
The best way to save on Round Table Pizza auto insurance is to reach out to your current auto insurance provider to see if your personal policy is one of the few that will protect you while working.
It is also useful to compare Round Table Pizza auto insurance quotes before you purchase a new policy.
Not yet ready to buy Round Table Pizza auto insurance? Enter your ZIP code into our free online tool for instant food delivery auto insurance rates in your area.