Buy Cheap Ridgefield Park, NJ Auto Insurance (2021)

Ridgefield Park, NJ auto insurance rates average $550 a month. Minimum auto insurance requirements in Ridgefield Park, New Jersey are 15/30/5 to comply with New Jersey laws. To buy cheap auto insurance in Ridgefield Park, NJ, compare Ridgefield Park auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Ridgefield Park, NJ after a DUI are $7,887/year
  • Average auto insurance rates in Ridgefield Park, NJ are $550/month
  • The most expensive auto insurance company in Ridgefield Park after a DUI is State Farm

Finding affordable Ridgefield Park, New Jersey auto insurance can be challenging, but everything you need to know to buy cheap Ridgefield Park, NJ auto insurance with confidence is right here. Auto insurance rates in Ridgefield Park are affected by local factors as well as personal ones like your driving record.

See how Ridgefield Park, NJ car insurance rates compare to Bayonne auto insurance rates, Elizabeth auto insurance rates, and Trenton auto insurance rates before you read more about the cost of auto insurance in Ridgefield Park.

Don’t buy Ridgefield Park, NJ auto insurance until you’ve compared rates. Get free Ridgefield Park, New Jersey auto insurance quotes when you enter your ZIP code above.

Ridgefield Park, NJ Minimum Auto Insurance Requirements

The required auto insurance in Ridgefield Park, NJ is 15/30/5 according to the auto insurance laws in New Jersey. The minimum auto insurance in Ridgefield Park, New Jersey is outlined here.

Minimum Required Auto Insurance Coverage in Ridgefield Park, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Find Cheap Ridgefield Park, NJ Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Ridgefield Park, NJ. Take a look at Ridgefield Park, New Jersey auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Ridgefield Park, New Jersey

Insurance Company Poor Fair Good
Allstate $10,175 $6,411 $5,032
Farmers $9,707 $7,503 $7,071
GEICO $4,770 $2,731 $1,972
Liberty Mutual $9,543 $7,066 $5,960
Progressive $5,009 $4,360 $4,018
State Farm $14,731 $8,856 $6,888
Travelers $7,666 $5,502 $3,649

Buy Cheap Ridgefield Park, NJ Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Ridgefield Park, New Jersey auto insurance rates? Find out how car insurance rates in Ridgefield Park, NJ are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ridgefield Park, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,396 $4,378 $4,303 $4,303 $13,631 $16,174 $5,217 $5,246
Farmers $5,157 $5,203 $5,035 $4,912 $14,956 $17,195 $6,119 $6,173
GEICO $2,573 $2,533 $2,520 $2,520 $4,687 $4,602 $2,973 $2,853
Liberty Mutual $4,976 $4,976 $5,466 $5,466 $12,910 $14,650 $5,466 $6,276
Progressive $2,287 $2,106 $2,061 $2,128 $10,441 $11,406 $2,706 $2,562
State Farm $5,866 $5,866 $5,331 $5,331 $19,564 $25,102 $6,711 $7,495
Travelers $4,328 $4,133 $4,020 $4,014 $9,540 $10,640 $4,133 $4,037

Buy Cheap Ridgefield Park, NJ Auto Insurance for Teen Drivers

Auto insurance for teenagers in Ridgefield Park can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Ridgefield Park, NJ are listed here.

Annual Auto Insurance Rates for Teen Drivers in Ridgefield Park, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,631 $16,174
Farmers $14,956 $17,195
GEICO $4,687 $4,602
Liberty Mutual $12,910 $14,650
Progressive $10,441 $11,406
State Farm $19,564 $25,102
Travelers $9,540 $10,640

Buy Cheap Ridgefield Park, NJ Auto Insurance for Seniors

You can save on senior auto insurance rates in Ridgefield Park, New Jersey by comparing Ridgefield Park senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Ridgefield Park, NJ here.

