Buy Cheap Reserve, NM Auto Insurance (2021)

Reserve, NM auto insurance rates average $268 a month. Minimum auto insurance requirements in Reserve, New Mexico are 25/50/10 to comply with New Mexico laws. To buy cheap auto insurance in Reserve, NM, compare Reserve auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Reserve after a DUI is GEICO
  • Average auto insurance rates in Reserve, NM are $268/month
  • The most expensive auto insurance company in Reserve is GEICO

Finding affordable Reserve, New Mexico auto insurance can be challenging, but everything you need to know to buy cheap Reserve, NM auto insurance with confidence is right here. Auto insurance rates in Reserve are affected by local factors as well as personal ones like your driving record.

See how Reserve, NM car insurance rates compare to Farmington auto insurance rates, Roswell auto insurance rates, and Santa Fe auto insurance rates before you read more about the cost of auto insurance in Reserve.

Don’t buy Reserve, NM auto insurance until you’ve compared rates. Get free Reserve, New Mexico auto insurance quotes when you enter your ZIP code above.

Reserve, NM Minimum Auto Insurance Requirements

The required auto insurance in Reserve, NM is 25/50/10 according to the auto insurance laws in New Mexico. The minimum auto insurance in Reserve, New Mexico is outlined here.

Minimum Required Auto Insurance Coverage in Reserve, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Reserve, NM Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Reserve, NM. Take a look at Reserve, New Mexico auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Reserve, New Mexico

Insurance Company Poor Fair Good
Allstate $4,617 $3,803 $3,480
Farmers $4,472 $3,705 $3,523
GEICO $4,787 $4,162 $3,849
Nationwide $3,907 $3,033 $2,633
Progressive $3,426 $3,037 $2,863
State Farm $2,830 $1,746 $1,383
USAA $2,659 $1,984 $1,717

Buy Cheap Reserve, NM Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Reserve, New Mexico auto insurance rates? Find out how car insurance rates in Reserve, NM are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Reserve, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,393 $2,405 $2,184 $2,299 $7,879 $9,096 $2,661 $2,817
Farmers $2,172 $2,165 $1,944 $2,069 $8,803 $9,064 $2,448 $2,534
GEICO $2,666 $2,742 $2,511 $2,511 $7,583 $10,447 $2,811 $2,858
Nationwide $2,197 $2,236 $1,997 $2,097 $5,254 $6,626 $2,473 $2,648
Progressive $1,694 $1,652 $1,517 $1,531 $6,701 $7,563 $2,061 $2,148
State Farm $1,314 $1,314 $1,187 $1,187 $3,455 $4,350 $1,468 $1,616
USAA $1,435 $1,435 $1,362 $1,367 $3,607 $4,084 $1,769 $1,902

Buy Cheap Reserve, NM Auto Insurance for Teen Drivers

Auto insurance for teenagers in Reserve can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Reserve, NM are listed here.

Annual Auto Insurance Rates for Teen Drivers in Reserve, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,879 $9,096
Farmers $8,803 $9,064
GEICO $7,583 $10,447
Nationwide $5,254 $6,626
Progressive $6,701 $7,563
State Farm $3,455 $4,350
USAA $3,607 $4,084

Buy Cheap Reserve, NM Auto Insurance for Seniors

You can save on senior auto insurance rates in Reserve, New Mexico by comparing Reserve senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Reserve, NM here.

Annual Auto Insurance Rates for Senior Drivers in Reserve, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,184 $2,299
Farmers $1,944 $2,069
GEICO $2,511 $2,511
Nationwide $1,997 $2,097
Progressive $1,517 $1,531
State Farm $1,187 $1,187
USAA $1,362 $1,367

Find Cheap Auto Insurance Rates in Reserve, NM by Coverage Level

The amount of coverage you choose is a big factor in the cost of Reserve, New Mexico auto insurance. Compare Reserve, NM auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Reserve, New Mexico

Insurance Company Low Medium High
Allstate $3,778 $3,958 $4,164
Farmers $3,568 $3,865 $4,267
GEICO $3,990 $4,256 $4,552
Nationwide $3,150 $3,155 $3,268
Progressive $3,000 $3,108 $3,217
State Farm $1,815 $1,992 $2,153
USAA $1,978 $2,128 $2,253

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Find Cheap Reserve, NM Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Reserve. Compare auto insurance rates in Reserve, NM by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Reserve, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,967 $3,967
Farmers $3,900 $3,900
GEICO $4,201 $4,331
Nationwide $3,191 $3,191
Progressive $3,108 $3,108
State Farm $1,937 $2,035
USAA $2,056 $2,183

Find Cheap Reserve, NM Auto Insurance Rates by Driving Record

Auto insurance rates in Reserve, New Mexico are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Reserve, NM, take a look at the average cost for various violations versus rates for a clean driving record in Reserve.

Annual Reserve, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,280 $4,314 $4,590 $3,683
Farmers $3,296 $4,241 $4,141 $3,922
GEICO $2,511 $4,034 $8,009 $2,511
Nationwide $2,389 $3,349 $4,321 $2,705
Progressive $2,692 $3,656 $2,900 $3,185
State Farm $1,871 $2,025 $2,025 $2,025
USAA $1,581 $2,186 $2,874 $1,838

Find Cheap Reserve, NM Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Reserve, New Mexico is higher than for a clean driving record. You can buy auto insurance after a DUI in Reserve for less when you shop around and compare rates from multiple Reserve, NM auto insurance companies.

Annual Auto Insurance Rates After a DUI in Reserve, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,590
Farmers $4,141
GEICO $8,009
Nationwide $4,321
Progressive $2,900
State Farm $2,025
USAA $2,874

Winners by Category: Where to Buy Cheap Auto Insurance in Reserve, NM

Compare rates from the cheapest auto insurance companies in Reserve, NM for your needs. Take a look at how Reserve, New Mexico auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Reserve, New Mexico

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Reserve, New Mexico Auto Insurance Companies

If you’re looking for the cheapest Reserve, NM auto insurance companies overall, you can compare them here. Find the best price for Reserve, New Mexico car insurance by company.

Average Annual Auto Insurance Rates by Company in Reserve, New Mexico

Insurance Company Average Annual Rates
Allstate $3,967
Farmers $3,900
GEICO $4,266
Nationwide $3,191
Progressive $3,108
State Farm $1,986
USAA $2,120

What affects Reserve, New Mexico auto insurance rates?

Local factors affect auto insurance rates in Reserve, NM, including traffic, theft statistics, and commute length. Take a look at the things that impact Reserve auto insurance rates.

Commute Times in Reserve

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Reserve, NM is 16.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Reserve, NM

You can buy cheap Reserve, NM auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Reserve, New Mexico auto insurance quotes from top companies.

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