Buy Cheap Romeoville, IL Auto Insurance (2021)

Romeoville, IL auto insurance rates average $284 a month. Minimum auto insurance requirements in Romeoville, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Romeoville, IL, compare Romeoville auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Romeoville after a DUI is Allstate
  • The most expensive auto insurance company in Romeoville is Allstate
  • Average auto insurance rates in Romeoville, IL after a DUI are $4,012/year

Finding affordable Romeoville, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Romeoville, IL auto insurance with confidence is right here. Auto insurance rates in Romeoville are affected by local factors as well as personal ones like your driving record.

See how Romeoville, IL car insurance rates compare to Joliet auto insurance rates, Aurora auto insurance rates, and Rockford auto insurance rates before you read more about the cost of auto insurance in Romeoville.

Don’t buy Romeoville, IL auto insurance until you’ve compared rates. Get free Romeoville, Illinois auto insurance quotes when you enter your ZIP code above.

Romeoville, IL Minimum Auto Insurance Requirements

The required auto insurance in Romeoville, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Romeoville, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Romeoville, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Romeoville, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Romeoville, IL. Take a look at Romeoville, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Romeoville, Illinois

Insurance Company Poor Fair Good
Allstate $6,968 $5,051 $4,420
American Family $4,834 $3,306 $2,800
Farmers $5,817 $4,925 $4,685
GEICO $5,268 $2,558 $1,987
Liberty Mutual $3,178 $1,996 $1,586
Nationwide $2,801 $2,274 $1,991
Progressive $4,142 $3,529 $3,269
State Farm $4,073 $2,439 $1,892
Travelers $3,175 $2,583 $2,088
USAA $3,835 $2,647 $2,187

Buy Cheap Romeoville, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Romeoville, Illinois auto insurance rates? Find out how car insurance rates in Romeoville, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Romeoville, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,456 $3,470 $3,625 $3,625 $9,125 $11,875 $4,160 $4,499
American Family $2,244 $2,244 $2,062 $2,062 $6,484 $8,932 $2,244 $2,901
Farmers $2,667 $2,671 $2,353 $2,498 $12,088 $12,646 $3,047 $3,170
GEICO $1,836 $1,898 $1,803 $2,032 $6,968 $7,203 $2,180 $2,250
Liberty Mutual $1,341 $1,445 $1,110 $1,244 $4,740 $5,281 $1,398 $1,468
Nationwide $1,513 $1,534 $1,357 $1,428 $4,118 $5,239 $1,760 $1,894
Progressive $2,059 $1,925 $1,704 $1,790 $7,831 $8,771 $2,448 $2,643
State Farm $1,661 $1,661 $1,506 $1,506 $5,314 $6,712 $1,884 $2,167
Travelers $1,599 $1,684 $1,484 $1,579 $4,896 $6,214 $1,688 $1,776
USAA $1,702 $1,717 $1,585 $1,544 $5,673 $6,225 $2,237 $2,435

Buy Cheap Romeoville, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Romeoville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Romeoville, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Romeoville, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,125 $11,875
American Family $6,484 $8,932
Farmers $12,088 $12,646
GEICO $6,968 $7,203
Liberty Mutual $4,740 $5,281
Nationwide $4,118 $5,239
Progressive $7,831 $8,771
State Farm $5,314 $6,712
Travelers $4,896 $6,214
USAA $5,673 $6,225

Buy Cheap Romeoville, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Romeoville, Illinois by comparing Romeoville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Romeoville, IL here.

Annual Auto Insurance Rates for Senior Drivers in Romeoville, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,625 $3,625
American Family $2,062 $2,062
Farmers $2,353 $2,498
GEICO $1,803 $2,032
Liberty Mutual $1,110 $1,244
Nationwide $1,357 $1,428
Progressive $1,704 $1,790
State Farm $1,506 $1,506
Travelers $1,484 $1,579
USAA $1,585 $1,544

Find Cheap Auto Insurance Rates in Romeoville, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Romeoville, Illinois auto insurance. Compare Romeoville, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Romeoville, Illinois

Insurance Company Low Medium High
Allstate $5,318 $5,475 $5,646
American Family $3,490 $3,781 $3,669
Farmers $4,859 $5,000 $5,569
GEICO $2,953 $3,266 $3,595
Liberty Mutual $2,108 $2,248 $2,404
Nationwide $2,322 $2,377 $2,367
Progressive $3,313 $3,631 $3,995
State Farm $2,615 $2,806 $2,983
Travelers $2,435 $2,612 $2,799
USAA $2,688 $2,888 $3,093

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Find Cheap Romeoville, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Romeoville. Compare auto insurance rates in Romeoville, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Romeoville, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,480 $5,480
American Family $3,600 $3,693
Farmers $5,142 $5,142
GEICO $3,216 $3,327
Liberty Mutual $2,253 $2,253
Nationwide $2,355 $2,355
Progressive $3,646 $3,646
State Farm $2,730 $2,873
Travelers $2,512 $2,718
USAA $2,809 $2,970

Find Cheap Romeoville, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Romeoville, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Romeoville, IL, take a look at the average cost for various violations versus rates for a clean driving record in Romeoville.

Annual Romeoville, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,863 $6,685 $6,236 $5,134
American Family $2,679 $3,810 $5,058 $3,038
Farmers $4,340 $5,612 $5,471 $5,146
GEICO $2,169 $3,461 $4,911 $2,544
Liberty Mutual $1,872 $2,675 $2,339 $2,127
Nationwide $1,917 $2,453 $2,864 $2,187
Progressive $2,994 $4,488 $3,323 $3,781
State Farm $2,540 $3,063 $2,801 $2,801
Travelers $2,072 $2,730 $3,055 $2,603
USAA $2,048 $2,969 $4,063 $2,477

Find Cheap Romeoville, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Romeoville, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Romeoville for less when you shop around and compare rates from multiple Romeoville, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Romeoville, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,236
American Family $5,058
Farmers $5,471
GEICO $4,911
Liberty Mutual $2,339
Nationwide $2,864
Progressive $3,323
State Farm $2,801
Travelers $3,055
USAA $4,063

Winners by Category: Where to Buy Cheap Auto Insurance in Romeoville, IL

Compare rates from the cheapest auto insurance companies in Romeoville, IL for your needs. Take a look at how Romeoville, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Romeoville, Illinois

Category Insurance Company
Teenagers Nationwide
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Nationwide
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Find Cheap Romeoville, Illinois Auto Insurance Companies

If you’re looking for the cheapest Romeoville, IL auto insurance companies overall, you can compare them here. Find the best price for Romeoville, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Romeoville, Illinois

Insurance Company Average Annual Rates
Allstate $5,480
American Family $3,646
Farmers $5,142
GEICO $3,271
Liberty Mutual $2,253
Nationwide $2,355
Progressive $3,646
State Farm $2,801
Travelers $2,615
USAA $2,890

What affects Romeoville, Illinois auto insurance rates?

Local factors affect auto insurance rates in Romeoville, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Romeoville auto insurance rates.

Commute Times in Romeoville

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Romeoville, IL is 31.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Romeoville, IL

You can buy cheap Romeoville, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Romeoville, Illinois auto insurance quotes from top companies.

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