Buy Cheap Rochelle, IL Auto Insurance (2021)

Rochelle, IL auto insurance rates average $251 a month. Minimum auto insurance requirements in Rochelle, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Rochelle, IL, compare Rochelle auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Rochelle is Allstate
  • Average auto insurance rates in Rochelle, IL for teens drivers are $5,745/year
  • Average auto insurance rates in Rochelle, IL after a DUI are $3,529/year

Finding affordable Rochelle, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Rochelle, IL auto insurance with confidence is right here. Auto insurance rates in Rochelle are affected by local factors as well as personal ones like your driving record.

See how Rochelle, IL car insurance rates compare to Joliet auto insurance rates, Elgin auto insurance rates, and Rockford auto insurance rates before you read more about the cost of auto insurance in Rochelle.

Don’t buy Rochelle, IL auto insurance until you’ve compared rates. Get free Rochelle, Illinois auto insurance quotes when you enter your ZIP code above.

Rochelle, IL Minimum Auto Insurance Requirements

The required auto insurance in Rochelle, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Rochelle, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Rochelle, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Rochelle, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Rochelle, IL. Take a look at Rochelle, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Rochelle, Illinois

Insurance Company Poor Fair Good
Allstate $6,648 $4,787 $4,191
American Family $4,859 $3,317 $2,808
Farmers $4,770 $4,009 $3,814
GEICO $3,813 $1,870 $1,461
Liberty Mutual $3,062 $1,918 $1,527
Nationwide $3,326 $2,691 $2,358
Progressive $3,239 $2,742 $2,530
State Farm $2,884 $1,731 $1,345
Travelers $2,715 $2,194 $1,781
USAA $3,600 $2,467 $2,031

Buy Cheap Rochelle, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Rochelle, Illinois auto insurance rates? Find out how car insurance rates in Rochelle, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Rochelle, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,312 $3,328 $3,467 $3,467 $8,622 $11,191 $3,983 $4,303
American Family $2,263 $2,263 $2,076 $2,076 $6,479 $8,948 $2,263 $2,922
Farmers $2,244 $2,244 $1,990 $2,106 $9,674 $10,084 $2,562 $2,678
GEICO $1,489 $1,509 $1,429 $1,724 $4,524 $4,715 $1,873 $1,790
Liberty Mutual $1,327 $1,430 $1,104 $1,231 $4,458 $4,953 $1,387 $1,461
Nationwide $1,783 $1,810 $1,591 $1,681 $4,888 $6,259 $2,077 $2,246
Progressive $1,651 $1,559 $1,360 $1,426 $5,950 $6,672 $1,961 $2,115
State Farm $1,242 $1,242 $1,114 $1,114 $3,602 $4,557 $1,404 $1,618
Travelers $1,404 $1,478 $1,290 $1,372 $4,102 $5,149 $1,484 $1,561
USAA $1,618 $1,654 $1,505 $1,491 $5,149 $5,691 $2,133 $2,356

Buy Cheap Rochelle, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Rochelle can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Rochelle, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Rochelle, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,622 $11,191
American Family $6,479 $8,948
Farmers $9,674 $10,084
GEICO $4,524 $4,715
Liberty Mutual $4,458 $4,953
Nationwide $4,888 $6,259
Progressive $5,950 $6,672
State Farm $3,602 $4,557
Travelers $4,102 $5,149
USAA $5,149 $5,691

Buy Cheap Rochelle, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Rochelle, Illinois by comparing Rochelle senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Rochelle, IL here.

Annual Auto Insurance Rates for Senior Drivers in Rochelle, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,467 $3,467
American Family $2,076 $2,076
Farmers $1,990 $2,106
GEICO $1,429 $1,724
Liberty Mutual $1,104 $1,231
Nationwide $1,591 $1,681
Progressive $1,360 $1,426
State Farm $1,114 $1,114
Travelers $1,290 $1,372
USAA $1,505 $1,491

Find Cheap Auto Insurance Rates in Rochelle, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Rochelle, Illinois auto insurance. Compare Rochelle, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Rochelle, Illinois

Insurance Company Low Medium High
Allstate $5,031 $5,204 $5,392
American Family $3,511 $3,796 $3,677
Farmers $3,990 $4,097 $4,506
GEICO $2,164 $2,374 $2,607
Liberty Mutual $2,052 $2,165 $2,291
Nationwide $2,749 $2,820 $2,806
Progressive $2,589 $2,824 $3,097
State Farm $1,877 $1,989 $2,094
Travelers $2,092 $2,227 $2,370
USAA $2,521 $2,697 $2,882

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Find Cheap Rochelle, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Rochelle. Compare auto insurance rates in Rochelle, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Rochelle, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,209 $5,209
American Family $3,615 $3,708
Farmers $4,198 $4,198
GEICO $2,338 $2,425
Liberty Mutual $2,169 $2,169
Nationwide $2,792 $2,792
Progressive $2,837 $2,837
State Farm $1,937 $2,036
Travelers $2,143 $2,317
USAA $2,624 $2,776

Find Cheap Rochelle, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Rochelle, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Rochelle, IL, take a look at the average cost for various violations versus rates for a clean driving record in Rochelle.

Annual Rochelle, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,707 $6,352 $5,886 $4,890
American Family $2,691 $3,826 $5,078 $3,051
Farmers $3,544 $4,571 $4,457 $4,220
GEICO $1,745 $2,359 $3,243 $2,179
Liberty Mutual $1,806 $2,565 $2,254 $2,051
Nationwide $2,255 $2,910 $3,416 $2,586
Progressive $2,342 $3,461 $2,592 $2,952
State Farm $1,812 $2,161 $1,987 $1,987
Travelers $1,777 $2,327 $2,591 $2,225
USAA $1,929 $2,762 $3,784 $2,324

Find Cheap Rochelle, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Rochelle, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Rochelle for less when you shop around and compare rates from multiple Rochelle, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Rochelle, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,886
American Family $5,078
Farmers $4,457
GEICO $3,243
Liberty Mutual $2,254
Nationwide $3,416
Progressive $2,592
State Farm $1,987
Travelers $2,591
USAA $3,784

Winners by Category: Where to Buy Cheap Auto Insurance in Rochelle, IL

Compare rates from the cheapest auto insurance companies in Rochelle, IL for your needs. Take a look at how Rochelle, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Rochelle, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Find Cheap Rochelle, Illinois Auto Insurance Companies

If you’re looking for the cheapest Rochelle, IL auto insurance companies overall, you can compare them here. Find the best price for Rochelle, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Rochelle, Illinois

Insurance Company Average Annual Rates
Allstate $5,209
American Family $3,662
Farmers $4,198
GEICO $2,382
Liberty Mutual $2,169
Nationwide $2,792
Progressive $2,837
State Farm $1,987
Travelers $2,230
USAA $2,700

What affects Rochelle, Illinois auto insurance rates?

Local factors affect auto insurance rates in Rochelle, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Rochelle auto insurance rates.

Commute Times in Rochelle

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Rochelle, IL is 21.8 minutes according to City-Data.

Traffic in Rochelle

How is traffic in Rochelle, Illinois? Inrix data shows that Rochelle, IL traffic makes it the 470th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Rochelle, IL

You can buy cheap Rochelle, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Rochelle, Illinois auto insurance quotes from top companies.

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