Buy Cheap Rochester, NH Auto Insurance (2022)

Rochester, NH auto insurance rates average $249 a month. Minimum auto insurance requirements in Rochester, New Hampshire are 25/50/25 to comply with New Hampshire laws. To buy cheap auto insurance in Rochester, NH, compare Rochester auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Rochester, NH for teens drivers are $5,880/year
  • Average auto insurance rates in Rochester, NH are $249/month
  • Average auto insurance rates in Rochester, NH after a DUI are $3,463/year

Finding affordable Rochester, New Hampshire auto insurance can be challenging, but everything you need to know to buy cheap Rochester, NH auto insurance with confidence is right here. Auto insurance rates in Rochester are affected by local factors as well as personal ones like your driving record.

See how Rochester, NH car insurance rates compare to Nashua auto insurance rates, Keene auto insurance rates, and Claremont auto insurance rates before you read more about the cost of auto insurance in Rochester.

Don’t buy Rochester, NH auto insurance until you’ve compared rates. Get free Rochester, New Hampshire auto insurance quotes when you enter your ZIP code above.

Rochester, NH Minimum Auto Insurance Requirements

The required auto insurance in Rochester, NH is 25/50/25 according to the auto insurance laws in New Hampshire. The minimum auto insurance in Rochester, New Hampshire is outlined here.

Minimum Required Auto Insurance Coverage in Rochester, New Hampshire

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Rochester, NH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Rochester, NH. Take a look at Rochester, New Hampshire auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Rochester, New Hampshire

Insurance Company Poor Fair Good
Allstate $3,161 $2,340 $2,209
GEICO $1,786 $1,467 $1,280
Liberty Mutual $11,099 $6,805 $5,325
Nationwide $3,123 $2,561 $2,362
Progressive $2,816 $2,478 $2,326
State Farm $3,099 $1,929 $1,537
USAA $2,223 $1,470 $1,241

Buy Cheap Rochester, NH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Rochester, New Hampshire auto insurance rates? Find out how car insurance rates in Rochester, NH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Rochester, New Hampshire

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,863 $1,976 $1,985 $2,175 $3,770 $4,748 $1,961 $2,080
GEICO $994 $984 $891 $891 $2,404 $3,335 $1,036 $1,552
Liberty Mutual $4,521 $4,884 $3,688 $4,148 $16,558 $18,368 $4,754 $5,022
Nationwide $1,701 $1,724 $1,532 $1,608 $4,769 $6,057 $1,961 $2,105
Progressive $1,290 $1,173 $1,125 $1,136 $5,974 $6,589 $1,516 $1,516
State Farm $1,348 $1,348 $1,231 $1,231 $4,077 $5,058 $1,505 $1,709
USAA $863 $846 $809 $810 $3,605 $3,971 $1,076 $1,177

Buy Cheap Rochester, NH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Rochester can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Rochester, NH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Rochester, New Hampshire

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $3,770 $4,748
GEICO $2,404 $3,335
Liberty Mutual $16,558 $18,368
Nationwide $4,769 $6,057
Progressive $5,974 $6,589
State Farm $4,077 $5,058
USAA $3,605 $3,971

Buy Cheap Rochester, NH Auto Insurance for Seniors

You can save on senior auto insurance rates in Rochester, New Hampshire by comparing Rochester senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Rochester, NH here.

Annual Auto Insurance Rates for Senior Drivers in Rochester, New Hampshire

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,985 $2,175
GEICO $891 $891
Liberty Mutual $3,688 $4,148
Nationwide $1,532 $1,608
Progressive $1,125 $1,136
State Farm $1,231 $1,231
USAA $809 $810

Find Cheap Auto Insurance Rates in Rochester, NH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Rochester, New Hampshire auto insurance. Compare Rochester, NH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Rochester, New Hampshire

Insurance Company Low Medium High
Allstate $2,495 $2,566 $2,649
GEICO $1,432 $1,501 $1,599
Liberty Mutual $7,413 $7,717 $8,100
Nationwide $2,855 $2,645 $2,546
Progressive $2,427 $2,540 $2,653
State Farm $2,079 $2,191 $2,296
USAA $1,572 $1,641 $1,721

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Find Cheap Rochester, NH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Rochester. Compare auto insurance rates in Rochester, NH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Rochester, New Hampshire

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,535 $2,604
GEICO $1,498 $1,524
Liberty Mutual $7,743 $7,743
Nationwide $2,682 $2,682
Progressive $2,540 $2,540
State Farm $2,138 $2,239
USAA $1,628 $1,661

Find Cheap Rochester, NH Auto Insurance Rates by ZIP Code

Auto insurance rates in Rochester, New Hampshire can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Rochester, NH to see how much where you live in Rochester affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Rochester, New Hampshire

ZIP Code Average Annual Rates
3839 $2,987
3867 $2,981
3868 $2,981

Find Cheap Rochester, NH Auto Insurance Rates by Driving Record

Auto insurance rates in Rochester, New Hampshire are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Rochester, NH, take a look at the average cost for various violations versus rates for a clean driving record in Rochester.

Annual Rochester, New Hampshire Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,145 $2,902 $2,739 $2,493
GEICO $1,340 $1,487 $1,877 $1,340
Liberty Mutual $4,867 $8,799 $9,013 $8,294
Nationwide $2,059 $2,869 $3,511 $2,289
Progressive $2,183 $3,016 $2,404 $2,557
State Farm $2,016 $2,159 $2,564 $2,016
USAA $1,268 $1,705 $2,132 $1,473

Find Cheap Rochester, NH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Rochester, New Hampshire is higher than for a clean driving record. You can buy auto insurance after a DUI in Rochester for less when you shop around and compare rates from multiple Rochester, NH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Rochester, New Hampshire

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $2,739
GEICO $1,877
Liberty Mutual $9,013
Nationwide $3,511
Progressive $2,404
State Farm $2,564
USAA $2,132

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Winners by Category: Where to Buy Cheap Auto Insurance in Rochester, NH

Compare rates from the cheapest auto insurance companies in Rochester, NH for your needs. Take a look at how Rochester, New Hampshire auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Rochester, New Hampshire

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Find Cheap Rochester, New Hampshire Auto Insurance Companies

If you’re looking for the cheapest Rochester, NH auto insurance companies overall, you can compare them here. Find the best price for Rochester, New Hampshire car insurance by company.

Average Annual Auto Insurance Rates by Company in Rochester, New Hampshire

Insurance Company Average Annual Rates
Allstate $2,570
GEICO $1,511
Liberty Mutual $7,743
Nationwide $2,682
Progressive $2,540
State Farm $2,189
USAA $1,645

What affects Rochester, New Hampshire auto insurance rates?

Local factors affect auto insurance rates in Rochester, NH, including traffic, theft statistics, and commute length. Take a look at the things that impact Rochester auto insurance rates.

Auto Theft in Rochester

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Rochester, NH auto theft show a total of 45 vehicle thefts annually.

Commute Times in Rochester

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Rochester, NH is 27.2 minutes according to City-Data.

Traffic in Rochester

How is traffic in Rochester, New Hampshire? Inrix data shows that Rochester, NH traffic makes it the 252nd-most congested city compared to other cities worldwide.

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Compare Auto Insurance Quotes in Rochester, NH

You can buy cheap Rochester, NH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Rochester, New Hampshire auto insurance quotes from top companies.

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