Buy Cheap Ridgeville, IN Auto Insurance (2021)

Ridgeville, IN auto insurance rates average $257 a month. Minimum auto insurance requirements in Ridgeville, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Ridgeville, IN, compare Ridgeville auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Ridgeville, IN are $257/month
  • The most expensive auto insurance company in Ridgeville is Liberty Mutual
  • Average auto insurance rates in Ridgeville, IN for teens drivers are $5,989/year

Finding affordable Ridgeville, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Ridgeville, IN auto insurance with confidence is right here. Auto insurance rates in Ridgeville are affected by local factors as well as personal ones like your driving record.

See how Ridgeville, IN car insurance rates compare to Gary auto insurance rates, Fort Wayne auto insurance rates, and Indianapolis auto insurance rates before you read more about the cost of auto insurance in Ridgeville.

Don’t buy Ridgeville, IN auto insurance until you’ve compared rates. Get free Ridgeville, Indiana auto insurance quotes when you enter your ZIP code above.

Ridgeville, IN Minimum Auto Insurance Requirements

The required auto insurance in Ridgeville, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Ridgeville, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Ridgeville, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Ridgeville, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Ridgeville, IN. Take a look at Ridgeville, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Ridgeville, Indiana

Insurance Company Poor Fair Good
Allstate $4,873 $3,618 $3,289
American Family $4,398 $2,858 $2,394
Farmers $3,861 $3,138 $2,903
GEICO $2,509 $2,087 $1,665
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $2,835 $2,396 $2,240
Progressive $3,636 $3,218 $3,034
State Farm $3,273 $1,953 $1,514
Travelers $3,410 $2,890 $2,887
USAA $2,099 $1,377 $1,178

Buy Cheap Ridgeville, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Ridgeville, Indiana auto insurance rates? Find out how car insurance rates in Ridgeville, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ridgeville, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,438 $2,500 $2,140 $2,343 $7,433 $9,380 $2,482 $2,695
American Family $2,016 $2,016 $1,815 $1,815 $5,542 $8,024 $2,016 $2,487
Farmers $1,545 $1,528 $1,330 $1,483 $7,917 $8,431 $2,004 $2,170
GEICO $1,421 $1,418 $1,334 $1,389 $4,188 $3,889 $1,625 $1,432
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,539 $1,574 $1,351 $1,442 $4,458 $5,787 $1,803 $1,970
Progressive $1,408 $1,331 $1,278 $1,285 $8,239 $9,271 $1,759 $1,795
State Farm $1,377 $1,377 $1,227 $1,227 $4,185 $5,358 $1,523 $1,698
Travelers $1,117 $1,138 $1,042 $1,045 $6,808 $10,804 $1,177 $1,369
USAA $993 $979 $918 $928 $2,738 $3,074 $1,341 $1,440

Buy Cheap Ridgeville, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Ridgeville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Ridgeville, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Ridgeville, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,433 $9,380
American Family $5,542 $8,024
Farmers $7,917 $8,431
GEICO $4,188 $3,889
Liberty Mutual $8,383 $12,656
Nationwide $4,458 $5,787
Progressive $8,239 $9,271
State Farm $4,185 $5,358
Travelers $6,808 $10,804
USAA $2,738 $3,074

Buy Cheap Ridgeville, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Ridgeville, Indiana by comparing Ridgeville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Ridgeville, IN here.

Annual Auto Insurance Rates for Senior Drivers in Ridgeville, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,140 $2,343
American Family $1,815 $1,815
Farmers $1,330 $1,483
GEICO $1,334 $1,389
Liberty Mutual $3,522 $3,522
Nationwide $1,351 $1,442
Progressive $1,278 $1,285
State Farm $1,227 $1,227
Travelers $1,042 $1,045
USAA $918 $928

Find Cheap Auto Insurance Rates in Ridgeville, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Ridgeville, Indiana auto insurance. Compare Ridgeville, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ridgeville, Indiana

Insurance Company Low Medium High
Allstate $3,733 $3,911 $4,136
American Family $3,186 $3,324 $3,140
Farmers $3,193 $3,294 $3,415
GEICO $1,945 $2,081 $2,235
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $2,537 $2,470 $2,464
Progressive $3,113 $3,244 $3,531
State Farm $2,143 $2,246 $2,351
Travelers $2,996 $3,091 $3,100
USAA $1,504 $1,548 $1,602

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Find Cheap Ridgeville, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Ridgeville. Compare auto insurance rates in Ridgeville, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Ridgeville, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,926 $3,926
American Family $3,178 $3,255
Farmers $3,301 $3,301
GEICO $2,049 $2,125
Liberty Mutual $5,455 $5,752
Nationwide $2,490 $2,490
Progressive $3,296 $3,296
State Farm $2,183 $2,310
Travelers $3,062 $3,062
USAA $1,531 $1,572

Find Cheap Ridgeville, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Ridgeville, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Ridgeville, IN, take a look at the average cost for various violations versus rates for a clean driving record in Ridgeville.

Annual Ridgeville, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,139 $4,604 $4,239 $3,725
American Family $2,215 $3,546 $4,467 $2,638
Farmers $2,956 $3,446 $3,538 $3,264
GEICO $1,372 $2,152 $2,924 $1,900
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $2,144 $2,759 $2,646 $2,413
Progressive $2,476 $4,320 $2,951 $3,436
State Farm $2,194 $2,406 $2,194 $2,194
Travelers $2,604 $3,213 $3,640 $2,793
USAA $1,174 $1,665 $1,913 $1,453

Find Cheap Ridgeville, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Ridgeville, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Ridgeville for less when you shop around and compare rates from multiple Ridgeville, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Ridgeville, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,239
American Family $4,467
Farmers $3,538
GEICO $2,924
Liberty Mutual $8,085
Nationwide $2,646
Progressive $2,951
State Farm $2,194
Travelers $3,640
USAA $1,913

Winners by Category: Where to Buy Cheap Auto Insurance in Ridgeville, IN

Compare rates from the cheapest auto insurance companies in Ridgeville, IN for your needs. Take a look at how Ridgeville, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Ridgeville, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Ridgeville, Indiana Auto Insurance Companies

If you’re looking for the cheapest Ridgeville, IN auto insurance companies overall, you can compare them here. Find the best price for Ridgeville, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Ridgeville, Indiana

Insurance Company Average Annual Rates
Allstate $3,926
American Family $3,217
Farmers $3,301
GEICO $2,087
Liberty Mutual $5,604
Nationwide $2,490
Progressive $3,296
State Farm $2,247
Travelers $3,062
USAA $1,551

What affects Ridgeville, Indiana auto insurance rates?

Local factors affect auto insurance rates in Ridgeville, IN, including traffic, theft statistics, and commute length. Take a look at the things that impact Ridgeville auto insurance rates.

Commute Times in Ridgeville

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Ridgeville, IN is 26.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Ridgeville, IN

You can buy cheap Ridgeville, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Ridgeville, Indiana auto insurance quotes from top companies.

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