Buy Cheap Roscoe, IL Auto Insurance (2021)

Roscoe, IL auto insurance rates average $256 a month. Minimum auto insurance requirements in Roscoe, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Roscoe, IL, compare Roscoe auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Roscoe, IL for teens drivers are $5,892/year
  • The most expensive auto insurance company in Roscoe is Allstate
  • Average auto insurance rates in Roscoe, IL are $256/month

Finding affordable Roscoe, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Roscoe, IL auto insurance with confidence is right here. Auto insurance rates in Roscoe are affected by local factors as well as personal ones like your driving record.

See how Roscoe, IL car insurance rates compare to Aurora auto insurance rates, Peoria auto insurance rates, and Joliet auto insurance rates before you read more about the cost of auto insurance in Roscoe.

Don’t buy Roscoe, IL auto insurance until you’ve compared rates. Get free Roscoe, Illinois auto insurance quotes when you enter your ZIP code above.

Roscoe, IL Minimum Auto Insurance Requirements

The required auto insurance in Roscoe, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Roscoe, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Roscoe, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Roscoe, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Roscoe, IL. Take a look at Roscoe, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Roscoe, Illinois

Insurance Company Poor Fair Good
Allstate $6,434 $4,645 $4,062
American Family $4,757 $3,246 $2,749
Farmers $4,877 $4,108 $3,907
GEICO $3,813 $1,870 $1,461
Liberty Mutual $3,290 $2,054 $1,633
Nationwide $2,875 $2,330 $2,045
Progressive $3,757 $3,198 $2,959
State Farm $3,090 $1,850 $1,435
Travelers $2,962 $2,399 $1,944
USAA $3,680 $2,528 $2,083

Buy Cheap Roscoe, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Roscoe, Illinois auto insurance rates? Find out how car insurance rates in Roscoe, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Roscoe, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,209 $3,224 $3,354 $3,354 $8,342 $10,860 $3,860 $4,174
American Family $2,217 $2,217 $2,034 $2,034 $6,337 $8,753 $2,217 $2,863
Farmers $2,277 $2,272 $2,017 $2,135 $9,960 $10,378 $2,610 $2,728
GEICO $1,489 $1,509 $1,429 $1,724 $4,524 $4,715 $1,873 $1,790
Liberty Mutual $1,420 $1,531 $1,178 $1,314 $4,789 $5,322 $1,486 $1,569
Nationwide $1,556 $1,580 $1,390 $1,468 $4,204 $5,377 $1,806 $1,951
Progressive $1,881 $1,768 $1,551 $1,626 $7,039 $7,898 $2,241 $2,434
State Farm $1,307 $1,307 $1,178 $1,178 $3,901 $4,936 $1,481 $1,710
Travelers $1,510 $1,591 $1,394 $1,484 $4,519 $5,704 $1,596 $1,680
USAA $1,650 $1,683 $1,536 $1,518 $5,303 $5,848 $2,174 $2,396

Buy Cheap Roscoe, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Roscoe can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Roscoe, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Roscoe, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,342 $10,860
American Family $6,337 $8,753
Farmers $9,960 $10,378
GEICO $4,524 $4,715
Liberty Mutual $4,789 $5,322
Nationwide $4,204 $5,377
Progressive $7,039 $7,898
State Farm $3,901 $4,936
Travelers $4,519 $5,704
USAA $5,303 $5,848

Buy Cheap Roscoe, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Roscoe, Illinois by comparing Roscoe senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Roscoe, IL here.

Annual Auto Insurance Rates for Senior Drivers in Roscoe, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,354 $3,354
American Family $2,034 $2,034
Farmers $2,017 $2,135
GEICO $1,429 $1,724
Liberty Mutual $1,178 $1,314
Nationwide $1,390 $1,468
Progressive $1,551 $1,626
State Farm $1,178 $1,178
Travelers $1,394 $1,484
USAA $1,536 $1,518

Find Cheap Auto Insurance Rates in Roscoe, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Roscoe, Illinois auto insurance. Compare Roscoe, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Roscoe, Illinois

Insurance Company Low Medium High
Allstate $4,902 $5,043 $5,197
American Family $3,443 $3,716 $3,593
Farmers $4,089 $4,196 $4,606
GEICO $2,164 $2,374 $2,607
Liberty Mutual $2,203 $2,321 $2,453
Nationwide $2,391 $2,439 $2,419
Progressive $3,024 $3,296 $3,594
State Farm $2,002 $2,129 $2,242
Travelers $2,273 $2,431 $2,600
USAA $2,573 $2,761 $2,957

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Find Cheap Roscoe, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Roscoe. Compare auto insurance rates in Roscoe, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Roscoe, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,047 $5,047
American Family $3,538 $3,630
Farmers $4,297 $4,297
GEICO $2,338 $2,425
Liberty Mutual $2,326 $2,326
Nationwide $2,416 $2,416
Progressive $3,305 $3,305
State Farm $2,071 $2,179
Travelers $2,340 $2,530
USAA $2,686 $2,841

Find Cheap Roscoe, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Roscoe, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Roscoe, IL, take a look at the average cost for various violations versus rates for a clean driving record in Roscoe.

Annual Roscoe, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,605 $6,130 $5,712 $4,740
American Family $2,633 $3,748 $4,970 $2,986
Farmers $3,622 $4,681 $4,564 $4,321
GEICO $1,745 $2,359 $3,243 $2,179
Liberty Mutual $1,934 $2,752 $2,418 $2,199
Nationwide $1,957 $2,518 $2,951 $2,240
Progressive $2,719 $4,056 $3,012 $3,432
State Farm $1,931 $2,318 $2,125 $2,125
Travelers $1,934 $2,539 $2,840 $2,427
USAA $1,971 $2,830 $3,877 $2,377

Find Cheap Roscoe, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Roscoe, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Roscoe for less when you shop around and compare rates from multiple Roscoe, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Roscoe, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,712
American Family $4,970
Farmers $4,564
GEICO $3,243
Liberty Mutual $2,418
Nationwide $2,951
Progressive $3,012
State Farm $2,125
Travelers $2,840
USAA $3,877

Winners by Category: Where to Buy Cheap Auto Insurance in Roscoe, IL

Compare rates from the cheapest auto insurance companies in Roscoe, IL for your needs. Take a look at how Roscoe, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Roscoe, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Find Cheap Roscoe, Illinois Auto Insurance Companies

If you’re looking for the cheapest Roscoe, IL auto insurance companies overall, you can compare them here. Find the best price for Roscoe, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Roscoe, Illinois

Insurance Company Average Annual Rates
Allstate $5,047
American Family $3,584
Farmers $4,297
GEICO $2,382
Liberty Mutual $2,326
Nationwide $2,416
Progressive $3,305
State Farm $2,125
Travelers $2,435
USAA $2,764

What affects Roscoe, Illinois auto insurance rates?

Local factors affect auto insurance rates in Roscoe, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Roscoe auto insurance rates.

Commute Times in Roscoe

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Roscoe, IL is 23.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Roscoe, IL

You can buy cheap Roscoe, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Roscoe, Illinois auto insurance quotes from top companies.

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