Buy Cheap Rio Oso, CA Auto Insurance (2021)

Rio Oso, CA auto insurance rates average $299 a month. Minimum auto insurance requirements in Rio Oso, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Rio Oso, CA, compare Rio Oso auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Rio Oso, CA are $299/month
  • Average auto insurance rates in Rio Oso, CA after a DUI are $5,045/year
  • The most expensive auto insurance company in Rio Oso after a DUI is Allstate

Finding affordable Rio Oso, California auto insurance can be challenging, but everything you need to know to buy cheap Rio Oso, CA auto insurance with confidence is right here. Auto insurance rates in Rio Oso are affected by local factors as well as personal ones like your driving record.

See how Rio Oso, CA car insurance rates compare to San Francisco auto insurance rates, Sacramento auto insurance rates, and Anaheim auto insurance rates before you read more about the cost of auto insurance in Rio Oso.

Don’t buy Rio Oso, CA auto insurance until you’ve compared rates. Get free Rio Oso, California auto insurance quotes when you enter your ZIP code above.

Rio Oso, CA Minimum Auto Insurance Requirements

The required auto insurance in Rio Oso, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Rio Oso, California is outlined here.

Minimum Required Auto Insurance Coverage in Rio Oso, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Rio Oso, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Rio Oso, California auto insurance rates? Find out how car insurance rates in Rio Oso, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Rio Oso, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,032 $3,032 $2,200 $2,219 $8,323 $10,456 $3,859 $4,229
Farmers $2,474 $2,474 $2,231 $2,231 $7,912 $12,977 $2,934 $3,268
GEICO $1,858 $1,859 $1,747 $1,747 $5,634 $5,739 $2,667 $2,732
Liberty Mutual $2,277 $2,157 $2,114 $2,049 $4,946 $5,269 $2,567 $2,592
Nationwide $3,212 $3,066 $2,822 $2,659 $8,145 $9,009 $3,822 $3,771
Progressive $1,768 $1,819 $1,500 $1,781 $4,687 $5,652 $2,548 $2,738
State Farm $3,136 $3,136 $2,800 $2,800 $5,774 $7,182 $3,468 $3,573
Travelers $2,410 $2,335 $2,129 $2,106 $4,954 $5,666 $3,129 $3,065
USAA $1,785 $1,692 $1,743 $1,750 $4,056 $4,072 $2,464 $2,330

Buy Cheap Rio Oso, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Rio Oso can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Rio Oso, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Rio Oso, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,323 $10,456
Farmers $7,912 $12,977
GEICO $5,634 $5,739
Liberty Mutual $4,946 $5,269
Nationwide $8,145 $9,009
Progressive $4,687 $5,652
State Farm $5,774 $7,182
Travelers $4,954 $5,666
USAA $4,056 $4,072

Buy Cheap Rio Oso, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Rio Oso, California by comparing Rio Oso senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Rio Oso, CA here.

Annual Auto Insurance Rates for Senior Drivers in Rio Oso, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,200 $2,219
Farmers $2,231 $2,231
GEICO $1,747 $1,747
Liberty Mutual $2,114 $2,049
Nationwide $2,822 $2,659
Progressive $1,500 $1,781
State Farm $2,800 $2,800
Travelers $2,129 $2,106
USAA $1,743 $1,750

Find Cheap Auto Insurance Rates in Rio Oso, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Rio Oso, California auto insurance. Compare Rio Oso, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Rio Oso, California

Insurance Company Low Medium High
Allstate $4,378 $4,714 $4,914
Farmers $4,255 $4,598 $4,834
GEICO $2,694 $3,029 $3,270
Liberty Mutual $2,795 $3,022 $3,173
Nationwide $4,064 $4,643 $4,982
Progressive $2,527 $2,894 $3,013
State Farm $3,560 $4,058 $4,333
Travelers $2,819 $3,309 $3,545
USAA $2,253 $2,535 $2,672

Find Cheap Rio Oso, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Rio Oso. Compare auto insurance rates in Rio Oso, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Rio Oso, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,200 $5,138
Farmers $4,140 $4,985
GEICO $2,723 $3,272
Liberty Mutual $2,750 $3,242
Nationwide $4,030 $5,097
Progressive $2,551 $3,072
State Farm $3,837 $4,130
Travelers $2,902 $3,547
USAA $2,291 $2,682

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Find Cheap Rio Oso, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Rio Oso, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Rio Oso, CA, take a look at the average cost for various violations versus rates for a clean driving record in Rio Oso.

Annual Rio Oso, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,813 $4,721 $7,453 $3,688
Farmers $3,374 $4,593 $5,721 $4,562
GEICO $2,096 $3,233 $4,060 $2,601
Liberty Mutual $2,600 $3,485 $3,145 $2,756
Nationwide $3,183 $4,083 $6,903 $4,083
Progressive $1,842 $3,126 $3,626 $2,653
State Farm $2,842 $3,390 $6,403 $3,299
Travelers $2,157 $3,504 $4,072 $3,165
USAA $1,654 $2,456 $4,025 $1,811

Find Cheap Rio Oso, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Rio Oso, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Rio Oso for less when you shop around and compare rates from multiple Rio Oso, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Rio Oso, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,453
Farmers $5,721
GEICO $4,060
Liberty Mutual $3,145
Nationwide $6,903
Progressive $3,626
State Farm $6,403
Travelers $4,072
USAA $4,025

Winners by Category: Where to Buy Cheap Auto Insurance in Rio Oso, CA

Compare rates from the cheapest auto insurance companies in Rio Oso, CA for your needs. Take a look at how Rio Oso, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Rio Oso, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Rio Oso, California Auto Insurance Companies

If you’re looking for the cheapest Rio Oso, CA auto insurance companies overall, you can compare them here. Find the best price for Rio Oso, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Rio Oso, California

Insurance Company Average Annual Rates
Allstate $4,669
Farmers $4,562
GEICO $2,998
Liberty Mutual $2,996
Nationwide $4,563
Progressive $2,812
State Farm $3,984
Travelers $3,224
USAA $2,486

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What affects Rio Oso, California auto insurance rates?

Local factors affect auto insurance rates in Rio Oso, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Rio Oso auto insurance rates.

Commute Times in Rio Oso

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Rio Oso, CA is 31.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Rio Oso, CA

You can buy cheap Rio Oso, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Rio Oso, California auto insurance quotes from top companies.

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