Buy Cheap Rome, IN Auto Insurance (2021)

Rome, IN auto insurance rates average $275 a month. Minimum auto insurance requirements in Rome, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Rome, IN, compare Rome auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Rome, IN after a DUI are $3,909/year
  • Average auto insurance rates in Rome, IN for teens drivers are $6,417/year
  • The most expensive auto insurance company in Rome is Liberty Mutual

Finding affordable Rome, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Rome, IN auto insurance with confidence is right here. Auto insurance rates in Rome are affected by local factors as well as personal ones like your driving record.

See how Rome, IN car insurance rates compare to Fort Wayne auto insurance rates, Evansville auto insurance rates, and Carmel auto insurance rates before you read more about the cost of auto insurance in Rome.

Don’t buy Rome, IN auto insurance until you’ve compared rates. Get free Rome, Indiana auto insurance quotes when you enter your ZIP code above.

Rome, IN Minimum Auto Insurance Requirements

The required auto insurance in Rome, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Rome, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Rome, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Rome, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Rome, IN. Take a look at Rome, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Rome, Indiana

Insurance Company Poor Fair Good
Allstate $4,912 $3,648 $3,314
American Family $4,601 $2,998 $2,512
Farmers $3,949 $3,213 $2,975
GEICO $2,934 $2,438 $1,941
Liberty Mutual $7,772 $5,058 $4,678
Nationwide $3,297 $2,784 $2,602
Progressive $4,035 $3,555 $3,345
State Farm $3,569 $2,128 $1,650
Travelers $3,910 $3,309 $3,306
USAA $2,039 $1,338 $1,144

Buy Cheap Rome, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Rome, Indiana auto insurance rates? Find out how car insurance rates in Rome, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Rome, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,466 $2,531 $2,161 $2,366 $7,476 $9,423 $2,510 $2,730
American Family $2,133 $2,133 $1,913 $1,913 $5,738 $8,356 $2,133 $2,645
Farmers $1,555 $1,535 $1,331 $1,490 $8,182 $8,694 $2,036 $2,210
GEICO $1,673 $1,657 $1,547 $1,591 $4,871 $4,549 $1,912 $1,701
Liberty Mutual $3,976 $3,976 $3,651 $3,651 $8,754 $13,239 $3,976 $5,466
Nationwide $1,782 $1,827 $1,557 $1,669 $5,181 $6,759 $2,089 $2,292
Progressive $1,586 $1,512 $1,430 $1,444 $9,018 $10,150 $1,986 $2,036
State Farm $1,537 $1,537 $1,356 $1,356 $4,475 $5,753 $1,693 $1,883
Travelers $1,268 $1,290 $1,189 $1,188 $7,839 $12,403 $1,339 $1,553
USAA $968 $956 $894 $906 $2,640 $2,970 $1,310 $1,411

Buy Cheap Rome, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Rome can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Rome, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Rome, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,476 $9,423
American Family $5,738 $8,356
Farmers $8,182 $8,694
GEICO $4,871 $4,549
Liberty Mutual $8,754 $13,239
Nationwide $5,181 $6,759
Progressive $9,018 $10,150
State Farm $4,475 $5,753
Travelers $7,839 $12,403
USAA $2,640 $2,970

Buy Cheap Rome, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Rome, Indiana by comparing Rome senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Rome, IN here.

Annual Auto Insurance Rates for Senior Drivers in Rome, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,161 $2,366
American Family $1,913 $1,913
Farmers $1,331 $1,490
GEICO $1,547 $1,591
Liberty Mutual $3,651 $3,651
Nationwide $1,557 $1,669
Progressive $1,430 $1,444
State Farm $1,356 $1,356
Travelers $1,189 $1,188
USAA $894 $906

Find Cheap Auto Insurance Rates in Rome, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Rome, Indiana auto insurance. Compare Rome, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Rome, Indiana

Insurance Company Low Medium High
Allstate $3,775 $3,943 $4,156
American Family $3,351 $3,483 $3,278
Farmers $3,267 $3,372 $3,498
GEICO $2,295 $2,432 $2,587
Liberty Mutual $5,675 $5,824 $6,009
Nationwide $2,944 $2,871 $2,869
Progressive $3,459 $3,593 $3,884
State Farm $2,347 $2,448 $2,552
Travelers $3,426 $3,542 $3,557
USAA $1,460 $1,504 $1,557

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Rome, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Rome. Compare auto insurance rates in Rome, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Rome, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,958 $3,958
American Family $3,330 $3,411
Farmers $3,379 $3,379
GEICO $2,392 $2,483
Liberty Mutual $5,680 $5,992
Nationwide $2,894 $2,894
Progressive $3,645 $3,645
State Farm $2,379 $2,519
Travelers $3,508 $3,508
USAA $1,487 $1,527

Find Cheap Rome, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Rome, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Rome, IN, take a look at the average cost for various violations versus rates for a clean driving record in Rome.

Annual Rome, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,167 $4,639 $4,270 $3,756
American Family $2,322 $3,712 $4,682 $2,765
Farmers $3,022 $3,528 $3,628 $3,338
GEICO $1,607 $2,518 $3,385 $2,240
Liberty Mutual $4,581 $5,380 $8,346 $5,037
Nationwide $2,483 $3,214 $3,079 $2,802
Progressive $2,746 $4,755 $3,271 $3,809
State Farm $2,395 $2,611 $2,395 $2,395
Travelers $2,975 $3,685 $4,179 $3,195
USAA $1,142 $1,617 $1,856 $1,413

Find Cheap Rome, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Rome, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Rome for less when you shop around and compare rates from multiple Rome, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Rome, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,270
American Family $4,682
Farmers $3,628
GEICO $3,385
Liberty Mutual $8,346
Nationwide $3,079
Progressive $3,271
State Farm $2,395
Travelers $4,179
USAA $1,856

Winners by Category: Where to Buy Cheap Auto Insurance in Rome, IN

Compare rates from the cheapest auto insurance companies in Rome, IN for your needs. Take a look at how Rome, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Rome, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Rome, Indiana Auto Insurance Companies

If you’re looking for the cheapest Rome, IN auto insurance companies overall, you can compare them here. Find the best price for Rome, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Rome, Indiana

Insurance Company Average Annual Rates
Allstate $3,958
American Family $3,370
Farmers $3,379
GEICO $2,438
Liberty Mutual $5,836
Nationwide $2,894
Progressive $3,645
State Farm $2,449
Travelers $3,509
USAA $1,507

What affects Rome, Indiana auto insurance rates?

Local factors affect auto insurance rates in Rome, IN, including traffic, theft statistics, and commute length. Take a look at the things that impact Rome auto insurance rates.

Commute Times in Rome

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Rome, IN is 26.8 minutes according to City-Data.

Traffic in Rome

How is traffic in Rome, Indiana? Inrix data shows that Rome, IN traffic makes it the 18th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Rome, IN

You can buy cheap Rome, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Rome, Indiana auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption