Buy Cheap Rio Linda, CA Auto Insurance (2021)

Rio Linda, CA auto insurance rates average $357 a month. Minimum auto insurance requirements in Rio Linda, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Rio Linda, CA, compare Rio Linda auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Rio Linda after a DUI is State Farm
  • Average auto insurance rates in Rio Linda, CA after a DUI are $6,010/year
  • The most expensive auto insurance company in Rio Linda is Farmers

Finding affordable Rio Linda, California auto insurance can be challenging, but everything you need to know to buy cheap Rio Linda, CA auto insurance with confidence is right here. Auto insurance rates in Rio Linda are affected by local factors as well as personal ones like your driving record.

See how Rio Linda, CA car insurance rates compare to Long Beach auto insurance rates, Los Angeles auto insurance rates, and Fresno auto insurance rates before you read more about the cost of auto insurance in Rio Linda.

Don’t buy Rio Linda, CA auto insurance until you’ve compared rates. Get free Rio Linda, California auto insurance quotes when you enter your ZIP code above.

Rio Linda, CA Minimum Auto Insurance Requirements

The required auto insurance in Rio Linda, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Rio Linda, California is outlined here.

Minimum Required Auto Insurance Coverage in Rio Linda, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Rio Linda, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Rio Linda, California auto insurance rates? Find out how car insurance rates in Rio Linda, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Rio Linda, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,166 $3,167 $2,302 $2,317 $8,763 $11,021 $4,019 $4,399
Farmers $3,325 $3,325 $3,001 $3,001 $10,611 $17,342 $3,939 $4,387
GEICO $2,024 $2,024 $1,903 $1,903 $6,148 $6,243 $2,905 $2,965
Liberty Mutual $2,694 $2,549 $2,495 $2,418 $5,836 $6,224 $3,037 $3,066
Nationwide $3,793 $3,619 $3,335 $3,140 $9,665 $10,697 $4,526 $4,460
Progressive $2,045 $2,104 $1,757 $2,079 $5,558 $6,679 $2,971 $3,194
State Farm $4,031 $4,031 $3,603 $3,603 $7,425 $9,210 $4,462 $4,601
Travelers $2,829 $2,735 $2,489 $2,464 $5,922 $6,728 $3,683 $3,605
USAA $2,192 $2,075 $2,134 $2,140 $5,076 $5,077 $3,015 $2,849

Buy Cheap Rio Linda, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Rio Linda can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Rio Linda, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Rio Linda, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,763 $11,021
Farmers $10,611 $17,342
GEICO $6,148 $6,243
Liberty Mutual $5,836 $6,224
Nationwide $9,665 $10,697
Progressive $5,558 $6,679
State Farm $7,425 $9,210
Travelers $5,922 $6,728
USAA $5,076 $5,077

Buy Cheap Rio Linda, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Rio Linda, California by comparing Rio Linda senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Rio Linda, CA here.

Annual Auto Insurance Rates for Senior Drivers in Rio Linda, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,302 $2,317
Farmers $3,001 $3,001
GEICO $1,903 $1,903
Liberty Mutual $2,495 $2,418
Nationwide $3,335 $3,140
Progressive $1,757 $2,079
State Farm $3,603 $3,603
Travelers $2,489 $2,464
USAA $2,134 $2,140

Find Cheap Auto Insurance Rates in Rio Linda, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Rio Linda, California auto insurance. Compare Rio Linda, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Rio Linda, California

Insurance Company Low Medium High
Allstate $4,590 $4,943 $5,150
Farmers $5,678 $6,167 $6,504
GEICO $2,905 $3,307 $3,581
Liberty Mutual $3,294 $3,572 $3,753
Nationwide $4,804 $5,507 $5,902
Progressive $2,911 $3,408 $3,576
State Farm $4,619 $5,206 $5,537
Travelers $3,283 $3,914 $4,224
USAA $2,737 $3,138 $3,334

Find Cheap Rio Linda, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Rio Linda. Compare auto insurance rates in Rio Linda, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Rio Linda, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,401 $5,388
Farmers $5,548 $6,685
GEICO $2,965 $3,564
Liberty Mutual $3,248 $3,831
Nationwide $4,773 $6,036
Progressive $2,991 $3,606
State Farm $4,935 $5,307
Travelers $3,421 $4,192
USAA $2,824 $3,315

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Find Cheap Rio Linda, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Rio Linda, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Rio Linda, CA, take a look at the average cost for various violations versus rates for a clean driving record in Rio Linda.

Annual Rio Linda, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,952 $4,940 $7,813 $3,872
Farmers $4,527 $6,159 $7,665 $6,114
GEICO $2,281 $3,526 $4,421 $2,830
Liberty Mutual $3,072 $4,117 $3,715 $3,255
Nationwide $3,764 $4,834 $8,185 $4,834
Progressive $2,149 $3,677 $4,265 $3,102
State Farm $3,654 $4,358 $8,230 $4,241
Travelers $2,517 $4,155 $4,815 $3,740
USAA $2,035 $3,037 $4,976 $2,230

Find Cheap Rio Linda, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Rio Linda, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Rio Linda for less when you shop around and compare rates from multiple Rio Linda, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Rio Linda, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,813
Farmers $7,665
GEICO $4,421
Liberty Mutual $3,715
Nationwide $8,185
Progressive $4,265
State Farm $8,230
Travelers $4,815
USAA $4,976

Winners by Category: Where to Buy Cheap Auto Insurance in Rio Linda, CA

Compare rates from the cheapest auto insurance companies in Rio Linda, CA for your needs. Take a look at how Rio Linda, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Rio Linda, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Rio Linda, California Auto Insurance Companies

If you’re looking for the cheapest Rio Linda, CA auto insurance companies overall, you can compare them here. Find the best price for Rio Linda, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Rio Linda, California

Insurance Company Average Annual Rates
Allstate $4,894
Farmers $6,116
GEICO $3,264
Liberty Mutual $3,540
Nationwide $5,404
Progressive $3,298
State Farm $5,121
Travelers $3,807
USAA $3,070

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What affects Rio Linda, California auto insurance rates?

Local factors affect auto insurance rates in Rio Linda, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Rio Linda auto insurance rates.

Commute Times in Rio Linda

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Rio Linda, CA is 31.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Rio Linda, CA

You can buy cheap Rio Linda, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Rio Linda, California auto insurance quotes from top companies.

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