Buy Cheap Ridgway, CO Auto Insurance (2021)

Ridgway, CO auto insurance rates average $306 a month. Minimum auto insurance requirements in Ridgway, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Ridgway, CO, compare Ridgway auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Ridgway, CO for teens drivers are $7,041/year
  • Average auto insurance rates in Ridgway, CO are $306/month
  • Average auto insurance rates in Ridgway, CO after a DUI are $4,353/year

Finding affordable Ridgway, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Ridgway, CO auto insurance with confidence is right here. Auto insurance rates in Ridgway are affected by local factors as well as personal ones like your driving record.

See how Ridgway, CO car insurance rates compare to Pueblo auto insurance rates, Greeley auto insurance rates, and Boulder auto insurance rates before you read more about the cost of auto insurance in Ridgway.

Don’t buy Ridgway, CO auto insurance until you’ve compared rates. Get free Ridgway, Colorado auto insurance quotes when you enter your ZIP code above.

Ridgway, CO Minimum Auto Insurance Requirements

The required auto insurance in Ridgway, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Ridgway, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Ridgway, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Ridgway, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Ridgway, CO. Take a look at Ridgway, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Ridgway, Colorado

Insurance Company Poor Fair Good
Allstate $6,814 $5,243 $3,964
American Family $4,610 $3,271 $2,742
Farmers $5,762 $4,623 $4,391
GEICO $3,437 $2,861 $2,284
Liberty Mutual $4,073 $2,466 $1,970
Nationwide $3,990 $3,154 $2,751
Progressive $4,656 $3,976 $3,656
State Farm $4,023 $2,584 $2,083
USAA $4,757 $2,700 $2,160

Buy Cheap Ridgway, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Ridgway, Colorado auto insurance rates? Find out how car insurance rates in Ridgway, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ridgway, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,304 $3,095 $2,956 $2,990 $11,234 $11,765 $3,668 $3,707
American Family $2,423 $2,423 $2,184 $2,184 $5,867 $7,848 $2,423 $2,976
Farmers $2,963 $2,931 $2,701 $2,926 $10,738 $10,688 $3,224 $3,230
GEICO $1,843 $1,991 $1,885 $2,095 $5,626 $5,988 $1,701 $1,756
Liberty Mutual $1,955 $1,952 $1,638 $1,794 $5,411 $5,916 $1,983 $2,041
Nationwide $2,210 $2,255 $1,977 $2,093 $5,513 $7,064 $2,533 $2,738
Progressive $2,502 $2,338 $2,152 $2,148 $8,496 $9,530 $2,836 $2,766
State Farm $1,846 $1,846 $1,644 $1,644 $5,154 $6,538 $2,060 $2,442
USAA $2,154 $2,161 $2,042 $2,056 $5,325 $6,108 $2,771 $3,027

Buy Cheap Ridgway, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Ridgway can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Ridgway, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Ridgway, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,234 $11,765
American Family $5,867 $7,848
Farmers $10,738 $10,688
GEICO $5,626 $5,988
Liberty Mutual $5,411 $5,916
Nationwide $5,513 $7,064
Progressive $8,496 $9,530
State Farm $5,154 $6,538
USAA $5,325 $6,108

Buy Cheap Ridgway, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Ridgway, Colorado by comparing Ridgway senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Ridgway, CO here.

Annual Auto Insurance Rates for Senior Drivers in Ridgway, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,956 $2,990
American Family $2,184 $2,184
Farmers $2,701 $2,926
GEICO $1,885 $2,095
Liberty Mutual $1,638 $1,794
Nationwide $1,977 $2,093
Progressive $2,152 $2,148
State Farm $1,644 $1,644
USAA $2,042 $2,056

Find Cheap Auto Insurance Rates in Ridgway, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Ridgway, Colorado auto insurance. Compare Ridgway, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ridgway, Colorado

Insurance Company Low Medium High
Allstate $5,080 $5,324 $5,617
American Family $3,372 $3,615 $3,636
Farmers $4,285 $4,852 $5,639
GEICO $2,656 $2,825 $3,100
Liberty Mutual $2,713 $2,829 $2,968
Nationwide $3,323 $3,295 $3,276
Progressive $3,855 $4,106 $4,328
State Farm $2,732 $2,897 $3,062
USAA $3,077 $3,205 $3,334

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Ridgway, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Ridgway. Compare auto insurance rates in Ridgway, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Ridgway, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,340 $5,340
American Family $3,466 $3,616
Farmers $4,925 $4,925
GEICO $2,797 $2,925
Liberty Mutual $2,837 $2,837
Nationwide $3,298 $3,298
Progressive $4,096 $4,096
State Farm $2,827 $2,966
USAA $3,115 $3,296

Find Cheap Ridgway, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Ridgway, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Ridgway, CO, take a look at the average cost for various violations versus rates for a clean driving record in Ridgway.

Annual Ridgway, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,561 $5,235 $6,402 $5,163
American Family $2,619 $3,721 $4,854 $2,969
Farmers $4,162 $5,344 $5,277 $4,918
GEICO $2,046 $3,141 $3,564 $2,691
Liberty Mutual $2,470 $2,901 $3,040 $2,935
Nationwide $2,537 $3,465 $4,398 $2,792
Progressive $3,556 $4,925 $3,754 $4,149
State Farm $2,677 $3,117 $2,897 $2,897
USAA $2,344 $2,849 $4,987 $2,642

Find Cheap Ridgway, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Ridgway, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Ridgway for less when you shop around and compare rates from multiple Ridgway, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Ridgway, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,402
American Family $4,854
Farmers $5,277
GEICO $3,564
Liberty Mutual $3,040
Nationwide $4,398
Progressive $3,754
State Farm $2,897
USAA $4,987

Winners by Category: Where to Buy Cheap Auto Insurance in Ridgway, CO

Compare rates from the cheapest auto insurance companies in Ridgway, CO for your needs. Take a look at how Ridgway, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Ridgway, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors State Farm
Clean Record GEICO
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Ridgway, Colorado Auto Insurance Companies

If you’re looking for the cheapest Ridgway, CO auto insurance companies overall, you can compare them here. Find the best price for Ridgway, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Ridgway, Colorado

Insurance Company Average Annual Rates
Allstate $5,340
American Family $3,541
Farmers $4,925
GEICO $2,861
Liberty Mutual $2,837
Nationwide $3,298
Progressive $4,096
State Farm $2,897
USAA $3,206

What affects Ridgway, Colorado auto insurance rates?

Local factors affect auto insurance rates in Ridgway, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Ridgway auto insurance rates.

Commute Times in Ridgway

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Ridgway, CO is 33.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Ridgway, CO

You can buy cheap Ridgway, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Ridgway, Colorado auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption