Buy Cheap Red Cliff, CO Auto Insurance (2021)

Red Cliff, CO auto insurance rates average $311 a month. Minimum auto insurance requirements in Red Cliff, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Red Cliff, CO, compare Red Cliff auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Red Cliff after a DUI is Allstate
  • The most expensive auto insurance company in Red Cliff is Allstate
  • Average auto insurance rates in Red Cliff, CO for teens drivers are $7,216/year

Finding affordable Red Cliff, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Red Cliff, CO auto insurance with confidence is right here. Auto insurance rates in Red Cliff are affected by local factors as well as personal ones like your driving record.

See how Red Cliff, CO car insurance rates compare to Aurora auto insurance rates, Colorado Springs auto insurance rates, and Centennial auto insurance rates before you read more about the cost of auto insurance in Red Cliff.

Don’t buy Red Cliff, CO auto insurance until you’ve compared rates. Get free Red Cliff, Colorado auto insurance quotes when you enter your ZIP code above.

Red Cliff, CO Minimum Auto Insurance Requirements

The required auto insurance in Red Cliff, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Red Cliff, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Red Cliff, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Red Cliff, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Red Cliff, CO. Take a look at Red Cliff, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Red Cliff, Colorado

Insurance Company Poor Fair Good
Allstate $6,926 $5,334 $4,034
American Family $4,927 $3,507 $2,935
Farmers $5,852 $4,761 $4,527
GEICO $3,080 $2,566 $2,052
Liberty Mutual $3,640 $2,222 $1,771
Nationwide $4,201 $3,324 $2,896
Progressive $4,504 $3,864 $3,566
State Farm $4,512 $2,895 $2,331
USAA $5,205 $2,953 $2,362

Buy Cheap Red Cliff, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Red Cliff, Colorado auto insurance rates? Find out how car insurance rates in Red Cliff, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Red Cliff, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,318 $3,093 $2,971 $3,005 $11,576 $12,124 $3,661 $3,700
American Family $2,583 $2,583 $2,333 $2,333 $6,284 $8,441 $2,583 $3,178
Farmers $2,972 $2,954 $2,690 $2,878 $11,040 $11,189 $3,289 $3,365
GEICO $1,609 $1,772 $1,682 $1,894 $5,105 $5,462 $1,478 $1,526
Liberty Mutual $1,730 $1,692 $1,476 $1,619 $4,952 $5,383 $1,743 $1,758
Nationwide $2,313 $2,360 $2,066 $2,188 $5,843 $7,486 $2,658 $2,874
Progressive $2,376 $2,212 $2,064 $2,053 $8,395 $9,416 $2,689 $2,618
State Farm $2,025 $2,025 $1,816 $1,816 $5,882 $7,421 $2,269 $2,710
USAA $2,343 $2,348 $2,222 $2,234 $5,862 $6,726 $3,020 $3,297

Buy Cheap Red Cliff, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Red Cliff can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Red Cliff, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Red Cliff, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,576 $12,124
American Family $6,284 $8,441
Farmers $11,040 $11,189
GEICO $5,105 $5,462
Liberty Mutual $4,952 $5,383
Nationwide $5,843 $7,486
Progressive $8,395 $9,416
State Farm $5,882 $7,421
USAA $5,862 $6,726

Buy Cheap Red Cliff, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Red Cliff, Colorado by comparing Red Cliff senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Red Cliff, CO here.

Annual Auto Insurance Rates for Senior Drivers in Red Cliff, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,971 $3,005
American Family $2,333 $2,333
Farmers $2,690 $2,878
GEICO $1,682 $1,894
Liberty Mutual $1,476 $1,619
Nationwide $2,066 $2,188
Progressive $2,064 $2,053
State Farm $1,816 $1,816
USAA $2,222 $2,234

Find Cheap Auto Insurance Rates in Red Cliff, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Red Cliff, Colorado auto insurance. Compare Red Cliff, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Red Cliff, Colorado

Insurance Company Low Medium High
Allstate $5,199 $5,416 $5,678
American Family $3,623 $3,868 $3,879
Farmers $4,500 $4,983 $5,657
GEICO $2,380 $2,534 $2,784
Liberty Mutual $2,399 $2,533 $2,700
Nationwide $3,517 $3,472 $3,432
Progressive $3,728 $3,989 $4,217
State Farm $3,060 $3,247 $3,430
USAA $3,366 $3,506 $3,648

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Find Cheap Red Cliff, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Red Cliff. Compare auto insurance rates in Red Cliff, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Red Cliff, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,431 $5,431
American Family $3,709 $3,871
Farmers $5,047 $5,047
GEICO $2,516 $2,616
Liberty Mutual $2,544 $2,544
Nationwide $3,474 $3,474
Progressive $3,978 $3,978
State Farm $3,169 $3,323
USAA $3,407 $3,607

Find Cheap Red Cliff, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Red Cliff, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Red Cliff, CO, take a look at the average cost for various violations versus rates for a clean driving record in Red Cliff.

Annual Red Cliff, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,607 $5,307 $6,563 $5,247
American Family $2,801 $3,973 $5,208 $3,178
Farmers $4,267 $5,467 $5,392 $5,062
GEICO $1,814 $2,797 $3,291 $2,362
Liberty Mutual $2,225 $2,608 $2,712 $2,632
Nationwide $2,669 $3,650 $4,637 $2,939
Progressive $3,447 $4,817 $3,637 $4,010
State Farm $2,983 $3,508 $3,246 $3,246
USAA $2,554 $3,113 $5,478 $2,882

Find Cheap Red Cliff, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Red Cliff, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Red Cliff for less when you shop around and compare rates from multiple Red Cliff, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Red Cliff, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,563
American Family $5,208
Farmers $5,392
GEICO $3,291
Liberty Mutual $2,712
Nationwide $4,637
Progressive $3,637
State Farm $3,246
USAA $5,478

Winners by Category: Where to Buy Cheap Auto Insurance in Red Cliff, CO

Compare rates from the cheapest auto insurance companies in Red Cliff, CO for your needs. Take a look at how Red Cliff, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Red Cliff, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

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Find Cheap Red Cliff, Colorado Auto Insurance Companies

If you’re looking for the cheapest Red Cliff, CO auto insurance companies overall, you can compare them here. Find the best price for Red Cliff, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Red Cliff, Colorado

Insurance Company Average Annual Rates
Allstate $5,431
American Family $3,790
Farmers $5,047
GEICO $2,566
Liberty Mutual $2,544
Nationwide $3,474
Progressive $3,978
State Farm $3,246
USAA $3,507

What affects Red Cliff, Colorado auto insurance rates?

Local factors affect auto insurance rates in Red Cliff, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Red Cliff auto insurance rates.

Commute Times in Red Cliff

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Red Cliff, CO is 26.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Red Cliff, CO

You can buy cheap Red Cliff, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Red Cliff, Colorado auto insurance quotes from top companies.

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