Buy Cheap Ripon, CA Auto Insurance (2021)

Ripon, CA auto insurance rates average $291 a month. Minimum auto insurance requirements in Ripon, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Ripon, CA, compare Ripon auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Ripon after a DUI is Allstate
  • Average auto insurance rates in Ripon, CA are $291/month
  • The most expensive auto insurance company in Ripon is Farmers

Finding affordable Ripon, California auto insurance can be challenging, but everything you need to know to buy cheap Ripon, CA auto insurance with confidence is right here. Auto insurance rates in Ripon are affected by local factors as well as personal ones like your driving record.

See how Ripon, CA car insurance rates compare to Long Beach auto insurance rates, Anaheim auto insurance rates, and Bakersfield auto insurance rates before you read more about the cost of auto insurance in Ripon.

Don’t buy Ripon, CA auto insurance until you’ve compared rates. Get free Ripon, California auto insurance quotes when you enter your ZIP code above.

Ripon, CA Minimum Auto Insurance Requirements

The required auto insurance in Ripon, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Ripon, California is outlined here.

Minimum Required Auto Insurance Coverage in Ripon, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Ripon, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Ripon, California auto insurance rates? Find out how car insurance rates in Ripon, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ripon, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,828 $2,836 $2,057 $2,082 $7,783 $9,804 $3,630 $4,008
Farmers $2,598 $2,598 $2,338 $2,338 $8,251 $13,533 $3,074 $3,421
GEICO $1,654 $1,655 $1,556 $1,556 $5,022 $5,109 $2,375 $2,428
Liberty Mutual $2,266 $2,149 $2,100 $2,036 $4,939 $5,244 $2,560 $2,578
Nationwide $2,916 $2,785 $2,570 $2,424 $7,335 $8,128 $3,464 $3,414
Progressive $1,603 $1,648 $1,387 $1,634 $4,318 $5,182 $2,328 $2,501
State Farm $3,063 $3,063 $2,735 $2,735 $5,637 $7,001 $3,389 $3,493
Travelers $2,373 $2,300 $2,099 $2,076 $4,870 $5,589 $3,087 $3,020
USAA $2,063 $1,958 $2,000 $2,009 $4,827 $4,817 $2,830 $2,679

Buy Cheap Ripon, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Ripon can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Ripon, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Ripon, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,783 $9,804
Farmers $8,251 $13,533
GEICO $5,022 $5,109
Liberty Mutual $4,939 $5,244
Nationwide $7,335 $8,128
Progressive $4,318 $5,182
State Farm $5,637 $7,001
Travelers $4,870 $5,589
USAA $4,827 $4,817

Buy Cheap Ripon, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Ripon, California by comparing Ripon senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Ripon, CA here.

Annual Auto Insurance Rates for Senior Drivers in Ripon, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,057 $2,082
Farmers $2,338 $2,338
GEICO $1,556 $1,556
Liberty Mutual $2,100 $2,036
Nationwide $2,570 $2,424
Progressive $1,387 $1,634
State Farm $2,735 $2,735
Travelers $2,099 $2,076
USAA $2,000 $2,009

Find Cheap Auto Insurance Rates in Ripon, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Ripon, California auto insurance. Compare Ripon, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ripon, California

Insurance Company Low Medium High
Allstate $4,146 $4,416 $4,573
Farmers $4,446 $4,803 $5,058
GEICO $2,399 $2,699 $2,909
Liberty Mutual $2,793 $3,008 $3,150
Nationwide $3,664 $4,207 $4,518
Progressive $2,264 $2,659 $2,803
State Farm $3,497 $3,958 $4,213
Travelers $2,789 $3,258 $3,483
USAA $2,569 $2,964 $3,160

Find Cheap Ripon, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Ripon. Compare auto insurance rates in Ripon, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Ripon, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,946 $4,811
Farmers $4,327 $5,210
GEICO $2,425 $2,914
Liberty Mutual $2,739 $3,228
Nationwide $3,653 $4,606
Progressive $2,340 $2,811
State Farm $3,748 $4,032
Travelers $2,859 $3,494
USAA $2,664 $3,132

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Find Cheap Ripon, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Ripon, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Ripon, CA, take a look at the average cost for various violations versus rates for a clean driving record in Ripon.

Annual Ripon, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,636 $4,441 $6,975 $3,461
Farmers $3,524 $4,801 $5,983 $4,767
GEICO $1,866 $2,881 $3,614 $2,315
Liberty Mutual $2,589 $3,471 $3,131 $2,744
Nationwide $2,882 $3,698 $6,241 $3,698
Progressive $1,680 $2,868 $3,333 $2,420
State Farm $2,775 $3,310 $6,252 $3,221
Travelers $2,126 $3,450 $4,013 $3,117
USAA $1,921 $2,867 $4,698 $2,105

Find Cheap Ripon, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Ripon, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Ripon for less when you shop around and compare rates from multiple Ripon, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Ripon, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,975
Farmers $5,983
GEICO $3,614
Liberty Mutual $3,131
Nationwide $6,241
Progressive $3,333
State Farm $6,252
Travelers $4,013
USAA $4,698

Winners by Category: Where to Buy Cheap Auto Insurance in Ripon, CA

Compare rates from the cheapest auto insurance companies in Ripon, CA for your needs. Take a look at how Ripon, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Ripon, California

Category Insurance Company
Teenagers Progressive
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Ripon, California Auto Insurance Companies

If you’re looking for the cheapest Ripon, CA auto insurance companies overall, you can compare them here. Find the best price for Ripon, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Ripon, California

Insurance Company Average Annual Rates
Allstate $4,378
Farmers $4,769
GEICO $2,669
Liberty Mutual $2,984
Nationwide $4,130
Progressive $2,575
State Farm $3,890
Travelers $3,177
USAA $2,898

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What affects Ripon, California auto insurance rates?

Local factors affect auto insurance rates in Ripon, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Ripon auto insurance rates.

Auto Theft in Ripon

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Ripon, CA auto theft show a total of 14 vehicle thefts annually.

Commute Times in Ripon

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Ripon, CA is 24.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Ripon, CA

You can buy cheap Ripon, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Ripon, California auto insurance quotes from top companies.

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