Buy Cheap Richmond, UT Auto Insurance (2022)

Richmond, UT auto insurance rates average $294 a month. Minimum auto insurance requirements in Richmond, Utah are 25/65/15 to comply with Utah laws. To buy cheap auto insurance in Richmond, UT, compare Richmond auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Richmond is State Farm
  • Average auto insurance rates in Richmond, UT after a DUI are $3,991/year
  • Average auto insurance rates in Richmond, UT for teens drivers are $7,198/year

Finding affordable Richmond, Utah auto insurance can be challenging, but everything you need to know to buy cheap Richmond, UT auto insurance with confidence is right here. Auto insurance rates in Richmond are affected by local factors as well as personal ones like your driving record.

See how Richmond, UT car insurance rates compare to Sandy auto insurance rates, Ogden auto insurance rates, and Provo auto insurance rates before you read more about the cost of auto insurance in Richmond.

Don’t buy Richmond, UT auto insurance until you’ve compared rates. Get free Richmond, Utah auto insurance quotes when you enter your ZIP code above.

Richmond, UT Minimum Auto Insurance Requirements

The required auto insurance in Richmond, UT is 25/65/15 according to the auto insurance laws in Utah. The minimum auto insurance in Richmond, Utah is outlined here.

Minimum Required Auto Insurance Coverage in Richmond, Utah

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$65,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Richmond, UT Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Richmond, UT. Take a look at Richmond, Utah auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Richmond, Utah

Insurance Company Poor Fair Good
Allstate $4,316 $2,892 $2,468
American Family $4,451 $3,337 $2,838
Farmers $4,369 $3,635 $3,455
GEICO $4,433 $2,456 $1,839
Liberty Mutual $6,053 $3,733 $2,947
Nationwide $3,575 $2,706 $2,389
Progressive $4,760 $4,082 $3,799
State Farm $7,376 $3,713 $2,509
USAA $3,359 $2,142 $1,530

Buy Cheap Richmond, UT Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Richmond, Utah auto insurance rates? Find out how car insurance rates in Richmond, UT are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Richmond, Utah

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,100 $1,951 $1,905 $1,905 $6,383 $7,106 $2,233 $2,220
American Family $1,979 $1,979 $1,815 $1,815 $7,096 $9,328 $1,979 $2,345
Farmers $2,092 $2,069 $1,850 $1,967 $8,751 $9,019 $2,364 $2,445
GEICO $1,888 $2,097 $2,066 $2,393 $5,587 $5,959 $1,639 $1,647
Liberty Mutual $2,381 $2,563 $1,972 $2,198 $9,313 $10,346 $2,512 $2,669
Nationwide $1,864 $1,887 $1,666 $1,755 $5,056 $6,433 $2,153 $2,308
Progressive $2,299 $2,139 $1,884 $2,003 $9,424 $10,503 $2,659 $2,800
State Farm $2,757 $2,757 $2,508 $2,508 $8,477 $10,539 $3,127 $3,587
USAA $1,352 $1,329 $1,214 $1,215 $4,700 $5,495 $1,645 $1,797

Buy Cheap Richmond, UT Auto Insurance for Teen Drivers

Auto insurance for teenagers in Richmond can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Richmond, UT are listed here.

Annual Auto Insurance Rates for Teen Drivers in Richmond, Utah

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,383 $7,106
American Family $7,096 $9,328
Farmers $8,751 $9,019
GEICO $5,587 $5,959
Liberty Mutual $9,313 $10,346
Nationwide $5,056 $6,433
Progressive $9,424 $10,503
State Farm $8,477 $10,539
USAA $4,700 $5,495

Buy Cheap Richmond, UT Auto Insurance for Seniors

You can save on senior auto insurance rates in Richmond, Utah by comparing Richmond senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Richmond, UT here.

