Buy Cheap Roseburg, OR Auto Insurance (2022)

Roseburg, OR auto insurance rates average $258 a month. Minimum auto insurance requirements in Roseburg, Oregon are 25/50/20 to comply with Oregon laws. To buy cheap auto insurance in Roseburg, OR, compare Roseburg auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Roseburg, OR for teens drivers are $5,990/year
  • Average auto insurance rates in Roseburg, OR after a DUI are $3,649/year
  • The most expensive auto insurance company in Roseburg is Allstate

Finding affordable Roseburg, Oregon auto insurance can be challenging, but everything you need to know to buy cheap Roseburg, OR auto insurance with confidence is right here. Auto insurance rates in Roseburg are affected by local factors as well as personal ones like your driving record.

See how Roseburg, OR car insurance rates compare to Bend auto insurance rates, Hillsboro auto insurance rates, and Portland auto insurance rates before you read more about the cost of auto insurance in Roseburg.

Don’t buy Roseburg, OR auto insurance until you’ve compared rates. Get free Roseburg, Oregon auto insurance quotes when you enter your ZIP code above.

Roseburg, OR Minimum Auto Insurance Requirements

The required auto insurance in Roseburg, OR is 25/50/20 according to the auto insurance laws in Oregon. The minimum auto insurance in Roseburg, Oregon is outlined here.

Minimum Required Auto Insurance Coverage in Roseburg, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Roseburg, OR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Roseburg, OR. Take a look at Roseburg, Oregon auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Roseburg, Oregon

Insurance Company Poor Fair Good
Allstate $5,752 $4,054 $3,348
American Family $4,117 $3,040 $2,573
Farmers $3,638 $2,968 $2,812
GEICO $3,487 $2,892 $2,297
Liberty Mutual $5,794 $3,419 $2,644
Nationwide $3,620 $2,872 $2,492
Progressive $3,592 $3,105 $2,893
State Farm $3,152 $2,013 $1,611
Travelers $3,165 $2,446 $1,915
USAA $3,538 $1,977 $1,576

Buy Cheap Roseburg, OR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Roseburg, Oregon auto insurance rates? Find out how car insurance rates in Roseburg, OR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Roseburg, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,913 $2,704 $2,654 $2,672 $8,536 $9,502 $3,042 $3,054
American Family $2,134 $2,134 $1,903 $1,903 $5,264 $8,240 $2,134 $2,236
Farmers $1,764 $1,721 $1,562 $1,661 $7,138 $7,271 $1,974 $2,023
GEICO $2,154 $2,084 $2,007 $2,020 $5,544 $5,054 $2,292 $1,981
Liberty Mutual $2,553 $2,691 $2,216 $2,458 $8,059 $8,690 $2,462 $2,490
Nationwide $2,113 $2,109 $1,882 $1,971 $4,807 $6,020 $2,460 $2,595
Progressive $1,713 $1,555 $1,490 $1,534 $7,282 $8,022 $2,042 $1,933
State Farm $1,356 $1,356 $1,238 $1,238 $4,249 $5,331 $1,537 $1,764
Travelers $1,698 $1,694 $1,518 $1,570 $4,576 $5,473 $1,763 $1,777
USAA $1,483 $1,441 $1,465 $1,417 $4,444 $4,776 $1,903 $1,980

Buy Cheap Roseburg, OR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Roseburg can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Roseburg, OR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Roseburg, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,536 $9,502
American Family $5,264 $8,240
Farmers $7,138 $7,271
GEICO $5,544 $5,054
Liberty Mutual $8,059 $8,690
Nationwide $4,807 $6,020
Progressive $7,282 $8,022
State Farm $4,249 $5,331
Travelers $4,576 $5,473
USAA $4,444 $4,776

Buy Cheap Roseburg, OR Auto Insurance for Seniors

You can save on senior auto insurance rates in Roseburg, Oregon by comparing Roseburg senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Roseburg, OR here.

