Buy Cheap Redwood City, CA Auto Insurance (2021)

Redwood City, CA auto insurance rates average $286 a month. Minimum auto insurance requirements in Redwood City, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Redwood City, CA, compare Redwood City auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Redwood City, CA after a DUI are $4,805/year
  • The most expensive auto insurance company in Redwood City is Farmers
  • The most expensive auto insurance company in Redwood City after a DUI is Allstate

Finding affordable Redwood City, California auto insurance can be challenging, but everything you need to know to buy cheap Redwood City, CA auto insurance with confidence is right here. Auto insurance rates in Redwood City are affected by local factors as well as personal ones like your driving record.

See how Redwood City, CA car insurance rates compare to San Diego auto insurance rates, Fresno auto insurance rates, and Oakland auto insurance rates before you read more about the cost of auto insurance in Redwood City.

Don’t buy Redwood City, CA auto insurance until you’ve compared rates. Get free Redwood City, California auto insurance quotes when you enter your ZIP code above.

Redwood City, CA Minimum Auto Insurance Requirements

The required auto insurance in Redwood City, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Redwood City, California is outlined here.

Minimum Required Auto Insurance Coverage in Redwood City, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Buy Cheap Redwood City, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Redwood City, California auto insurance rates? Find out how car insurance rates in Redwood City, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Redwood City, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,684 $2,690 $1,973 $1,989 $7,541 $9,510 $3,440 $3,786
Farmers $2,444 $2,444 $2,209 $2,209 $7,870 $12,930 $2,904 $3,242
GEICO $1,598 $1,599 $1,503 $1,503 $4,878 $4,958 $2,297 $2,345
Liberty Mutual $2,199 $2,083 $2,049 $1,986 $4,854 $5,155 $2,481 $2,495
Nationwide $3,016 $2,878 $2,641 $2,488 $7,726 $8,509 $3,613 $3,567
Progressive $1,810 $1,861 $1,543 $1,827 $4,864 $5,838 $2,603 $2,794
State Farm $2,870 $2,870 $2,566 $2,566 $5,302 $6,574 $3,180 $3,279
Travelers $2,328 $2,252 $2,063 $2,042 $4,824 $5,498 $3,020 $2,956
USAA $1,901 $1,800 $1,854 $1,861 $4,345 $4,380 $2,639 $2,493

Buy Cheap Redwood City, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Redwood City can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Redwood City, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Redwood City, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,541 $9,510
Farmers $7,870 $12,930
GEICO $4,878 $4,958
Liberty Mutual $4,854 $5,155
Nationwide $7,726 $8,509
Progressive $4,864 $5,838
State Farm $5,302 $6,574
Travelers $4,824 $5,498
USAA $4,345 $4,380

Buy Cheap Redwood City, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Redwood City, California by comparing Redwood City senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Redwood City, CA here.

Annual Auto Insurance Rates for Senior Drivers in Redwood City, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,973 $1,989
Farmers $2,209 $2,209
GEICO $1,503 $1,503
Liberty Mutual $2,049 $1,986
Nationwide $2,641 $2,488
Progressive $1,543 $1,827
State Farm $2,566 $2,566
Travelers $2,063 $2,042
USAA $1,854 $1,861

Find Cheap Auto Insurance Rates in Redwood City, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Redwood City, California auto insurance. Compare Redwood City, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Redwood City, California

Insurance Company Low Medium High
Allstate $4,008 $4,235 $4,362
Farmers $4,236 $4,567 $4,791
GEICO $2,376 $2,614 $2,765
Liberty Mutual $2,725 $2,939 $3,074
Nationwide $3,883 $4,384 $4,647
Progressive $2,574 $2,991 $3,112
State Farm $3,292 $3,715 $3,946
Travelers $2,722 $3,213 $3,434
USAA $2,424 $2,709 $2,846

Find Cheap Redwood City, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Redwood City. Compare auto insurance rates in Redwood City, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Redwood City, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,794 $4,609
Farmers $4,112 $4,951
GEICO $2,348 $2,822
Liberty Mutual $2,677 $3,149
Nationwide $3,801 $4,808
Progressive $2,619 $3,166
State Farm $3,519 $3,783
Travelers $2,811 $3,435
USAA $2,452 $2,867

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Redwood City, CA Auto Insurance Rates by ZIP Code

Auto insurance rates in Redwood City, California can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Redwood City, CA to see how much where you live in Redwood City affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Redwood City, California

ZIP Code Average Annual Rates
94061 $4,750
94062 $4,690
94063 $4,911
94065 $4,641

Find Cheap Redwood City, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Redwood City, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Redwood City, CA, take a look at the average cost for various violations versus rates for a clean driving record in Redwood City.

Annual Redwood City, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,539 $4,262 $6,674 $3,331
Farmers $3,348 $4,561 $5,684 $4,532
GEICO $1,807 $2,793 $3,498 $2,241
Liberty Mutual $2,529 $3,388 $3,055 $2,679
Nationwide $3,007 $3,852 $6,508 $3,852
Progressive $1,895 $3,226 $3,715 $2,734
State Farm $2,606 $3,108 $5,865 $3,024
Travelers $2,091 $3,390 $3,940 $3,070
USAA $1,767 $2,634 $4,302 $1,936

Find Cheap Redwood City, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Redwood City, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Redwood City for less when you shop around and compare rates from multiple Redwood City, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Redwood City, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,674
Farmers $5,684
GEICO $3,498
Liberty Mutual $3,055
Nationwide $6,508
Progressive $3,715
State Farm $5,865
Travelers $3,940
USAA $4,302

Winners by Category: Where to Buy Cheap Auto Insurance in Redwood City, CA

Compare rates from the cheapest auto insurance companies in Redwood City, CA for your needs. Take a look at how Redwood City, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Redwood City, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Redwood City, California Auto Insurance Companies

If you’re looking for the cheapest Redwood City, CA auto insurance companies overall, you can compare them here. Find the best price for Redwood City, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Redwood City, California

Insurance Company Average Annual Rates
Allstate $4,201
Farmers $4,532
GEICO $2,585
Liberty Mutual $2,913
Nationwide $4,305
Progressive $2,893
State Farm $3,651
Travelers $3,123
USAA $2,659

What affects Redwood City, California auto insurance rates?

Local factors affect auto insurance rates in Redwood City, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Redwood City auto insurance rates.

Auto Theft in Redwood City

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Redwood City, CA auto theft show a total of 170 vehicle thefts annually.

Commute Times in Redwood City

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Redwood City, CA is 26.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Redwood City, CA

You can buy cheap Redwood City, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Redwood City, California auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption