Buy Cheap Richfield, OH Auto Insurance (2021)

Richfield, OH auto insurance rates average $228 a month. Minimum auto insurance requirements in Richfield, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Richfield, OH, compare Richfield auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Richfield, OH for teens drivers are $5,662/year
  • The most expensive auto insurance company in Richfield after a DUI is Liberty Mutual
  • Average auto insurance rates in Richfield, OH are $228/month

Finding affordable Richfield, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Richfield, OH auto insurance with confidence is right here. Auto insurance rates in Richfield are affected by local factors as well as personal ones like your driving record.

See how Richfield, OH car insurance rates compare to Columbus auto insurance rates, Dayton auto insurance rates, and Cincinnati auto insurance rates before you read more about the cost of auto insurance in Richfield.

Don’t buy Richfield, OH auto insurance until you’ve compared rates. Get free Richfield, Ohio auto insurance quotes when you enter your ZIP code above.

Richfield, OH Minimum Auto Insurance Requirements

The required auto insurance in Richfield, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Richfield, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Richfield, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Richfield, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Richfield, OH. Take a look at Richfield, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Richfield, Ohio

Insurance Company Poor Fair Good
Allstate $4,226 $3,078 $2,573
American Family $2,031 $1,379 $1,166
Farmers $3,750 $3,175 $3,023
GEICO $2,154 $1,797 $1,440
Liberty Mutual $5,952 $3,662 $2,873
Nationwide $4,045 $3,257 $2,749
Progressive $3,554 $3,082 $2,885
State Farm $3,351 $2,071 $1,633
Travelers $3,261 $2,840 $2,653
USAA $1,842 $1,308 $1,116

Buy Cheap Richfield, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Richfield, Ohio auto insurance rates? Find out how car insurance rates in Richfield, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Richfield, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,197 $2,191 $1,978 $2,116 $6,089 $6,984 $2,312 $2,471
American Family $927 $962 $853 $856 $2,995 $3,246 $1,152 $1,213
Farmers $1,747 $1,742 $1,538 $1,625 $7,795 $8,097 $1,952 $2,031
GEICO $1,286 $1,254 $1,216 $1,236 $3,500 $3,255 $1,427 $1,204
Liberty Mutual $1,926 $2,102 $1,480 $1,805 $10,206 $11,516 $2,040 $2,222
Nationwide $2,217 $2,225 $2,004 $2,014 $5,782 $7,433 $2,373 $2,755
Progressive $1,616 $1,516 $1,350 $1,390 $7,333 $8,239 $1,941 $2,003
State Farm $1,392 $1,392 $1,253 $1,253 $4,455 $5,588 $1,620 $1,861
Travelers $1,340 $1,359 $1,337 $1,328 $5,816 $9,180 $1,398 $1,587
USAA $866 $874 $824 $824 $2,647 $2,946 $1,156 $1,240

Buy Cheap Richfield, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Richfield can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Richfield, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Richfield, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,089 $6,984
American Family $2,995 $3,246
Farmers $7,795 $8,097
GEICO $3,500 $3,255
Liberty Mutual $10,206 $11,516
Nationwide $5,782 $7,433
Progressive $7,333 $8,239
State Farm $4,455 $5,588
Travelers $5,816 $9,180
USAA $2,647 $2,946

Buy Cheap Richfield, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Richfield, Ohio by comparing Richfield senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Richfield, OH here.

Annual Auto Insurance Rates for Senior Drivers in Richfield, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,978 $2,116
American Family $853 $856
Farmers $1,538 $1,625
GEICO $1,216 $1,236
Liberty Mutual $1,480 $1,805
Nationwide $2,004 $2,014
Progressive $1,350 $1,390
State Farm $1,253 $1,253
Travelers $1,337 $1,328
USAA $824 $824

Find Cheap Auto Insurance Rates in Richfield, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Richfield, Ohio auto insurance. Compare Richfield, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Richfield, Ohio

Insurance Company Low Medium High
Allstate $3,199 $3,287 $3,391
American Family $1,497 $1,538 $1,542
Farmers $3,132 $3,264 $3,552
GEICO $1,738 $1,790 $1,865
Liberty Mutual $3,997 $4,186 $4,304
Nationwide $3,691 $3,248 $3,113
Progressive $3,076 $3,152 $3,293
State Farm $2,229 $2,359 $2,466
Travelers $2,835 $2,957 $2,962
USAA $1,353 $1,421 $1,493

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Find Cheap Richfield, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Richfield. Compare auto insurance rates in Richfield, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Richfield, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,292 $3,292
American Family $1,507 $1,544
Farmers $3,316 $3,316
GEICO $1,768 $1,827
Liberty Mutual $4,162 $4,162
Nationwide $3,351 $3,351
Progressive $3,174 $3,174
State Farm $2,293 $2,410
Travelers $2,918 $2,918
USAA $1,367 $1,477

Find Cheap Richfield, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Richfield, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Richfield, OH, take a look at the average cost for various violations versus rates for a clean driving record in Richfield.

Annual Richfield, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,770 $3,347 $3,921 $3,131
American Family $1,461 $1,547 $1,547 $1,547
Farmers $2,736 $3,525 $3,437 $3,566
GEICO $1,214 $1,761 $2,573 $1,642
Liberty Mutual $3,494 $4,494 $4,583 $4,078
Nationwide $2,690 $3,415 $4,325 $2,972
Progressive $2,734 $3,730 $2,911 $3,319
State Farm $2,136 $2,567 $2,352 $2,352
Travelers $2,146 $2,801 $4,227 $2,498
USAA $1,091 $1,461 $1,928 $1,209

Find Cheap Richfield, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Richfield, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Richfield for less when you shop around and compare rates from multiple Richfield, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Richfield, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,921
American Family $1,547
Farmers $3,437
GEICO $2,573
Liberty Mutual $4,583
Nationwide $4,325
Progressive $2,911
State Farm $2,352
Travelers $4,227
USAA $1,928

Winners by Category: Where to Buy Cheap Auto Insurance in Richfield, OH

Compare rates from the cheapest auto insurance companies in Richfield, OH for your needs. Take a look at how Richfield, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Richfield, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Richfield, Ohio Auto Insurance Companies

If you’re looking for the cheapest Richfield, OH auto insurance companies overall, you can compare them here. Find the best price for Richfield, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Richfield, Ohio

Insurance Company Average Annual Rates
Allstate $3,292
American Family $1,526
Farmers $3,316
GEICO $1,797
Liberty Mutual $4,162
Nationwide $3,351
Progressive $3,174
State Farm $2,352
Travelers $2,918
USAA $1,422

What affects Richfield, Ohio auto insurance rates?

Local factors affect auto insurance rates in Richfield, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Richfield auto insurance rates.

Commute Times in Richfield

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Richfield, OH is 25.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Richfield, OH

You can buy cheap Richfield, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Richfield, Ohio auto insurance quotes from top companies.

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