Annual Auto Insurance Rates for Senior Drivers in Ridgefield Park, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,303 $4,303
Farmers $5,035 $4,912
GEICO $2,520 $2,520
Liberty Mutual $5,466 $5,466
Progressive $2,061 $2,128
State Farm $5,331 $5,331
Travelers $4,020 $4,014

Find Cheap Auto Insurance Rates in Ridgefield Park, NJ by Coverage Level

The amount of coverage you choose is a big factor in the cost of Ridgefield Park, New Jersey auto insurance. Compare Ridgefield Park, NJ auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ridgefield Park, New Jersey

Insurance Company Low Medium High
Allstate $6,551 $7,328 $7,739
Farmers $7,182 $8,031 $9,069
GEICO $2,814 $3,219 $3,441
Liberty Mutual $6,732 $7,751 $8,087
Progressive $4,018 $4,531 $4,837
State Farm $9,348 $10,306 $10,820
Travelers $5,061 $5,594 $6,160

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Find Cheap Ridgefield Park, NJ Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Ridgefield Park. Compare auto insurance rates in Ridgefield Park, NJ by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Ridgefield Park, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,192 $7,219
Farmers $8,094 $8,094
GEICO $3,131 $3,185
Liberty Mutual $7,450 $7,596
Progressive $4,462 $4,462
State Farm $9,886 $10,431
Travelers $5,605 $5,605

Find Cheap Ridgefield Park, NJ Auto Insurance Rates by Driving Record

Auto insurance rates in Ridgefield Park, New Jersey are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Ridgefield Park, NJ, take a look at the average cost for various violations versus rates for a clean driving record in Ridgefield Park.

Annual Ridgefield Park, New Jersey Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,392 $9,027 $7,832 $6,572
Farmers $6,287 $10,640 $8,684 $6,763
GEICO $2,449 $3,230 $4,504 $2,449
Liberty Mutual $7,223 $8,273 $7,373 $7,223
Progressive $3,818 $5,170 $4,389 $4,472
State Farm $5,488 $10,054 $16,192 $8,899
Travelers $4,271 $6,454 $6,234 $5,463

Find Cheap Ridgefield Park, NJ Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Ridgefield Park, New Jersey is higher than for a clean driving record. You can buy auto insurance after a DUI in Ridgefield Park for less when you shop around and compare rates from multiple Ridgefield Park, NJ auto insurance companies.

Annual Auto Insurance Rates After a DUI in Ridgefield Park, New Jersey

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,832
Farmers $8,684
GEICO $4,504
Liberty Mutual $7,373
Progressive $4,389
State Farm $16,192
Travelers $6,234

Winners by Category: Where to Buy Cheap Auto Insurance in Ridgefield Park, NJ

Compare rates from the cheapest auto insurance companies in Ridgefield Park, NJ for your needs. Take a look at how Ridgefield Park, New Jersey auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Ridgefield Park, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Find Cheap Ridgefield Park, New Jersey Auto Insurance Companies

If you’re looking for the cheapest Ridgefield Park, NJ auto insurance companies overall, you can compare them here. Find the best price for Ridgefield Park, New Jersey car insurance by company.

Average Annual Auto Insurance Rates by Company in Ridgefield Park, New Jersey

Insurance Company Average Annual Rates
Allstate $7,206
Farmers $8,094
GEICO $3,158
Liberty Mutual $7,523
Progressive $4,462
State Farm $10,158
Travelers $5,605

What affects Ridgefield Park, New Jersey auto insurance rates?

Local factors affect auto insurance rates in Ridgefield Park, NJ, including traffic, theft statistics, and commute length. Take a look at the things that impact Ridgefield Park auto insurance rates.

Commute Times in Ridgefield Park

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Ridgefield Park, NJ is 32.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Ridgefield Park, NJ

You can buy cheap Ridgefield Park, NJ auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Ridgefield Park, New Jersey auto insurance quotes from top companies.

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