Buy Cheap Roanoke, AL Auto Insurance (2021)

Roanoke, AL auto insurance rates average $306 a month. Minimum auto insurance requirements in Roanoke, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Roanoke, AL, compare Roanoke auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Roanoke, AL are $306/month
  • Average auto insurance rates in Roanoke, AL for teens drivers are $7,414/year
  • The most expensive auto insurance company in Roanoke after a DUI is Liberty Mutual

Finding affordable Roanoke, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Roanoke, AL auto insurance with confidence is right here. Auto insurance rates in Roanoke are affected by local factors as well as personal ones like your driving record.

See how Roanoke, AL car insurance rates compare to Tuscaloosa auto insurance rates, Huntsville auto insurance rates, and Mobile auto insurance rates before you read more about the cost of auto insurance in Roanoke.

Don’t buy Roanoke, AL auto insurance until you’ve compared rates. Get free Roanoke, Alabama auto insurance quotes when you enter your ZIP code above.

Roanoke, AL Minimum Auto Insurance Requirements

The required auto insurance in Roanoke, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Roanoke, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Roanoke, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Roanoke, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Roanoke, AL. Take a look at Roanoke, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Roanoke, Alabama

Insurance Company Poor Fair Good
Allstate $3,760 $2,948 $2,411
Farmers $4,887 $4,192 $3,976
GEICO $3,742 $2,668 $2,413
Liberty Mutual $7,549 $4,623 $3,632
Nationwide $3,155 $2,458 $2,223
Progressive $4,735 $4,035 $3,760
State Farm $7,528 $3,808 $2,586
Travelers $4,303 $3,731 $3,802
USAA $2,745 $1,784 $1,593

Buy Cheap Roanoke, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Roanoke, Alabama auto insurance rates? Find out how car insurance rates in Roanoke, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Roanoke, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,850 $1,768 $1,670 $1,703 $6,327 $6,796 $2,078 $2,127
Farmers $2,548 $2,536 $2,283 $2,410 $9,410 $9,698 $2,895 $3,032
GEICO $2,128 $2,108 $1,997 $2,040 $5,489 $5,415 $2,246 $2,105
Liberty Mutual $3,096 $3,347 $2,538 $2,841 $11,120 $12,371 $3,304 $3,525
Nationwide $1,720 $1,745 $1,564 $1,624 $4,446 $5,755 $1,906 $2,136
Progressive $2,297 $2,176 $1,885 $1,991 $9,169 $10,272 $2,710 $2,912
State Farm $2,912 $2,912 $2,605 $2,605 $8,438 $10,600 $3,281 $3,772
Travelers $1,604 $1,630 $1,498 $1,495 $8,567 $13,496 $1,519 $1,753
USAA $1,277 $1,300 $1,192 $1,171 $3,758 $4,170 $1,661 $1,797

Buy Cheap Roanoke, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Roanoke can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Roanoke, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Roanoke, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,327 $6,796
Farmers $9,410 $9,698
GEICO $5,489 $5,415
Liberty Mutual $11,120 $12,371
Nationwide $4,446 $5,755
Progressive $9,169 $10,272
State Farm $8,438 $10,600
Travelers $8,567 $13,496
USAA $3,758 $4,170

Buy Cheap Roanoke, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Roanoke, Alabama by comparing Roanoke senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Roanoke, AL here.

Annual Auto Insurance Rates for Senior Drivers in Roanoke, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,670 $1,703
Farmers $2,283 $2,410
GEICO $1,997 $2,040
Liberty Mutual $2,538 $2,841
Nationwide $1,564 $1,624
Progressive $1,885 $1,991
State Farm $2,605 $2,605
Travelers $1,498 $1,495
USAA $1,192 $1,171

Find Cheap Auto Insurance Rates in Roanoke, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Roanoke, Alabama auto insurance. Compare Roanoke, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Roanoke, Alabama

Insurance Company Low Medium High
Allstate $2,936 $3,036 $3,148
Farmers $4,139 $4,302 $4,613
GEICO $2,736 $2,929 $3,159
Liberty Mutual $5,032 $5,243 $5,528
Nationwide $2,607 $2,586 $2,642
Progressive $3,826 $4,160 $4,543
State Farm $4,416 $4,635 $4,872
Travelers $3,757 $4,024 $4,056
USAA $1,968 $2,030 $2,124

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Find Cheap Roanoke, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Roanoke. Compare auto insurance rates in Roanoke, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Roanoke, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,040 $3,040
Farmers $4,352 $4,352
GEICO $2,886 $2,996
Liberty Mutual $5,268 $5,268
Nationwide $2,612 $2,612
Progressive $4,176 $4,176
State Farm $4,530 $4,751
Travelers $3,945 $3,945
USAA $1,947 $2,134

Find Cheap Roanoke, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Roanoke, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Roanoke, AL, take a look at the average cost for various violations versus rates for a clean driving record in Roanoke.

Annual Roanoke, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,594 $3,050 $3,595 $2,921
Farmers $3,669 $4,724 $4,608 $4,404
GEICO $1,999 $3,186 $3,902 $2,678
Liberty Mutual $4,134 $5,745 $5,629 $5,563
Nationwide $2,283 $2,283 $3,331 $2,551
Progressive $3,787 $4,728 $4,034 $4,156
State Farm $4,215 $5,161 $4,593 $4,593
Travelers $3,287 $3,450 $5,041 $4,004
USAA $1,571 $1,968 $2,925 $1,699

Find Cheap Roanoke, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Roanoke, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Roanoke for less when you shop around and compare rates from multiple Roanoke, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Roanoke, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,595
Farmers $4,608
GEICO $3,902
Liberty Mutual $5,629
Nationwide $3,331
Progressive $4,034
State Farm $4,593
Travelers $5,041
USAA $2,925

Winners by Category: Where to Buy Cheap Auto Insurance in Roanoke, AL

Compare rates from the cheapest auto insurance companies in Roanoke, AL for your needs. Take a look at how Roanoke, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Roanoke, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Roanoke, Alabama Auto Insurance Companies

If you’re looking for the cheapest Roanoke, AL auto insurance companies overall, you can compare them here. Find the best price for Roanoke, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Roanoke, Alabama

Insurance Company Average Annual Rates
Allstate $3,040
Farmers $4,352
GEICO $2,941
Liberty Mutual $5,268
Nationwide $2,612
Progressive $4,176
State Farm $4,641
Travelers $3,945
USAA $2,041

What affects Roanoke, Alabama auto insurance rates?

Local factors affect auto insurance rates in Roanoke, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Roanoke auto insurance rates.

Auto Theft in Roanoke

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Roanoke, AL auto theft show a total of 9 vehicle thefts annually.

Commute Times in Roanoke

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Roanoke, AL is 21.8 minutes according to City-Data.

Traffic in Roanoke

How is traffic in Roanoke, Alabama? Inrix data shows that Roanoke, AL traffic makes it the 434th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Roanoke, AL

You can buy cheap Roanoke, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Roanoke, Alabama auto insurance quotes from top companies.

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