Annual Auto Insurance Rates for Senior Drivers in Richmond, Utah

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,905 $1,905
American Family $1,815 $1,815
Farmers $1,850 $1,967
GEICO $2,066 $2,393
Liberty Mutual $1,972 $2,198
Nationwide $1,666 $1,755
Progressive $1,884 $2,003
State Farm $2,508 $2,508
USAA $1,214 $1,215

Find Cheap Auto Insurance Rates in Richmond, UT by Coverage Level

The amount of coverage you choose is a big factor in the cost of Richmond, Utah auto insurance. Compare Richmond, UT auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Richmond, Utah

Insurance Company Low Medium High
Allstate $3,075 $3,218 $3,382
American Family $3,455 $3,588 $3,582
Farmers $3,506 $3,769 $4,184
GEICO $2,705 $2,898 $3,125
Liberty Mutual $4,032 $4,228 $4,473
Nationwide $3,169 $2,746 $2,756
Progressive $3,842 $4,051 $4,748
State Farm $4,252 $4,545 $4,801
USAA $2,245 $2,344 $2,441

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Find Cheap Richmond, UT Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Richmond. Compare auto insurance rates in Richmond, UT by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Richmond, Utah

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,225 $3,225
American Family $3,539 $3,544
Farmers $3,820 $3,820
GEICO $2,859 $2,960
Liberty Mutual $4,175 $4,314
Nationwide $2,890 $2,890
Progressive $4,214 $4,214
State Farm $4,418 $4,647
USAA $2,317 $2,369

Find Cheap Richmond, UT Auto Insurance Rates by Driving Record

Auto insurance rates in Richmond, Utah are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Richmond, UT, take a look at the average cost for various violations versus rates for a clean driving record in Richmond.

Annual Richmond, Utah Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,734 $3,288 $3,807 $3,071
American Family $2,928 $3,646 $4,307 $3,286
Farmers $3,251 $4,225 $4,102 $3,700
GEICO $2,117 $3,282 $3,784 $2,455
Liberty Mutual $3,327 $4,559 $4,910 $4,180
Nationwide $2,296 $3,088 $3,617 $2,560
Progressive $3,567 $5,386 $3,730 $4,172
State Farm $4,119 $4,947 $4,533 $4,533
USAA $1,845 $2,329 $3,133 $2,067

Find Cheap Richmond, UT Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Richmond, Utah is higher than for a clean driving record. You can buy auto insurance after a DUI in Richmond for less when you shop around and compare rates from multiple Richmond, UT auto insurance companies.

Annual Auto Insurance Rates After a DUI in Richmond, Utah

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,807
American Family $4,307
Farmers $4,102
GEICO $3,784
Liberty Mutual $4,910
Nationwide $3,617
Progressive $3,730
State Farm $4,533
USAA $3,133

Winners by Category: Where to Buy Cheap Auto Insurance in Richmond, UT

Compare rates from the cheapest auto insurance companies in Richmond, UT for your needs. Take a look at how Richmond, Utah auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Richmond, Utah

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Richmond, Utah Auto Insurance Companies

If you’re looking for the cheapest Richmond, UT auto insurance companies overall, you can compare them here. Find the best price for Richmond, Utah car insurance by company.

Average Annual Auto Insurance Rates by Company in Richmond, Utah

Insurance Company Average Annual Rates
Allstate $3,225
American Family $3,542
Farmers $3,820
GEICO $2,910
Liberty Mutual $4,244
Nationwide $2,890
Progressive $4,214
State Farm $4,533
USAA $2,343

What affects Richmond, Utah auto insurance rates?

Local factors affect auto insurance rates in Richmond, UT, including traffic, theft statistics, and commute length. Take a look at the things that impact Richmond auto insurance rates.

Commute Times in Richmond

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Richmond, UT is 21.6 minutes according to City-Data.

Traffic in Richmond

How is traffic in Richmond, Utah? Inrix data shows that Richmond, UT traffic makes it the 690th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Richmond, UT

You can buy cheap Richmond, UT auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Richmond, Utah auto insurance quotes from top companies.

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