Buy Cheap Rocky River, OH Auto Insurance (2021)

Rocky River, OH auto insurance rates average $231 a month. Minimum auto insurance requirements in Rocky River, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Rocky River, OH, compare Rocky River auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Rocky River is Liberty Mutual
  • Average auto insurance rates in Rocky River, OH are $231/month
  • Average auto insurance rates in Rocky River, OH for teens drivers are $5,816/year

Finding affordable Rocky River, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Rocky River, OH auto insurance with confidence is right here. Auto insurance rates in Rocky River are affected by local factors as well as personal ones like your driving record.

See how Rocky River, OH car insurance rates compare to Hamilton auto insurance rates, Akron auto insurance rates, and Parma auto insurance rates before you read more about the cost of auto insurance in Rocky River.

Don’t buy Rocky River, OH auto insurance until you’ve compared rates. Get free Rocky River, Ohio auto insurance quotes when you enter your ZIP code above.

Rocky River, OH Minimum Auto Insurance Requirements

The required auto insurance in Rocky River, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Rocky River, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Rocky River, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Rocky River, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Rocky River, OH. Take a look at Rocky River, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Rocky River, Ohio

Insurance Company Poor Fair Good
Allstate $4,031 $2,941 $2,446
American Family $2,173 $1,467 $1,239
Farmers $3,786 $3,212 $3,057
GEICO $1,966 $1,642 $1,318
Liberty Mutual $6,267 $3,864 $3,033
Nationwide $3,901 $3,145 $2,658
Progressive $3,803 $3,313 $3,108
State Farm $3,407 $2,106 $1,660
Travelers $3,465 $3,019 $2,822
USAA $1,913 $1,363 $1,165

Buy Cheap Rocky River, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Rocky River, Ohio auto insurance rates? Find out how car insurance rates in Rocky River, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Rocky River, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,084 $2,069 $1,894 $2,023 $5,873 $6,705 $2,167 $2,299
American Family $957 $992 $891 $892 $3,274 $3,546 $1,198 $1,262
Farmers $1,738 $1,735 $1,529 $1,618 $7,950 $8,271 $1,948 $2,026
GEICO $1,188 $1,153 $1,133 $1,150 $3,166 $2,934 $1,313 $1,100
Liberty Mutual $2,027 $2,210 $1,557 $1,902 $10,780 $12,147 $2,147 $2,333
Nationwide $2,146 $2,154 $1,942 $1,952 $5,573 $7,154 $2,295 $2,660
Progressive $1,710 $1,595 $1,426 $1,471 $7,953 $8,941 $2,049 $2,118
State Farm $1,399 $1,399 $1,265 $1,265 $4,567 $5,729 $1,630 $1,871
Travelers $1,406 $1,424 $1,412 $1,400 $6,224 $9,820 $1,471 $1,658
USAA $889 $896 $853 $847 $2,798 $3,105 $1,187 $1,269

Buy Cheap Rocky River, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Rocky River can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Rocky River, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Rocky River, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,873 $6,705
American Family $3,274 $3,546
Farmers $7,950 $8,271
GEICO $3,166 $2,934
Liberty Mutual $10,780 $12,147
Nationwide $5,573 $7,154
Progressive $7,953 $8,941
State Farm $4,567 $5,729
Travelers $6,224 $9,820
USAA $2,798 $3,105

Buy Cheap Rocky River, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Rocky River, Ohio by comparing Rocky River senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Rocky River, OH here.

Annual Auto Insurance Rates for Senior Drivers in Rocky River, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,894 $2,023
American Family $891 $892
Farmers $1,529 $1,618
GEICO $1,133 $1,150
Liberty Mutual $1,557 $1,902
Nationwide $1,942 $1,952
Progressive $1,426 $1,471
State Farm $1,265 $1,265
Travelers $1,412 $1,400
USAA $853 $847

Find Cheap Auto Insurance Rates in Rocky River, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Rocky River, Ohio auto insurance. Compare Rocky River, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Rocky River, Ohio

Insurance Company Low Medium High
Allstate $3,013 $3,132 $3,273
American Family $1,591 $1,640 $1,649
Farmers $3,158 $3,295 $3,602
GEICO $1,581 $1,634 $1,712
Liberty Mutual $4,207 $4,412 $4,544
Nationwide $3,567 $3,137 $3,000
Progressive $3,281 $3,381 $3,561
State Farm $2,255 $2,399 $2,517
Travelers $3,010 $3,144 $3,151
USAA $1,403 $1,479 $1,559

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Find Cheap Rocky River, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Rocky River. Compare auto insurance rates in Rocky River, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Rocky River, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,139 $3,139
American Family $1,607 $1,647
Farmers $3,352 $3,352
GEICO $1,615 $1,669
Liberty Mutual $4,388 $4,388
Nationwide $3,235 $3,235
Progressive $3,408 $3,408
State Farm $2,330 $2,451
Travelers $3,102 $3,102
USAA $1,424 $1,537

Find Cheap Rocky River, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Rocky River, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Rocky River, OH, take a look at the average cost for various violations versus rates for a clean driving record in Rocky River.

Annual Rocky River, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,623 $3,191 $3,762 $2,981
American Family $1,557 $1,650 $1,650 $1,650
Farmers $2,762 $3,564 $3,476 $3,606
GEICO $1,112 $1,607 $2,346 $1,503
Liberty Mutual $3,683 $4,740 $4,830 $4,299
Nationwide $2,602 $3,296 $4,168 $2,872
Progressive $2,933 $4,014 $3,125 $3,560
State Farm $2,166 $2,615 $2,391 $2,391
Travelers $2,272 $2,977 $4,505 $2,653
USAA $1,131 $1,522 $2,015 $1,254

Find Cheap Rocky River, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Rocky River, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Rocky River for less when you shop around and compare rates from multiple Rocky River, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Rocky River, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,762
American Family $1,650
Farmers $3,476
GEICO $2,346
Liberty Mutual $4,830
Nationwide $4,168
Progressive $3,125
State Farm $2,391
Travelers $4,505
USAA $2,015

Winners by Category: Where to Buy Cheap Auto Insurance in Rocky River, OH

Compare rates from the cheapest auto insurance companies in Rocky River, OH for your needs. Take a look at how Rocky River, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Rocky River, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Rocky River, Ohio Auto Insurance Companies

If you’re looking for the cheapest Rocky River, OH auto insurance companies overall, you can compare them here. Find the best price for Rocky River, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Rocky River, Ohio

Insurance Company Average Annual Rates
Allstate $3,139
American Family $1,627
Farmers $3,352
GEICO $1,642
Liberty Mutual $4,388
Nationwide $3,235
Progressive $3,408
State Farm $2,391
Travelers $3,102
USAA $1,480

What affects Rocky River, Ohio auto insurance rates?

Local factors affect auto insurance rates in Rocky River, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Rocky River auto insurance rates.

Commute Times in Rocky River

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Rocky River, OH is 24.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Rocky River, OH

You can buy cheap Rocky River, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Rocky River, Ohio auto insurance quotes from top companies.

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