Buy Cheap Rocky Hill, NJ Auto Insurance (2021)

Rocky Hill, NJ auto insurance rates average $410 a month. Minimum auto insurance requirements in Rocky Hill, New Jersey are 15/30/5 to comply with New Jersey laws. To buy cheap auto insurance in Rocky Hill, NJ, compare Rocky Hill auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Rocky Hill, NJ for teens drivers are $9,064/year
  • Average auto insurance rates in Rocky Hill, NJ are $410/month
  • The most expensive auto insurance company in Rocky Hill is Farmers

Finding affordable Rocky Hill, New Jersey auto insurance can be challenging, but everything you need to know to buy cheap Rocky Hill, NJ auto insurance with confidence is right here. Auto insurance rates in Rocky Hill are affected by local factors as well as personal ones like your driving record.

See how Rocky Hill, NJ car insurance rates compare to Trenton auto insurance rates, Elizabeth auto insurance rates, and Bayonne auto insurance rates before you read more about the cost of auto insurance in Rocky Hill.

Don’t buy Rocky Hill, NJ auto insurance until you’ve compared rates. Get free Rocky Hill, New Jersey auto insurance quotes when you enter your ZIP code above.

Rocky Hill, NJ Minimum Auto Insurance Requirements

The required auto insurance in Rocky Hill, NJ is 15/30/5 according to the auto insurance laws in New Jersey. The minimum auto insurance in Rocky Hill, New Jersey is outlined here.

Minimum Required Auto Insurance Coverage in Rocky Hill, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Find Cheap Rocky Hill, NJ Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Rocky Hill, NJ. Take a look at Rocky Hill, New Jersey auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Rocky Hill, New Jersey

Insurance Company Poor Fair Good
Allstate $7,283 $4,761 $3,762
Farmers $8,235 $6,457 $6,093
GEICO $3,719 $2,149 $1,563
Liberty Mutual $6,812 $5,067 $4,287
Progressive $3,889 $3,414 $3,166
State Farm $9,165 $5,539 $4,325
Travelers $6,110 $4,428 $2,980

Buy Cheap Rocky Hill, NJ Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Rocky Hill, New Jersey auto insurance rates? Find out how car insurance rates in Rocky Hill, NJ are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Rocky Hill, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,134 $3,119 $3,021 $3,021 $9,952 $12,409 $3,664 $3,830
Farmers $4,395 $4,431 $4,277 $4,188 $12,836 $14,755 $5,222 $5,327
GEICO $2,025 $1,981 $1,968 $1,968 $3,629 $3,659 $2,311 $2,274
Liberty Mutual $3,583 $3,583 $3,930 $3,930 $9,206 $10,444 $3,930 $4,504
Progressive $1,787 $1,661 $1,619 $1,655 $8,076 $8,959 $2,113 $2,047
State Farm $3,724 $3,724 $3,365 $3,365 $12,082 $15,515 $4,237 $4,734
Travelers $3,464 $3,328 $3,208 $3,216 $7,667 $8,563 $3,328 $3,276

Buy Cheap Rocky Hill, NJ Auto Insurance for Teen Drivers

Auto insurance for teenagers in Rocky Hill can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Rocky Hill, NJ are listed here.

Annual Auto Insurance Rates for Teen Drivers in Rocky Hill, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,952 $12,409
Farmers $12,836 $14,755
GEICO $3,629 $3,659
Liberty Mutual $9,206 $10,444
Progressive $8,076 $8,959
State Farm $12,082 $15,515
Travelers $7,667 $8,563

Buy Cheap Rocky Hill, NJ Auto Insurance for Seniors

You can save on senior auto insurance rates in Rocky Hill, New Jersey by comparing Rocky Hill senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Rocky Hill, NJ here.

Annual Auto Insurance Rates for Senior Drivers in Rocky Hill, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,021 $3,021
Farmers $4,277 $4,188
GEICO $1,968 $1,968
Liberty Mutual $3,930 $3,930
Progressive $1,619 $1,655
State Farm $3,365 $3,365
Travelers $3,208 $3,216

Find Cheap Auto Insurance Rates in Rocky Hill, NJ by Coverage Level

The amount of coverage you choose is a big factor in the cost of Rocky Hill, New Jersey auto insurance. Compare Rocky Hill, NJ auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Rocky Hill, New Jersey

Insurance Company Low Medium High
Allstate $4,905 $5,339 $5,562
Farmers $6,232 $6,900 $7,654
GEICO $2,220 $2,525 $2,685
Liberty Mutual $4,849 $5,547 $5,770
Progressive $3,169 $3,548 $3,752
State Farm $5,931 $6,420 $6,679
Travelers $4,108 $4,502 $4,909

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Find Cheap Rocky Hill, NJ Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Rocky Hill. Compare auto insurance rates in Rocky Hill, NJ by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Rocky Hill, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,259 $5,278
Farmers $6,929 $6,929
GEICO $2,457 $2,497
Liberty Mutual $5,337 $5,441
Progressive $3,490 $3,490
State Farm $6,184 $6,502
Travelers $4,506 $4,506

Find Cheap Rocky Hill, NJ Auto Insurance Rates by Driving Record

Auto insurance rates in Rocky Hill, New Jersey are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Rocky Hill, NJ, take a look at the average cost for various violations versus rates for a clean driving record in Rocky Hill.

Annual Rocky Hill, New Jersey Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,961 $6,553 $5,751 $4,810
Farmers $5,368 $9,104 $7,420 $5,822
GEICO $1,930 $2,532 $3,515 $1,930
Liberty Mutual $5,178 $5,915 $5,284 $5,178
Progressive $3,022 $4,008 $3,428 $3,501
State Farm $3,460 $6,274 $10,076 $5,562
Travelers $3,452 $5,172 $4,989 $4,412

Find Cheap Rocky Hill, NJ Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Rocky Hill, New Jersey is higher than for a clean driving record. You can buy auto insurance after a DUI in Rocky Hill for less when you shop around and compare rates from multiple Rocky Hill, NJ auto insurance companies.

Annual Auto Insurance Rates After a DUI in Rocky Hill, New Jersey

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,751
Farmers $7,420
GEICO $3,515
Liberty Mutual $5,284
Progressive $3,428
State Farm $10,076
Travelers $4,989

Winners by Category: Where to Buy Cheap Auto Insurance in Rocky Hill, NJ

Compare rates from the cheapest auto insurance companies in Rocky Hill, NJ for your needs. Take a look at how Rocky Hill, New Jersey auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Rocky Hill, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Find Cheap Rocky Hill, New Jersey Auto Insurance Companies

If you’re looking for the cheapest Rocky Hill, NJ auto insurance companies overall, you can compare them here. Find the best price for Rocky Hill, New Jersey car insurance by company.

Average Annual Auto Insurance Rates by Company in Rocky Hill, New Jersey

Insurance Company Average Annual Rates
Allstate $5,269
Farmers $6,929
GEICO $2,477
Liberty Mutual $5,389
Progressive $3,490
State Farm $6,343
Travelers $4,506

What affects Rocky Hill, New Jersey auto insurance rates?

Local factors affect auto insurance rates in Rocky Hill, NJ, including traffic, theft statistics, and commute length. Take a look at the things that impact Rocky Hill auto insurance rates.

Commute Times in Rocky Hill

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Rocky Hill, NJ is 35.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Rocky Hill, NJ

You can buy cheap Rocky Hill, NJ auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Rocky Hill, New Jersey auto insurance quotes from top companies.

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