Annual Auto Insurance Rates for Senior Drivers in Roseburg, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,654 $2,672
American Family $1,903 $1,903
Farmers $1,562 $1,661
GEICO $2,007 $2,020
Liberty Mutual $2,216 $2,458
Nationwide $1,882 $1,971
Progressive $1,490 $1,534
State Farm $1,238 $1,238
Travelers $1,518 $1,570
USAA $1,465 $1,417

Find Cheap Auto Insurance Rates in Roseburg, OR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Roseburg, Oregon auto insurance. Compare Roseburg, OR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Roseburg, Oregon

Insurance Company Low Medium High
Allstate $4,230 $4,375 $4,549
American Family $3,228 $3,428 $3,074
Farmers $2,954 $3,101 $3,364
GEICO $2,654 $2,905 $3,117
Liberty Mutual $3,722 $3,943 $4,193
Nationwide $2,871 $3,074 $3,039
Progressive $3,081 $3,181 $3,327
State Farm $2,136 $2,261 $2,379
Travelers $2,363 $2,496 $2,668
USAA $2,259 $2,366 $2,466

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Find Cheap Roseburg, OR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Roseburg. Compare auto insurance rates in Roseburg, OR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Roseburg, Oregon

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,385 $4,385
American Family $3,194 $3,293
Farmers $3,139 $3,139
GEICO $2,844 $2,940
Liberty Mutual $3,952 $3,952
Nationwide $2,995 $2,995
Progressive $3,196 $3,196
State Farm $2,201 $2,316
Travelers $2,409 $2,608
USAA $2,296 $2,431

Find Cheap Roseburg, OR Auto Insurance Rates by Driving Record

Auto insurance rates in Roseburg, Oregon are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Roseburg, OR, take a look at the average cost for various violations versus rates for a clean driving record in Roseburg.

Annual Roseburg, Oregon Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,550 $4,768 $4,912 $4,309
American Family $2,254 $3,476 $4,356 $2,888
Farmers $2,647 $3,408 $3,333 $3,170
GEICO $1,909 $3,036 $3,991 $2,632
Liberty Mutual $3,503 $3,917 $4,496 $3,893
Nationwide $2,539 $2,719 $3,848 $2,872
Progressive $2,416 $4,389 $3,107 $2,874
State Farm $2,007 $2,611 $2,208 $2,208
Travelers $2,033 $2,599 $2,921 $2,482
USAA $1,722 $2,398 $3,321 $2,013

Find Cheap Roseburg, OR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Roseburg, Oregon is higher than for a clean driving record. You can buy auto insurance after a DUI in Roseburg for less when you shop around and compare rates from multiple Roseburg, OR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Roseburg, Oregon

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,912
American Family $4,356
Farmers $3,333
GEICO $3,991
Liberty Mutual $4,496
Nationwide $3,848
Progressive $3,107
State Farm $2,208
Travelers $2,921
USAA $3,321

Winners by Category: Where to Buy Cheap Auto Insurance in Roseburg, OR

Compare rates from the cheapest auto insurance companies in Roseburg, OR for your needs. Take a look at how Roseburg, Oregon auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Roseburg, Oregon

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Roseburg, Oregon Auto Insurance Companies

If you’re looking for the cheapest Roseburg, OR auto insurance companies overall, you can compare them here. Find the best price for Roseburg, Oregon car insurance by company.

Average Annual Auto Insurance Rates by Company in Roseburg, Oregon

Insurance Company Average Annual Rates
Allstate $4,385
American Family $3,243
Farmers $3,139
GEICO $2,892
Liberty Mutual $3,952
Nationwide $2,995
Progressive $3,196
State Farm $2,259
Travelers $2,509
USAA $2,364

What affects Roseburg, Oregon auto insurance rates?

Local factors affect auto insurance rates in Roseburg, OR, including traffic, theft statistics, and commute length. Take a look at the things that impact Roseburg auto insurance rates.

Auto Theft in Roseburg

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Roseburg, OR auto theft show a total of 84 vehicle thefts annually.

Commute Times in Roseburg

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Roseburg, OR is 13.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Roseburg, OR

You can buy cheap Roseburg, OR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Roseburg, Oregon auto insurance quotes from top companies.

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