Buy Cheap Richwood, OH Auto Insurance (2021)

Richwood, OH auto insurance rates average $223 a month. Minimum auto insurance requirements in Richwood, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Richwood, OH, compare Richwood auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Richwood, OH for teens drivers are $5,502/year
  • Average auto insurance rates in Richwood, OH are $223/month
  • Average auto insurance rates in Richwood, OH after a DUI are $3,113/year

Finding affordable Richwood, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Richwood, OH auto insurance with confidence is right here. Auto insurance rates in Richwood are affected by local factors as well as personal ones like your driving record.

See how Richwood, OH car insurance rates compare to Cincinnati auto insurance rates, Akron auto insurance rates, and Parma auto insurance rates before you read more about the cost of auto insurance in Richwood.

Don’t buy Richwood, OH auto insurance until you’ve compared rates. Get free Richwood, Ohio auto insurance quotes when you enter your ZIP code above.

Richwood, OH Minimum Auto Insurance Requirements

The required auto insurance in Richwood, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Richwood, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Richwood, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Richwood, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Richwood, OH. Take a look at Richwood, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Richwood, Ohio

Insurance Company Poor Fair Good
Allstate $3,762 $2,741 $2,292
American Family $1,803 $1,240 $1,052
Farmers $3,780 $3,196 $3,044
GEICO $2,056 $1,716 $1,376
Liberty Mutual $5,844 $3,581 $2,810
Nationwide $3,708 $2,989 $2,525
Progressive $3,495 $3,011 $2,809
State Farm $3,633 $2,245 $1,769
Travelers $3,546 $3,082 $2,876
USAA $1,853 $1,311 $1,118

Buy Cheap Richwood, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Richwood, Ohio auto insurance rates? Find out how car insurance rates in Richwood, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Richwood, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,965 $1,959 $1,770 $1,892 $5,403 $6,182 $2,069 $2,212
American Family $884 $918 $798 $804 $2,539 $2,755 $1,083 $1,139
Farmers $1,763 $1,759 $1,552 $1,638 $7,834 $8,141 $1,974 $2,060
GEICO $1,244 $1,208 $1,166 $1,171 $3,307 $3,080 $1,380 $1,172
Liberty Mutual $1,917 $2,093 $1,477 $1,795 $9,894 $11,176 $2,043 $2,233
Nationwide $2,049 $2,059 $1,851 $1,864 $5,256 $6,767 $2,194 $2,550
Progressive $1,617 $1,530 $1,346 $1,389 $7,064 $7,957 $1,937 $2,001
State Farm $1,524 $1,524 $1,366 $1,366 $4,791 $6,015 $1,772 $2,033
Travelers $1,480 $1,504 $1,463 $1,456 $6,265 $9,864 $1,539 $1,773
USAA $865 $872 $823 $822 $2,667 $2,969 $1,155 $1,248

Buy Cheap Richwood, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Richwood can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Richwood, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Richwood, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,403 $6,182
American Family $2,539 $2,755
Farmers $7,834 $8,141
GEICO $3,307 $3,080
Liberty Mutual $9,894 $11,176
Nationwide $5,256 $6,767
Progressive $7,064 $7,957
State Farm $4,791 $6,015
Travelers $6,265 $9,864
USAA $2,667 $2,969

Buy Cheap Richwood, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Richwood, Ohio by comparing Richwood senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Richwood, OH here.

Annual Auto Insurance Rates for Senior Drivers in Richwood, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,770 $1,892
American Family $798 $804
Farmers $1,552 $1,638
GEICO $1,166 $1,171
Liberty Mutual $1,477 $1,795
Nationwide $1,851 $1,864
Progressive $1,346 $1,389
State Farm $1,366 $1,366
Travelers $1,463 $1,456
USAA $823 $822

Find Cheap Auto Insurance Rates in Richwood, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Richwood, Ohio auto insurance. Compare Richwood, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Richwood, Ohio

Insurance Company Low Medium High
Allstate $2,842 $2,926 $3,027
American Family $1,347 $1,375 $1,373
Farmers $3,161 $3,288 $3,571
GEICO $1,664 $1,709 $1,776
Liberty Mutual $3,927 $4,098 $4,211
Nationwide $3,400 $2,979 $2,843
Progressive $2,992 $3,080 $3,243
State Farm $2,423 $2,557 $2,666
Travelers $3,091 $3,209 $3,204
USAA $1,368 $1,426 $1,489

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Find Cheap Richwood, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Richwood. Compare auto insurance rates in Richwood, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Richwood, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,932 $2,932
American Family $1,349 $1,381
Farmers $3,340 $3,340
GEICO $1,687 $1,746
Liberty Mutual $4,079 $4,079
Nationwide $3,074 $3,074
Progressive $3,105 $3,105
State Farm $2,486 $2,612
Travelers $3,168 $3,168
USAA $1,374 $1,481

Find Cheap Richwood, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Richwood, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Richwood, OH, take a look at the average cost for various violations versus rates for a clean driving record in Richwood.

Annual Richwood, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,469 $2,979 $3,489 $2,789
American Family $1,309 $1,384 $1,384 $1,384
Farmers $2,755 $3,548 $3,460 $3,597
GEICO $1,169 $1,682 $2,426 $1,588
Liberty Mutual $3,431 $4,393 $4,493 $3,997
Nationwide $2,467 $3,133 $3,969 $2,726
Progressive $2,680 $3,633 $2,853 $3,255
State Farm $2,320 $2,777 $2,549 $2,549
Travelers $2,337 $3,040 $4,579 $2,715
USAA $1,098 $1,471 $1,926 $1,216

Find Cheap Richwood, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Richwood, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Richwood for less when you shop around and compare rates from multiple Richwood, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Richwood, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,489
American Family $1,384
Farmers $3,460
GEICO $2,426
Liberty Mutual $4,493
Nationwide $3,969
Progressive $2,853
State Farm $2,549
Travelers $4,579
USAA $1,926

Winners by Category: Where to Buy Cheap Auto Insurance in Richwood, OH

Compare rates from the cheapest auto insurance companies in Richwood, OH for your needs. Take a look at how Richwood, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Richwood, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Richwood, Ohio Auto Insurance Companies

If you’re looking for the cheapest Richwood, OH auto insurance companies overall, you can compare them here. Find the best price for Richwood, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Richwood, Ohio

Insurance Company Average Annual Rates
Allstate $2,932
American Family $1,365
Farmers $3,340
GEICO $1,716
Liberty Mutual $4,079
Nationwide $3,074
Progressive $3,105
State Farm $2,549
Travelers $3,168
USAA $1,427

What affects Richwood, Ohio auto insurance rates?

Local factors affect auto insurance rates in Richwood, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Richwood auto insurance rates.

Commute Times in Richwood

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Richwood, OH is 31.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Richwood, OH

You can buy cheap Richwood, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Richwood, Ohio auto insurance quotes from top companies.

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