Buy Cheap Richland, IN Auto Insurance (2021)

Richland, IN auto insurance rates average $281 a month. Minimum auto insurance requirements in Richland, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Richland, IN, compare Richland auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Richland, IN are $281/month
  • The most expensive auto insurance company in Richland is Liberty Mutual
  • Average auto insurance rates in Richland, IN after a DUI are $3,978/year

Finding affordable Richland, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Richland, IN auto insurance with confidence is right here. Auto insurance rates in Richland are affected by local factors as well as personal ones like your driving record.

See how Richland, IN car insurance rates compare to Gary auto insurance rates, Fort Wayne auto insurance rates, and Carmel auto insurance rates before you read more about the cost of auto insurance in Richland.

Don’t buy Richland, IN auto insurance until you’ve compared rates. Get free Richland, Indiana auto insurance quotes when you enter your ZIP code above.

Richland, IN Minimum Auto Insurance Requirements

The required auto insurance in Richland, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Richland, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Richland, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Richland, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Richland, IN. Take a look at Richland, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Richland, Indiana

Insurance Company Poor Fair Good
Allstate $4,878 $3,634 $3,303
American Family $4,601 $2,998 $2,512
Farmers $4,519 $3,694 $3,422
GEICO $2,934 $2,438 $1,941
Liberty Mutual $7,772 $5,058 $4,678
Nationwide $3,297 $2,784 $2,602
Progressive $4,316 $3,819 $3,599
State Farm $3,673 $2,190 $1,698
Travelers $3,785 $3,204 $3,201
USAA $2,039 $1,338 $1,144

Buy Cheap Richland, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Richland, Indiana auto insurance rates? Find out how car insurance rates in Richland, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Richland, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,419 $2,475 $2,129 $2,330 $7,529 $9,513 $2,450 $2,661
American Family $2,133 $2,133 $1,913 $1,913 $5,738 $8,356 $2,133 $2,645
Farmers $1,747 $1,728 $1,492 $1,680 $9,454 $10,121 $2,312 $2,492
GEICO $1,673 $1,657 $1,547 $1,591 $4,871 $4,549 $1,912 $1,701
Liberty Mutual $3,976 $3,976 $3,651 $3,651 $8,754 $13,239 $3,976 $5,466
Nationwide $1,782 $1,827 $1,557 $1,669 $5,181 $6,759 $2,089 $2,292
Progressive $1,673 $1,585 $1,514 $1,526 $9,768 $10,989 $2,096 $2,139
State Farm $1,566 $1,566 $1,387 $1,387 $4,644 $5,960 $1,728 $1,925
Travelers $1,240 $1,262 $1,162 $1,161 $7,581 $11,934 $1,311 $1,523
USAA $968 $956 $894 $906 $2,640 $2,970 $1,310 $1,411

Buy Cheap Richland, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Richland can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Richland, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Richland, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,529 $9,513
American Family $5,738 $8,356
Farmers $9,454 $10,121
GEICO $4,871 $4,549
Liberty Mutual $8,754 $13,239
Nationwide $5,181 $6,759
Progressive $9,768 $10,989
State Farm $4,644 $5,960
Travelers $7,581 $11,934
USAA $2,640 $2,970

Buy Cheap Richland, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Richland, Indiana by comparing Richland senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Richland, IN here.

Annual Auto Insurance Rates for Senior Drivers in Richland, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,129 $2,330
American Family $1,913 $1,913
Farmers $1,492 $1,680
GEICO $1,547 $1,591
Liberty Mutual $3,651 $3,651
Nationwide $1,557 $1,669
Progressive $1,514 $1,526
State Farm $1,387 $1,387
Travelers $1,162 $1,161
USAA $894 $906

Find Cheap Auto Insurance Rates in Richland, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Richland, Indiana auto insurance. Compare Richland, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Richland, Indiana

Insurance Company Low Medium High
Allstate $3,741 $3,923 $4,151
American Family $3,351 $3,483 $3,278
Farmers $3,752 $3,872 $4,012
GEICO $2,295 $2,432 $2,587
Liberty Mutual $5,675 $5,824 $6,009
Nationwide $2,944 $2,871 $2,869
Progressive $3,687 $3,848 $4,200
State Farm $2,412 $2,520 $2,630
Travelers $3,337 $3,428 $3,425
USAA $1,460 $1,504 $1,557

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Find Cheap Richland, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Richland. Compare auto insurance rates in Richland, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Richland, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,938 $3,938
American Family $3,330 $3,411
Farmers $3,878 $3,878
GEICO $2,392 $2,483
Liberty Mutual $5,680 $5,992
Nationwide $2,894 $2,894
Progressive $3,911 $3,911
State Farm $2,449 $2,592
Travelers $3,397 $3,397
USAA $1,487 $1,527

Find Cheap Richland, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Richland, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Richland, IN, take a look at the average cost for various violations versus rates for a clean driving record in Richland.

Annual Richland, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,137 $4,621 $4,260 $3,735
American Family $2,322 $3,712 $4,682 $2,765
Farmers $3,465 $4,054 $4,169 $3,826
GEICO $1,607 $2,518 $3,385 $2,240
Liberty Mutual $4,581 $5,380 $8,346 $5,037
Nationwide $2,483 $3,214 $3,079 $2,802
Progressive $2,930 $5,140 $3,497 $4,079
State Farm $2,463 $2,693 $2,463 $2,463
Travelers $2,883 $3,567 $4,043 $3,094
USAA $1,142 $1,617 $1,856 $1,413

Find Cheap Richland, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Richland, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Richland for less when you shop around and compare rates from multiple Richland, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Richland, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,260
American Family $4,682
Farmers $4,169
GEICO $3,385
Liberty Mutual $8,346
Nationwide $3,079
Progressive $3,497
State Farm $2,463
Travelers $4,043
USAA $1,856

Winners by Category: Where to Buy Cheap Auto Insurance in Richland, IN

Compare rates from the cheapest auto insurance companies in Richland, IN for your needs. Take a look at how Richland, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Richland, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Richland, Indiana Auto Insurance Companies

If you’re looking for the cheapest Richland, IN auto insurance companies overall, you can compare them here. Find the best price for Richland, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Richland, Indiana

Insurance Company Average Annual Rates
Allstate $3,938
American Family $3,370
Farmers $3,878
GEICO $2,438
Liberty Mutual $5,836
Nationwide $2,894
Progressive $3,911
State Farm $2,520
Travelers $3,397
USAA $1,507

What affects Richland, Indiana auto insurance rates?

Local factors affect auto insurance rates in Richland, IN, including traffic, theft statistics, and commute length. Take a look at the things that impact Richland auto insurance rates.

Commute Times in Richland

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Richland, IN is 33.3 minutes according to City-Data.

Traffic in Richland

How is traffic in Richland, Indiana? Inrix data shows that Richland, IN traffic makes it the 985th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Richland, IN

You can buy cheap Richland, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Richland, Indiana auto insurance quotes from top companies.

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