Buy Cheap Ridgewood, NJ Auto Insurance (2021)

Ridgewood, NJ auto insurance rates average $431 a month. Minimum auto insurance requirements in Ridgewood, New Jersey are 15/30/5 to comply with New Jersey laws. To buy cheap auto insurance in Ridgewood, NJ, compare Ridgewood auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The most expensive auto insurance company in Ridgewood after a DUI is State Farm
  • Average auto insurance rates in Ridgewood, NJ are $431/month
  • Average auto insurance rates in Ridgewood, NJ after a DUI are $6,134/year

Finding affordable Ridgewood, New Jersey auto insurance can be challenging, but everything you need to know to buy cheap Ridgewood, NJ auto insurance with confidence is right here. Auto insurance rates in Ridgewood are affected by local factors as well as personal ones like your driving record.

See how Ridgewood, NJ car insurance rates compare to Union City auto insurance rates, Elizabeth auto insurance rates, and Bayonne auto insurance rates before you read more about the cost of auto insurance in Ridgewood.

Don’t buy Ridgewood, NJ auto insurance until you’ve compared rates. Get free Ridgewood, New Jersey auto insurance quotes when you enter your ZIP code above.

Ridgewood, NJ Minimum Auto Insurance Requirements

The required auto insurance in Ridgewood, NJ is 15/30/5 according to the auto insurance laws in New Jersey. The minimum auto insurance in Ridgewood, New Jersey is outlined here.

Minimum Required Auto Insurance Coverage in Ridgewood, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Ridgewood, NJ Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Ridgewood, NJ. Take a look at Ridgewood, New Jersey auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Ridgewood, New Jersey

Insurance Company Poor Fair Good
Allstate $8,248 $5,305 $4,164
Farmers $7,780 $6,118 $5,776
GEICO $4,163 $2,395 $1,735
Liberty Mutual $7,764 $5,764 $4,870
Progressive $3,883 $3,383 $3,118
State Farm $10,647 $6,422 $5,007
Travelers $5,317 $3,940 $2,733

Buy Cheap Ridgewood, NJ Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Ridgewood, New Jersey auto insurance rates? Find out how car insurance rates in Ridgewood, NJ are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ridgewood, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,553 $3,535 $3,457 $3,457 $11,192 $13,576 $4,192 $4,283
Farmers $4,146 $4,181 $4,037 $3,962 $12,160 $13,994 $4,935 $5,050
GEICO $2,235 $2,199 $2,187 $2,187 $4,098 $4,116 $2,575 $2,518
Liberty Mutual $4,053 $4,053 $4,449 $4,449 $10,533 $11,961 $4,449 $5,113
Progressive $1,823 $1,682 $1,645 $1,705 $7,996 $8,680 $2,142 $2,018
State Farm $4,290 $4,290 $3,887 $3,887 $14,083 $18,075 $4,892 $5,467
Travelers $2,945 $2,891 $2,734 $2,784 $6,899 $7,924 $2,899 $2,898

Buy Cheap Ridgewood, NJ Auto Insurance for Teen Drivers

Auto insurance for teenagers in Ridgewood can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Ridgewood, NJ are listed here.

Annual Auto Insurance Rates for Teen Drivers in Ridgewood, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,192 $13,576
Farmers $12,160 $13,994
GEICO $4,098 $4,116
Liberty Mutual $10,533 $11,961
Progressive $7,996 $8,680
State Farm $14,083 $18,075
Travelers $6,899 $7,924

Buy Cheap Ridgewood, NJ Auto Insurance for Seniors

You can save on senior auto insurance rates in Ridgewood, New Jersey by comparing Ridgewood senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Ridgewood, NJ here.

Annual Auto Insurance Rates for Senior Drivers in Ridgewood, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,457 $3,457
Farmers $4,037 $3,962
GEICO $2,187 $2,187
Liberty Mutual $4,449 $4,449
Progressive $1,645 $1,705
State Farm $3,887 $3,887
Travelers $2,734 $2,784

Find Cheap Auto Insurance Rates in Ridgewood, NJ by Coverage Level

The amount of coverage you choose is a big factor in the cost of Ridgewood, New Jersey auto insurance. Compare Ridgewood, NJ auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ridgewood, New Jersey

Insurance Company Low Medium High
Allstate $5,460 $5,991 $6,266
Farmers $5,889 $6,536 $7,250
GEICO $2,470 $2,821 $3,002
Liberty Mutual $5,487 $6,317 $6,593
Progressive $3,143 $3,521 $3,720
State Farm $6,841 $7,455 $7,781
Travelers $3,641 $3,999 $4,350

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Ridgewood, NJ Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Ridgewood. Compare auto insurance rates in Ridgewood, NJ by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Ridgewood, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,894 $5,917
Farmers $6,558 $6,558
GEICO $2,741 $2,787
Liberty Mutual $6,073 $6,192
Progressive $3,461 $3,461
State Farm $7,170 $7,548
Travelers $3,997 $3,997

Find Cheap Ridgewood, NJ Auto Insurance Rates by Driving Record

Auto insurance rates in Ridgewood, New Jersey are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Ridgewood, NJ, take a look at the average cost for various violations versus rates for a clean driving record in Ridgewood.

Annual Ridgewood, New Jersey Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,415 $7,370 $6,454 $5,382
Farmers $5,080 $8,618 $7,018 $5,517
GEICO $2,152 $2,826 $3,928 $2,152
Liberty Mutual $5,891 $6,734 $6,014 $5,891
Progressive $2,965 $4,001 $3,410 $3,471
State Farm $4,000 $7,281 $11,703 $6,451
Travelers $3,078 $4,538 $4,413 $3,958

Find Cheap Ridgewood, NJ Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Ridgewood, New Jersey is higher than for a clean driving record. You can buy auto insurance after a DUI in Ridgewood for less when you shop around and compare rates from multiple Ridgewood, NJ auto insurance companies.

Annual Auto Insurance Rates After a DUI in Ridgewood, New Jersey

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,454
Farmers $7,018
GEICO $3,928
Liberty Mutual $6,014
Progressive $3,410
State Farm $11,703
Travelers $4,413

Winners by Category: Where to Buy Cheap Auto Insurance in Ridgewood, NJ

Compare rates from the cheapest auto insurance companies in Ridgewood, NJ for your needs. Take a look at how Ridgewood, New Jersey auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Ridgewood, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Ridgewood, New Jersey Auto Insurance Companies

If you’re looking for the cheapest Ridgewood, NJ auto insurance companies overall, you can compare them here. Find the best price for Ridgewood, New Jersey car insurance by company.

Average Annual Auto Insurance Rates by Company in Ridgewood, New Jersey

Insurance Company Average Annual Rates
Allstate $5,905
Farmers $6,558
GEICO $2,764
Liberty Mutual $6,132
Progressive $3,461
State Farm $7,359
Travelers $3,997

What affects Ridgewood, New Jersey auto insurance rates?

Local factors affect auto insurance rates in Ridgewood, NJ, including traffic, theft statistics, and commute length. Take a look at the things that impact Ridgewood auto insurance rates.

Commute Times in Ridgewood

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Ridgewood, NJ is 41.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Ridgewood, NJ

You can buy cheap Ridgewood, NJ auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Ridgewood, New Jersey auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption